Sentences with phrase «less income when»

They are sold on the premise that you will have less income when you retire which to me implies you are retiring poor.

Therefore, while floating - rate loans offer higher interest income when interest rates rise, they will also generate less income when interest rates decline.

Not exact matches

Continental posted net income of $ 233.9 million, or 63 cents per share, compared with $ 469,000, or less than a penny per share, in the year - ago quarter, when oil prices plummeted - and the company's production costs were higher.

When the prices of some export goods rise relative to others, the income - improving response is to sell more of the things whose (relative) price has gone up, and less of the things whose (relative) price has gone down.

«When house prices declined, ushering in the global financial crisis, many households saw their wealth shrink relative to their debt,» its authors observed, «and with less income and more unemployment, found it harder to meet mortgage payments.»

The fact is, many working families are already living on far less than 70 % of their income when you take out non-discretionary expenses like mortgage payments and the feeding and care of children.

When income is distributed very unequally, the only way for less well - off people to have the same material possessions as more well - off people is to spend all of their income and even to go into debt.

Both groups, though, when takers outnumber makers, will have less in income off which to be taxed.

When looking at the data we saw that people with a lower IQ were less likely to be happier because of higher levels of socio - economic disadvantage such as lower income.

When the market drops and some of your stocks are worth less than you originally paid, you can sell them and buy a similar (but not identical) fund, and this loss can be used to offset capital gains on other holdings — or even reduce your regular income taxes.

Both studies found that until Americans hit the latter retirement years, when health care expenses tend to scale up, they're spending far less than 85 % of their pre-retirement income, on average.

This stat is confirmed when you see that military families are 27 percent less likely to have dual incomes, compared to non-military families.

Why leave money in equities, and risk another year of lost opportunity, when fixed income securities seem to be on the road to higher (and less risky) returns?

When you retire, chances are you'll have less income to live off of.

(by «all income» i mean less than the $ 18,000 max) Also when you have a solo 401k for a side business, if you are a sole proprietor does the business have to be one specific thing?

Typically an issuer will call a bond when interest rates fall, potentially leaving investors with a capital loss or loss in income and less favorable reinvestment options.

There are less grey areas when it comes to measuring income than when it comes to measuring net worth.

But if you (like many people) tend to spend all your discretionary income, having less disposable income might be a good thing when it comes to your retirement savings.

When withdrawing from a taxable account would require selling investments held less than a year, resulting in short - term capital gains, which are taxed at ordinary income tax rates.

Because it's been less than three years since money was contributed to the RRSP, the $ 10,000 is added not to your spouse's income but to yours since it is essentially the income you weren't taxed on when you made the contribution.

High - dividend stocks such as utilities and phone companies fell; those stocks are often compared to bonds and they tend to fall when bond yields rise, as higher bond yields make the stocks less appealing to investors seeking income.

Typically an issuer will call a bond when interest rates fall, potentially leaving investors with capital losses or losses in income and less favorable reinvestment options.

Under these plans, your monthly payment amount will be based on your income and family size when you first begin making payments, and at any time when your income is low enough that your calculated monthly payment amount would be less than the amount you would have to pay under the 10 - year Standard Repayment Plan.

All income investments look less attractive when you know you can get a higher risk free interest rate in the near future.

@Mark generally when equity falls, dividends fall less, and of course bond value falls do not affect their income.

Based on the above numbers, I can conclude that when the next recession comes, my Income Portfolio should continue to generate approximately the same amount of income (give or take a few percent) because it is less volatile OR less risky that the overall mIncome Portfolio should continue to generate approximately the same amount of income (give or take a few percent) because it is less volatile OR less risky that the overall mincome (give or take a few percent) because it is less volatile OR less risky that the overall market.

That means in this instance that economists refuse to judge whether it is better to add to the consumption of one person rather than another, that is, they are unwilling to judge that the increase of wellbeing in toto will be less when a hundred dollars is added to the income of a rich person than when it adds to the income of a poor one.

On the whole, the rate of taxation is roughly proportional to income, except for the richest 5 % of the population.5 These percentages take on more meaning when it is recognized that 90 % of American families lived on incomes of less than $ 13,000 after taxes in 1970.6

When the national income is shifted from the broad consumer base to the very wealthy, the broad consumer base has less to spend, so the economy lags.

Another part of the answer has to do with early cognitive stimulation: Affluent parents typically provide more books and educational toys to their kids in early childhood; low - income parents are less likely to live in neighborhoods with good libraries and museums and other enrichment opportunities, and they're less likely to use a wide and varied vocabulary when speaking to their infants and children.

Although I have 33 % less income, yet about 85 % of the basic living expenses I had when married, I am somehow saying money every month and paying off credit card debt.

Husbands whose wives make more money are 61 % less likely to say they're happy Wives who are primary breadwinners are also significantly less happy about their family lives than other women Men are 5 times more likely to cheat when they're financially dependent on their wives Divorce is 40 % more likely when a women makes over 60 % of the family's income Much of the discussion around this topic so far has focused on the broader business and economic consequences of this shift.

► When parents were asked about problems that make it difficult for their child to continue participating in sports, 32 % who are less well - off (household incomes less than $ 50,000 / year) say that sports cost too much; while 16 % of parents who are more well - off (household incomes $ 50,000 / year or more) say that sports cost too much.

When the researchers accounted for a number of variables — like mothers» weight and education, family income and race — bottle - feeding itself was still linked to lesser self - regulation later on in infancy.

You see, as self employed private doctors, we only get income when we have patients, and of course, there are less patients in December.

That number would rise by 22,000 students this fall, when the state's new Excelsior Scholarship program kicks in for SUNY students whose families earn less than $ 100,000, and by 32,000 when the income cap is raised to $ 125,000 in 2019, Mujica said.

A typical basic rate taxpayer is paying over # 1,000 less income tax than when we came into government.

Every New Yorker pays less income taxes today than the day they did three years ago when we started this journey.

The amount, collected between July 12, 2012 and Jan. 11, 2013, represents a huge jump from previous cycles, when Thompson averaged less than half a million dollars in incoming cash.

There are unfunded mandates and lack of aid from the state, and while he has provided more money for education, it is less than the Campaign for Fiscal Equity settlement [the 2006 court ruling requiring the state to pay billions in backpay to shortchanged school districts]... When [Assembly Speaker Carl] Heastie proposed a slightly progressive income tax, he just rejected it.

The proposal expands the eligibility of a small business to include any business that files under PIT regardless of how the business is structured; raises the income eligibility threshold from $ 250,000 to $ 500,000 when the business entity income is less than $ 1.5 million; eliminates the employee requirement; increases the exemption from 5 percent to 15 percent for small business income and from 5 percent to 20 percent for farm income; increases the corporate tax threshold from $ 390,000 to $ 500,000; and reduces the corporate business income rate for small businesses from 6.5 percent to 2.5 percent over two years.

«There is no way we will grow our party when we continue to take folks that have either less income or less wealth and marginalize them.

In strict percentage terms, they were less generous than in 2012, when donations amounted to 4.5 percent of their income, but far more so than in 2011, when their giving rate was 0.89 percent.

Jackson's query of Brewer proved less challenging, perhaps unintentionally, when he asked about her position on small businesses, a question she said she «loved» because of legislation he steered through the Council to allow her district to restrict the street frontage size of incoming banks in an effort to preserve space for mom - and - pop shops.

When bathed in LED illumination, free - flying moths are less likely to plunge or spiral downward at the sound of an incoming predatory bat (SN Online: 8/4/15).

Caregivers» experienced better health outcomes when they were older, caring for a spouse, had higher income, better social support, sense of control, and caregiving had less of a negative impact on their everyday lives.

First, although both men and women disapprove of lying, women find it to be less acceptable than men, especially with respect to lies about one's income and education.2 Thus, lying in one's profile may be a riskier bet for guys if and when the truth eventually comes out.

When cigarette taxes go up, smokers end up spending more of their income on cigarettes and that leaves less money for food.

When asked about support for a proposal «that would allow low - and moderate - income four - year - old children to be given the opportunity to attend a preschool program, with the government paying the tuition,» no less than 60 percent of the public responded favorably, with just 27 percent voicing opposition.

Because teachers were considering intangible factors, even when race, gender, family income, and academic achievement are the same, there was no way to isolate the effect of being held back, much less to make reasonable conclusions about the effects of retention on a student's academic achievement or the probability of his dropping out of high school.