Sentences with phrase «less insurance»

Someone who is single and in good health will most likely need less insurance coverage than a family of four.

You could also work out a way by which you pay lesser insurance premiums for the same amount of coverage by agreeing to pay a bigger amount in deductibles.

If at all possible, do not settle for less insurance than you really need to protect your family or business.

Consequently, where there are fewer accidents, drivers may need less insurance coverage.

Buying less insurance Each state has minimum insurance requirements.

It also adds to the fact that women have less traffic violation, that is reason why women pay less insurance premium.

Older vehicles also generate less insurance costs, because regardless of the coverage that a driver selects, the company would have to pay out as much in a claim.

If you do, you'll probably find that you need a whole lot less insurance after you retire than you needed while you were working.

Many insurance companies offer discounts to customers who take the course because they figure it makes you a better driver, which means they file less insurance claims.

Depending on your package of coverage, you may have more or less insurance protection than described above.

You won't need less insurance because your spouse has more.

When it is declared a total loss, however, your insurance settlement will generally pay the market value less the insurance deductible.

But it is evident that this policy has not been a favourite among policy holders as lesser insurance agents promote it.

Also, your debt level may also have gone down, resulting in less insurance needed to cover it.

You may buy a put with an even lower strike price, but that provides less insurance.

When you do this, you have one less insurance defense attorney to deal with in the litigation process.

Although, one theory holds that when both are working, slightly less insurance can be purchased for each individual than if only one person is working.

So they end up having too much or too less insurance coverage for their families.

Usually states using a tort system require less insurance.

One way to cut costs on a policy is by selecting less insurance coverage.

You can also reduce the death benefit and the periodic premium if you find you need less insurance due to life changes.

Zero depreciation policy is ideal for those people who consider themselves as confident drivers and can continue with little less insurance.

If you buy less insurance than you need, you will be digging deep into your own pockets in the event of a disaster.

Here's proof that you have to pay less insurance premium than what you think.

Less injury, less insurance claim, less cost of insurance.

You won't need less insurance because your spouse has more.

By committing your dividends to future increased insurance you are potentially going against the grain of needing less insurance as you age.

2) Drive less Your insurance company likely factors your annual mileage into its pricing.

Response Insurance provides automobile insurance at lesser insurance rates, especially to responsible drivers.

When you take higher deductibles, you «self insure» more of your property, so you take less insurance with the insurance company.

What the Obama administration just did with education would be a mild case, in which waivers are combined with new requirements lacking a basis in law, but the more serious case is the Affordable Care Act, under which, without any warrant that I have been able to find in the law itself, the administration granted more than 1,400 waivers to labor unions and small businesses that were offering less insurance coverage than the law requires.

No one ever complains that they wish they had less insurance after a major claim.

The remainder will buy option premiums — the amount of money that gets applied to that is close to the credit spread on the bonds less the insurance company's fees to pay the costs of the company and a charge for profit.

Furthermore, with a growing number of people foregoing car ownership in favor of ride sharing services such as Uber or Lyft, there may be fewer cars on the road and therefore less insurance customers.

Some conclusions drawn are not as obvious as they may seem, for example, SUV statistics show many more accidents than would be expected for their group, and certain models of sports cars typically incur less insurance claims than less racy vehicles.

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While Cape Breton may be slightly less expensive for car insurance than some of Canada's larger cities because it's smaller population accounts for less insurance risk, it's still in your best interest to make sure that you're paying the lowest rate possible.

A bare - bones Worcester car insurance policy is going to cost less than a coverage plan that's more inclusive, but with less insurance comes less protection.

So for the convenience of not answering several health questions and not taking an exam you are going to pay 3 to 5 times more than you need to or you will get comparably less insurance for the same money.

Because it's so expensive, people buy a lot less insurance than they need so their family goes unprotected.

So raising your deductible will effectively increase the self insured portion of your plan, and this reduce its premium cost to you because you are buying less insurance protection even though the upper limits are the same.

People that opt for permanent life insurance at an early age often find that because premiums are higher than with term life insurance, they skimp and buy less insurance than they really need to replace lost wages, pay off a mortgage or pay for their children's college education if they die.

Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.)

@WernerCD Without having these warnings in the answer itself, your answer seems to suggest that taking less insurance than what is required by the banks is an obvious bonus.

Sensible protection devices like home smoke and burglar alarms and auto theft alarms may be expensive additions but in the long run, they provide safety and account for lesser insurance premiums.

This problem would only worsen under the health - care plan now being considered in Congress — a plan that would leave people paying more money for less insurance coverage of their medical expenses.

But since your mortgage amortizes and declines in balance, you will need less insurance coverage each year.