Sentences with phrase «less insurance claims»

Many insurance companies offer discounts to customers who take the course because they figure it makes you a better driver, which means they file less insurance claims.

Some conclusions drawn are not as obvious as they may seem, for example, SUV statistics show many more accidents than would be expected for their group, and certain models of sports cars typically incur less insurance claims than less racy vehicles.

Less injury, less insurance claim, less cost of insurance.

Not exact matches

Underwriting gain / (loss) is net earned premiums and fee income less claims and claim adjustment expenses and insurance - related expenses.

No less significant, Zenefits offers its software absolutely free to business customers, generating revenue by claiming commissions from its benefits provider partners — e.g., health insurance carriers — if the customer chooses to manage its benefits program through the Zenefits platform.

For C corps, they can claim more tax deductions than a partnership may be able to, write off benefits for employees (like health insurance) as business expenses, and are at much less risk of being audited as opposed to an LLC or sole proprietorship structure.

Another benefit is that you only deal with your own insurance company, rather than another insurer with less incentive to pay for your claim.

However, your Social Security spousal benefits are limited to 50 % or less of your spouse's primary insurance amount, depending on your age when you claim them.

There are certain breeds that make up a disproportionate amount of dog bite claims, making insurance companies less willing to cover any liability issues they cause.

Being in the health insurance industry is even better, as it is less prone to catastrophic claims payouts from natural disasters than the property and casualty business.

Life insurance companies will be less able to wriggle out of claims based on out - of - date medical definitions under the industry's first code of conduct.

New York drivers are «less likely to have an insurance claim involving a collision with a deer this year than they were the previous year,» according to State Farm Iinsurance claim involving a collision with a deer this year than they were the previous year,» according to State Farm InsuranceInsurance.

Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14

In 1999, IIHS researchers analyzed more than 5,000 insurance claims and determined that drivers with head restraints with good geometric ratings were 24 percent less likely than drivers with poor - rated head restraints to sustain neck injuries in rear - end crashes.

A 2008 Institute analysis of insurance claims found that, all other factors being the same, drivers of vehicles with seat / head restraint combinations rated good in Institute evaluations were 15 percent less likely to sustain neck injuries in rear - end crashes than drivers of vehicles with poor head restraints (see «Neck injury risk is lower if seats and head restraints are rated good,» March 15, 2008).

The effects of rearview cameras and rear cross-traffic alert on insurance claims has been less clear.

A 2008 Institute analysis of insurance claims found that, all other factors being the same, drivers of vehicles with seat / head restraint combinations rated good in Institute evaluations were 15 percent less likely to sustain neck injuries in rear - end crashes than drivers of vehicles with poor head restraints.

These advanced features are designed to reduce the risk of collision, which would translate to a lesser likelihood of an insurance claim.»

That would not have been good — filing an insurance claim on a car less than two days old with 90 miles on it!

«A higher deductible is a signal to the insurance company that the homeowner is less likely to file claims because they are agreeing to a higher threshold for doing so,» says David Reiss, law professor and research director at Brooklyn Law School's Center for Urban Business Entrepreneurship.

In 10 years time, nobody knows how life insurance rates will change, and the actual savings may end up being less due to inflation and claims experience.

This tells insurers that you are consistent and reliable and statistically will be less likely to file a claim on an insurance policy.

Flooding, in particular, has caused home insurance claims to soar, with payouts due to severe weather doubling every five to 10 years since the 1980s — from less than $ 100 million a year to over $ 3 billion a year in just three decades.

Small personal property claims are often paid out by an insurance carrier because it costs less to write a check for $ 500 than to investigate fully and pursue the truth of the claim.

The amount that can be claimed is restricted to the premium paid or the net cost of pure insurance, whichever is less.

We fear that some of the reinsurers are taking on what we call «too smart for your own good» risk, and that hedge fund investments will prove to be less diversified than they expected in a crisis, perhaps even a crisis with insurance claim applications, like 9/11.

Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of disability

A policy with a higher deductible may be less expensive to purchase, but the National Association of Insurance Commissioners points out that a higher deductible may have a more significant impact on you when it comes time to file a claim.

For example, if you maintain a safe home you may be less likely to file an insurance claim.

You probably can't afford an insurance defense lawyer, much less to pay for the claim.

Does a San Jose Renters Insurance claim pay enough that you can buy new things to replace the property that suffered a loss, or are you stuck with less than retail price?

Oklahoma renters insurance is also far less expensive than a liability claim against you.

The owner's insurance pays the claim to the owner, less their deductible.

In one case I remember the doctor told us the bill would be X, but when they submitted the claim to the insurance the final bill was less than X so the doctor's office sent us the extra back.

This means that if your lender repossesses and sells your home for less than you owe, they can claim the loss from the insurance company.

Insurance is, however, one facet of life that many residents of California's capital would claim is a little less - than - stellar.

Claims made insurance pays for claims made during the policy period, more or less without regard to when the act occClaims made insurance pays for claims made during the policy period, more or less without regard to when the act occclaims made during the policy period, more or less without regard to when the act occurred.

If you don't, it may mean that you're less concerned about reducing risk and therefore create higher risk of a claim for the insurance company.

Many people will find claiming for less than # 500 of damage both increases the future cost of insurance and can invalidate no - claims bonuses, meaning it's not always worth making a claim.

Less experienced drivers are more likely to have more accidents, and therefore put in more claims to their insurers — so insurance companies make their premiums more expensive to compensate.

Many people find that claiming for less than # 500 of damage both increases the future cost of insurance and can invalidate no - claims bonuses, meaning it's not always worth making a claim.

It's possible to buy a cheap renters insurance policy from a company that is less enthused about paying claims than they perhaps could be.

Before filing a claim though, keep in mind that if the total cost of the damage to your fence is less than the cost of your deductible, you may be better off paying for the repairs yourself without making an insurance claim.

Even if your flood insurance claim is less than your coverage limits, the policy still has limitations in terms of what will be paid for.

• Don't claim damages of less than $ 1,000 on your home insurance.

This is because there's less risk of a motorcycle insurance claim, because riding season is almost over and you're not likely going to want to drive your motorcycle when it's cold.

And for some of the major add - on products, such as consumer credit insurance, the payout was even less, representing around five cents in claims paid for every dollar that you've paid in premiums.

Dear Vijayakumar, Claims can be of two types - cash less claim (in network hospitals) or reimbursement claims (you pay first from your pocket and then claim from your insurance comClaims can be of two types - cash less claim (in network hospitals) or reimbursement claims (you pay first from your pocket and then claim from your insurance comclaims (you pay first from your pocket and then claim from your insurance company).

Many policies limit claims for jewelry to $ 1,500 or less so if you have an expensive wedding ring consider purchasing an insurance rider.

Insurance companies are in the business of taking in premiums and hopefully paying out less money in claims.