Sentences with phrase «less interest on your debt»

«Revolvers,» conversely, carry a balance, pay the minimum each month, or regularly do balance transfers in an effort pay less interest on their debt.

By doing this you pay a greater amount of money towards the balance and less interest on debt.

Not exact matches

Interest coverage measures a firm's ability to make interest payment on its debt through earnings - the lower the ratio, the less likely the firm is able to make interest Interest coverage measures a firm's ability to make interest payment on its debt through earnings - the lower the ratio, the less likely the firm is able to make interest interest payment on its debt through earnings - the lower the ratio, the less likely the firm is able to make interest interest payment.

Governor Snyder has said that the bankruptcy filing will allow the city to spend more money on public services because less of its money will be hurdled toward paying interest on debt.

Data from the Portuguese Finance Ministry showed that the country paid less than 300 million euros ($ 368.49 million) in interest on its sovereign debt between 2016 and 2017 due to the increasingly optimistic views from the ratings agencies.

The government beat this projection by nearly $ 1.6 billion — by taking $ 1 billion from reserve, keeping spending levels $ 600 million less than projected, and through $ 335 million of savings from lower than anticipated interest rates on government debt.

As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.»

If you're spending beyond your means, or have a lot of high - interest debt, then there is a chance of less likely to qualify for the lowest rates on a mortgage.

That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..

What is to stop U.S. banks and their customers from creating $ 1 trillion, $ 10 trillion or even $ 50 trillion on their computer keyboards to buy up all the bonds and stocks in the world, along with all the land and other assets for sale, in the hope of making capital gains and pocketing the arbitrage spreads by debt leveraging at less than 1 % interest cost?

-- Goethe What is to stop U.S. banks and their customers from creating $ 1 trillion, $ 10 trillion or even $ 50 trillion on their computer keyboards to buy up all the bonds and stocks in the world, along with all the land and other assets for sale, in the hope of making capital gains and pocketing the arbitrage spreads by debt leveraging at less than 1 % interest cost?

a reduction in the rating awarded a debt or equity security; a credit agency downgrades the debt of a company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or on time.; a downgrade suggests investors are less certain to receive interest payments and return of capital

It has been taking on long - term debt with an interest rate at less than 4 % and using much of these funds to repurchase shares.

That's because paying the debt off sooner means paying less on interest, getting you as close to that original loan amount as possible.

The interest that the Fed earns on all of its debt securities — less a relatively small amount to cover the Fed's own operating expenses — gets paid into the General Account of the US Treasury.

Businesses with less free cash on their balance sheets and higher debt levels would be expected to be more sensitive to absolute rates and / or interest rate changes than others.

Debt consolidation also often involves eliminating hefty interest and fees so that your single payment is less, which further lessens the burden on you.

Companies with solid balance sheets, that have better credit ratings and less debt - to - equity than peers, can weather economic downturns, make opportunistic acquisitions, waste less of their profit on debt interest, and easily absorb unexpected problems and keep moving forward.

These include: limiting loans to those with a debt - to - income ratio, excluding mortgage, of 35 percent or less, down from 40 percent; and raising interest rates on loans by between 0.39 percentage point and 1.17 percentage points, depending on the type of borrower and the duration of the loan.

It is great news that the Government has announced a good range of tangible cuts which will save a lot of money and mean lower taxes and less money wasted on debt interest over time.

You will owe more money to the new lender, but by eliminating other more expensive debt with the extra cash you just received, you are actually saving thousands of dollars too because you will have to pay lesser interests on your overall debt.

With less debt, you save money on interest charges and reduce your risk of financial catastrophe if your income is disrupted and you are unable to make payments.

Using the snowball method, you can pay less overall interest and pay off debts faster if you pay off the credit card with the highest interest first and make only minimum payments on the other credit cards.

No less an authority than Bank of Canada Governor Mark Carney has been travelling the country telling Canadians to resist the temptation to load up on low - interest debt.

Moreover, the sooner you pay of your debt, the lesser you pay on interests.

Transferring outstanding high interest rate debt from one credit card to another can be a effective way to lower you interest rate and pay less on monthly credit card bills.

By using a balance transfer credit card, some borrowers might be able to minimize the amount of interest they pay on their student loans — and ultimately pay less money on their debt.

You will always earn less money from the interest of funds invested than it will be costing you for the interest you are paying on your debts.

If a person is paying high interest on other loans or credit cards, it could pay to get a SoFi loan to pay off those debts and pay less in the long - term because of reduced interest.

The more debt a company has the more interest in needs to pay, interest is a burden on cash flows and mean there is less available cash to fund the dividend.

I understand the idea of deducting the excess cash because it could be used to immediately reduce the debt and boost the equity value but... On one hand it seems logical to avoid deducting the cash that is not available for distribution (i.e. couldn't be extracted from the operations), on the other hand that is exactly the part of the cash that is less likely to bear interestOn one hand it seems logical to avoid deducting the cash that is not available for distribution (i.e. couldn't be extracted from the operations), on the other hand that is exactly the part of the cash that is less likely to bear intereston the other hand that is exactly the part of the cash that is less likely to bear interests.

It might seem bad enough to enter adulthood with tens of thousands of dollars in debt, much less to have to pay interest on it.

The Consumer Financial Protection Bureau imposed the fines on American Express after the company admitted discriminatory practices include charging higher interest rates, imposing stricter credit score cutoffs and providing less debt forgiveness.

By moving the balance to a card with a lower APR, you're paying less interest — so you can focus on paying off debt.

If your after - tax interest rate is less than what you'd earn on an investment, opt to invest your money and keep the debt instead.

Through the effort of debt relief programs, you may end up with a lower interest rate than what you were paying on the individual debts — ultimately, requiring you to pay less money and interest in the long - term.

But keep in mind that erasing even a little of the principal today will be that much less debt on which the interest is accruing.

It's an incredibly safe fund given the security of Treasuries — two of the three major credit providers give American debt the highest possible rating — and the short maturity, which tamps down on the risk of interest rates rising quickly and making the fund's current holdings less attractive.

You're under no legal obligation to talk to a debt collector on the phone, and the debt collector could not care less about your best interests.

Almost all lenders allow you to make additional payments on your loans, which will ensure you pay off your debt more quickly while spending less in interest over the life of your loan.

(See also: How to Pay Less Interest on Your Credit Card Debt)

If you would like to keep paying your debt on your own and stay current, but pay less interest, then we recommend that you read this page.

Line of credit debt is deductible as mortgage interest if the total amount borrowed on the LOC is less than $ 100,000.

If you've got great credit and you're pretty good with managing your credit cards, one way to pay less on interest is to consider moving your debt over to Lending Club to take advantage of lower rates.

So tax savings on interest expense makes debt financing less expensive than preferred stock financing.

Paying $ 50 a month on the same account of debt will shrink the time to pay it off to less than two years, with an interest cost of just $ 139.

If one's 2 % monthly minimum payment for all of their cards is let say 500 dollars a month, they would have been MUCH BETTER OFF owing 500 dollars a month on 5 % monthly minimum payment cards instead because it would mean overall less debt and a superior re-spend versus actual take away in the form of interest rate charges.

Debt consolidation is one of the most common approaches to eventually become debt free because it allows you to pay less on interest over time and manage your finances betDebt consolidation is one of the most common approaches to eventually become debt free because it allows you to pay less on interest over time and manage your finances betdebt free because it allows you to pay less on interest over time and manage your finances better.

First, the interest rate on the new debt must be less than the interest you're paying on the debts you consolidate.

okay here's my two cents worth folks im up for renewal and have just nagotiated a rate 5 yr variable1.75 persent or if i want a five yr fixed at 4.49 still quite a gap between fixed and variable here i believe i have a little lee way here apparently i was only interesed in variable and five yr fixed but i made it absulutly apparent to them that when lock in from a variable i get the whosale discounted rate at that time and written into the contract i kinda believe this the way the market is heading as we head out of ressesion and the bank of canada is going to make there move i believe coming up in june and just to make this firm i do not believe the boc will raise rates in fast mode far from it will be slow process i don't care what the ecconmists are thinking we have to remember manufactering sector is reallt taking a hit on the high dollar and don't forget our niegbours to the south how dependent our canada is with them i believe it will be a slow process a lot of people heve put themselves in a debt load over these enormously low interest rates but i may be wrong i think a variable is the way to go if you want to work on that princibal at least should i say the say the short to medium term and betting that the bond markets stay put for the short to medium term - i have given enough interest to the banks maybe i can pay a little less at least fot the short to mediun term here i have not completly decided yet put i think im going variable although i wish my mtge was up a year ago that would have been just great congradulations to all that did.