Sentences with phrase «less investment choices»

Plan could change — The company could change their plan and you may end up with less investment choices or higher fund fees.

On top of that, a variable annuity gives you much less investment choice and you'll face much higher expenses.

Not exact matches

ICI states that 90 % of equity mutual fund assets in private - sector IRAs are in funds that charge less than 100 basis points in operating expenses — and that private - sector IRAs offer more investment choices than the state - run plan contemplates.

Actively managed funds, for example, might be an appropriate choice, while something like an exchange - traded fund, which has less turnover and fewer taxable events, might be better suited to a taxable investment account.

The trade - off is that you have somewhat less flexibility with your investment choices.

Natural or organic mattress choices are not as inexpensive as mattresses constructed from traditional fabrics, but many consumers feel it's worth the investment to get a mattress that is more eco-friendly, and less likely to cause allergic or chemical reactions.

«The study extends this to the way we deal with financial losses, and, maybe more importantly, shows that people who are good in this type of reinterpretation actually start behaving as if they cared less about losses in their investment choices.»

Along with these major investments in school choice, the Department of Education as a whole would receive 13 percent less funding than last year, a reduction of $ 9 billion.

To help employees make better investment decisions, many plans have reduced the number of investment options, so employees are less overwhelmed by the choice.

Debt mutual funds should be your choice of investment when looking for stable and less risky short term investment products.

If you have less than $ 10,000 to invest, Wealthfront is the most cost - effective choice, with no management fee on the first $ 10,000 and 0.25 % on investments exceeding that amount.

If the interest rate on such investments happens to be less than zero, these investors really have no choice but to accept the negative rate.

Actively managed funds, for example, might be an appropriate choice, while something like an exchange - traded fund, which has less turnover and fewer taxable events, might be better suited to a taxable investment account.

However, with your money being in a state - sponsored plan, you might have better (less expensive) investment options, which might not make staying in the state - sponsored plan a bad choice.

Poor investment choice as the interest you earn on the cash value may be lesser than other available investment alternatives.

But if that's not a concern for you, any of the three companies could be a perfectly good choice (though Fidelity will be less desirable if you can not meet the minimum investments on their index funds).

But after that, if my choice was between a «regular investment» or an investment I'd have to pay taxes on like T - bills or Bonds or (to a somewhat lesser extent) stocks I would want to remember that removing an expense goes further than adding income.

Plaintiffs argue it was inappropriate to allow three recordkeepers to supply the plans with a separate menu of investment choices, including mutual fund share classes that charged higher fees than other alternatives that offered the same investment strategies or less expensive share classes of the exact same investment fund — or both.

Plaintiffs argue it was inappropriate to allow each of these recordkeepers to supply the plans with a separate menu of investment choices including mutual fund share classes that charged higher fees than other alternatives that offered the same investment strategies or less expensive share classes of the exact same investment fund — or both.

FWIW: Many 401K plans (including mine) intentionally limit the number of investment choices because there is a lot of evidence that giving too many options causes people stress and makes them LESS likely to invest in the 401K.

Ever growing concerns about climate issues coupled with recent major European rail investments means that travelling the continent by rail is a cleaner, less expensive and more enjoyable choice.

Some types of whole life insurance allow the policyholder to make decisions about how the money is invested, which has the potential to make a policy worth considerably more or less depending on your choices for investments and the general market behavior.

As far as fitness earphones go, the Gear IconX 2018 are a pretty hefty investment at $ 200 — especially since you can get our Editors» Choice JLab Epic Air for $ 50 less.

«Like - kind exchanges help investors more efficiently allocate capital and resources with less borrowed money into new investments that drive economic activity in communities across the nation,» said NAR President Chris Polychron, executive broker with 1st Choice Realty in Hot Springs, Ark. «Any tax reform plan repealing like - kind exchanges would hurt investors and small businesses, increase financial leverage, weaken growth and the economy, and result in the loss of jobs.»

This means that if the monthly rent on a property is less than 1 % of the mortgage, it might not be the best investment choice, making it difficult to maintain cash flow while paying off the mortgage.