Sentences with phrase «less opportunity cost»

The stock market has averaged around 6 - 7 % annual total return over the long - term, so by investing instead of paying down debt you are in fact earning an incremental profit (or less opportunity cost on your money).

Not exact matches

If interest rates rise, the «substitution effect» has a negative sign on consumption: the opportunity cost of consumption in period one has risen, this encourages us to save more and consume less.

Flatt also chairs Brookfield's Investment Committee, whose investment approach is to acquire high - quality assets at less than replacement cost by looking for opportunities in regions and sectors during periods of financial upheaval or operational challenge.

While both versions have similar costs, there is still opportunity for a conference agreement to cost hundreds of billions less by taking the best elements from both plans.

Leasing also gives you an opportunity to upgrade your equipment at less cost, and it frees up working capital you need in the day - to - day operations of your business.

The combination of this competitive job market with a lower cost of living than many Western countries means many Chinese workers are willing to work for less, which presents an opportunity for global companies to save on labour costs.

The bonus is that the cost of construction and the cost of ongoing operation is materially less than traditional wastewater treatment facilities, creating an exciting investment opportunities for the private sector in partnership with public utilities.

But the most important lesson is that no matter what's our profession, nor our salary if we live a frugal lifestyle, if we cut out the waste, if we spend less than we earn and then invest that money on low - cost index funds and ETFs, Anyone has the opportunity to become financially secure.

These products also cost very less and even provide you the perfect holiday gifting opportunity.

Agree... except for the rise... offer him 10 per cent less and see what the opportunity cost is... my guess would be a starter at Newcastle or watford

That may seem a little bit steep considering a weekend ticket to the World Endurance Championship earlier this year cost just # 50, but on the other hand it should be a good opportunity to experience a Formula 1 event when things are a little bit less hectic.

As soon as I stopped working I saved money because I wasn't paying for travel or buying expensive coffees and lunches, I also had less opportunity to shop (my old office was above an amazing shopping centre) although of course babies come with their own costs.

Many zoos offer daily specials and money - saving admission packages during the summer season, giving you an opportunity to enjoy a day out for less than the cost of a movie.

«Giving men and women in prison the opportunity to earn a college degree costs our state less and benefits our society more,» Cuomo said in the statement.

But cost reduction opportunities are fragmented and usually not coordinated, so gains are less likely to occur than with modules, the report authors said.

For Teitelbaum, the issue has increasingly become one in which science and engineering careers are less attractive as the «opportunity costs» of acquiring the necessary training continue to go up.

«The model is capturing the fact that you have a lot of low - cost opportunities to reduce coal, from heavy - industry direct use as well as the electric power sector, from facilities using less energy - efficient technology or processes.»

Finally, 1 month's membership costs less than a night out and gives you hundreds of opportunities to meet your perfect partner — every night!

Not only does pursuit of the associate's degree cost less, by itself a legitimate concern for those with limited means, but the two - year training program, unlike the four - year degree program, also may allow for entry into one of the trades — and it may strengthen ties with families and friends when the new degree holders seek out work opportunities in their home communities.

Given that K — 12 education is facing its own financial crisis and that teacher salaries have not risen along with tuition, rising costs for education degrees may make teaching a less attractive opportunity for talented individuals.

Abstract: Geography is an important part of economic opportunity — but due to monetary and nonmonetary costs of migration, college attendance is less likely for those who live farther from postsecondary institutions.

Unfunded liabilities do not arise so readily, and legislatures have less opportunity to enhance benefits by shifting costs to future generations of taxpayers and teachers.

That is why school choice would be a less costly path for all parents — both in terms of financial costs and opportunity costs.

For these and other reasons, an extensive body of research suggests that small schools and small learning communities have the following significant advantages: • Increased student performance, along with a reduction in the achievement gap and dropout rate • A more positive school climate, including safer schools, more active student engagement, fewer disciplinary infractions, and less truancy • A more personalized learning environment in which students have the opportunity to form meaningful relationships with both adults and peers • More opportunities for teachers to gather together in professional learning communities that enhance teaching and learning • Greater parent involvement and satisfaction • Cost - efficiency Ultimately, creating successful small learning communities and small schools at the middle level increases the chances for students to be successful in high school and beyond.

While Amazon originally worked under the wholesale model, which afforded the retailer the opportunity to sell ebooks at less than their cost in order to push sales of their Kindle e-readers, the alleged collusion between Apple and five of the Big Six publishers actually refers to their switch to an agency pricing model, which allowed publishers to set the price of the ebooks for the retailers.

Bundles with books from multiple authors sell well on Amazon because they give genre or topic fans an opportunity to «sample» several new authors at a cost that's less than buying each book individually.

People are spending less, saving more and always on the lookout for ways to cut costs or take advantage of offers and opportunities that could help them save or earn even more money.

You can buy an ETF for as little as the cost of 1 share — giving you the opportunity to start investing with less money.

A steady income stream from my underlying investment also helps you avoid a less common (and less appreciated) investment risk which is the opportunity cost of selling an investment too soon and not maximizing your return.

-LSB-...] up bonus, you'd earn 20,000 points in addition to the sign up bonus but you could have used a cash back card that earns 5 % at gas stations instead which means you have an opportunity cost of $ 500 (less whatever you value -LSB-...]

For one thing, opportunity cost isn't the cost of stock market returns (for which 7 % seems reasonable), but the cost of stock market returns less housing market returns (2 % is conservative, since that covers inflation, but housing also increases in value with local population growth), so 5 % seems decent.

One has to consider the opportunity costs of not investing or paying down debt as well, but the safer route is also the route with less variance and more security.

Less frequently — but far more consequentially — other cases result in unforecasted changes in the environment that can prove very expensive, either through direct loss (by staying at sea too long) or opportunity cost (by staying in port too long).

Michael Mauboussin, in what is arguably the best essay ever written on moats put it this way, «Companies generating high economic returns will attract competitors willing to take a lesser, albeit still attractive return, which will drive aggregate industry returns to opportunity cost of capital.»

Not only would the mutual fund gobble up more in fees ($ 8,961 to $ 698 for SCHD), but that would also drag on performance via the opportunity cost of having less to reinvest ($ 11,970 in opportunity cost to just $ 884 for SCHD).

And there could be a strategic opportunity to delay the buyback to the extent you can since rising rates could cause the cost to be less in the future.

Flatt also chairs Brookfield's Investment Committee, whose investment approach is to acquire high - quality assets at less than replacement cost by looking for opportunities in regions and sectors during periods of financial upheaval or operational challenge.

Decreasing overall cat intake also leads to less crowding, an opportunity for more humane cat housing, less stress for staff and cats, and cost savings.

The retail reality is that the less it costs to manufacture a product, the greater the opportunity for markup — and profit.

Let's assume you make $ 10,000 in purchases at a gas station to earn the sign up bonus, you'd earn 20,000 points in addition to the sign up bonus but you could have used a cash back card that earns 5 % at gas stations instead which means you have an opportunity cost of $ 500 (less whatever you value 20,000 points at).

If you find you're consistently redeeming your Flexpoints for less than the opportunity cost of acquiring them (2 % or 2.22 % in cash back or statement credits, for example), then you should at least think about earning fewer of them.

It's a smarter decision for all — less cost, better customer relationships, less shite in our lives, more customization possible Smart thinkers are looking systemically at consumption, like this, and finding there are many, many opportunities for innovation that benefit all.

The opportunities for improvement are even greater in rapidly developing economies such as China, which now uses much more nitrogen and phosphorus fertilizer much less efficiently than either the United States or Europe, and at a much higher cost in pollution and human health.

Because of the way opportunity costs compound over time the world at the turn of the next century will be poorer by the equivalent of $ Quadrillions and I suspect, if we could send a probe to our future descendants to ask if they would prefer a little less CO2 or an extra $ 500,000 each for everyone on Earth, the answer we get back would not be congratulatory for surrendering to these brain dead mooks.

The benefits of a less severe climate are dependant on local conditions, but include reduced heating costs, increasing agricultural and forestry opportunities, more navigable northern sea routes, and marine access to resources (medium confidence).

In fact, the true cost to NASA to operate DSCOVR for seven years is likely less than $ 50 million due to cost sharing opportunities with other agencies, and use of cheaper launch vehicles such as a SpaceX rocket.

Urban agriculture may provide some advantages over other jobs and income earning opportunities for women in lower income groups, like the low capital needed to start farming, the possibility to combine this activity with attending children, less travelling (and related costs in money and time) to the city centre or better off neighbourhoods for an (often informal e.g. housekeeping) job.

Here's where I see a glaring gap and potential for a huge increase of hard good sales, which could result in decreased waste generation and costs worldwide: Instead of business as usual with continued global expansion that simultaneously increases profits and global waste, Starbucks has an opportunity to show social and environmental responsibility, increase profits, save money, and generate less waste by promoting branded reusable cups, straws, and cutlery.

Not only does this structure permit us to meet our founding purpose — namely, high quality work for substantially less cost — but it also accelerates our evolution into an exceptional national — and to some extent international — law firm that provides businesses, law firms and attorneys with a viable alternative to traditional opportunities.

According to the sales representatives from both companies, this means that any plan available from either company's website will always cost less if you purchase it through a sales representative (assuming you take advantage of the opportunity to negotiate) than if you purchase it online.