Sentences with phrase «less out of pocket expenses»

Agents are going to have to «collect» more clients to end up in the same place at yearend, but they will have had less out of pocket expenses apparently, using menu services or flat fee.

You will experience less out of pocket expenses and can feel more secure.

Things like roadside assistance and rental car coverage provides you with less out of pocket expenses if your car is damaged in an accident.

The insurance carriers figured out that if you carried a higher deductible (which went toward claims that the carrier paid), they could afford to reduce your premiums, based on less out of pocket expenses for them and the increased value of the money (interest) they could earn by not paying it out.

Not exact matches

This makes adjustable rate mortgages more affordable, at least in the short term, as the out of pocket expenses are less than if you were to finance your house with a fixed rate mortgage.

It covers tuition at state universities for full - time, in - state students whose families earn $ 125,000 or less, though students still will pay out of pocket for room, board and other expenses.

This would tip the balance more sharply toward viewing new medical tests, drugs, and procedures as non-essential, with higher out - of - pocket costs leading more patients and their doctors to wrongly conclude that the medical benefits of these less familiar treatments won't outweigh their expense.

(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.

If you can afford the additional out - of - pocket expense that a $ 500 or $ 1,000 deductible would require, the premiums you'd pay for your San Angelo Insurance policy could be as much as 25 % less than you'd pay in a policy with a lower deductible.

This means our insurance rates — including those out - of - pocket expenses — will not cost us more just because we have a less than perfect credit score.

If your total out of pocket (unreimbursed) medical expenses are $ 5,000 or less, you are not allowed a tax deduction.

If your repayment plan is less than 20 years and you are a recent graduate with tight finances, it may make sense to see if your lender (s) will extend repayment to 30 years, thus lowering your current out - of - pocket expenses.

Obviously, at a value of 1.5 cents per point, this will not be the best you can do with your points... but it does provide a solid option for reducing your out of pocket expenses when you travel, especially when you need to book less expensive tickets for several people.

While that means I didn't have any out - of - pocket expenses for my hotel stays (except 12,000 Ultimate Rewards points I had to transfer to World of Hyatt), on the other hand if I were absolutely focused on cost I probably could have spent far less by simply booking far in advance and staying at the absolutely cheapest properties in each city.

Obviously, at a value of 1.5 cents per point, this will not be the best you can do with your points... but it does provide a solid option for reducing your out of pocket expenses when you travel, especially when you need to book less expensive tickets for several people.

Seventy - three percent of victims incur no out - of - pocket expenses whatsoever; the unlucky minority loses, on average, $ 2,000 — hardly chump change but far less than the scare stories would have us believe.

If you currently have significant health issues your out - of - pocket expenses, and most likely your total costs would be less with a Medicare Supplement plan.

Although a «limited» plan will cost about 20 % -40 % less, if you incur medical expenses, your out - of - pocket expenses will be more than the premium dollars you saved that particular year.

The High Deductible Health Plan is defined as «a health plan which has an annual deductible which is not less than $ 1,000 for self - only coverage, and twice the dollar amount ($ 2,000) for family coverage, and the sum of the annual deductible and the other annual out - of - pocket expenses required to be paid under the plan (other than for premiums) for covered benefits does not exceed $ 5,000 for self - only coverage, and twice the dollar amount ($ 10,000) for family coverage.»

Even if you don't spend enough on health care to meet your catastrophic health plan's deductible, you'll still pay less on out - of - pocket medical expenses with a catastrophic plan than if you had no health insurance coverage at all.

Part two reduces your out - of - pocket maximum so you pay less when your health care expenses are high.

However, they tend to cover lower dollar amount claims, which leads them to be less important.You will be more likely to be able to cover these expenses out of pocket rather than purchasing the coverage.

If you can afford the additional out - of - pocket expense that a $ 500 or $ 1,000 deductible would require, the premiums you'd pay for your San Angelo Insurance policy could be as much as 25 % less than you'd pay in a policy with a lower deductible.

You do not want to pay full price when you could receive discounts that can add up to a lesser deductible (out of pocket expense) and a lower premium rate.

Although these plans may be less expensive than regular health insurance, they have a number of important limitations, including no coverage for pre-existing conditions and routine health care, and high deductibles and out - of - pocket expenses.

At the core of this philosophy, APRIL implemented «instant adjudication» as the centerpiece of its signature «Stress Less» Benefits — a ground - breaking strategy allowing policyholders to enjoy their vacation without having to worry about out - of - pocket expenses in an emergency.

While it may seem practical to choose the lesser of coverage amounts your auto insurance company offers, if you end up being at fault in an accident and are sued because of your fault, not having enough money to cover expenses will result in you owing money out of your own pocket.