Sentences with phrase «less over the lifetime»

Likewise, for loans in the income contingent repayment program, where the interest is not capitalized after it exceeds ten percent of the original principal amount.3 It is always better to have prepayments used to reduce the loan balance, since this will cost you less over the lifetime of the loan.

Because she didn't have renters insurance, Tammy will earn substantially less over her lifetime.

So a 5 - year loan, for example, may be more difficult to manage each month but will likely cost considerably less over the lifetime of that loan than a comparable one with a 10 - year repayment schedule would.

As mentioned, securing a lower interest rate on your loans can help you to pay less over the lifetime of your loans.

Because she didn't have renters insurance, Tammy will earn substantially less over her lifetime.

Not exact matches

A half - percentage - point difference in fees will translate into thousands of dollars less in total return over an investor's lifetime.

Securing a loan for one percent less could save you $ 3,461 over the lifetime of the loan.

You pay much less interest over the loan's lifetime.

Mike Gundy: When I took this thing over, I said my goal is, one, to erase a lifetime losing winning percentage here — meaning that, up until a couple of years ago, Oklahoma State has always had a less than 50 percent winning percentage [all - time].

Given questions about how long the vaccine is effective for, she questioned the efficacy of giving shots to girls as young as 11 years old in parts of the world (such as the U.S.) where women regularly undergo safety Pap screening repeatedly over their lifetimes, saying that the chances of their contracting cervical cancer may be less than the «small» risks associated with the vaccine.

Being sick less often saves families, and society, a great deal of money over the course of the family's lifetime.

Because the rate of physiological recovery after exposure to everyday stressors and hassles results in more or less cortisol exposure over the course of a lifetime, supportive communication that accelerates cortisol recovery, even slightly, may have longer health benefits.

Even though staying beyond the set retirement year oftentimes means a bigger retirement check, because pensions are guaranteed over a lifetime, working when you could be retired means less checks to collect over a lifetime.

The numbers cited in the report are sobering: High school graduates earn an average of nearly $ 290,000 more than dropouts over their lifetime, and they are 68 percent less apt to rely on public assistance.

Over a lifetime, dropouts typically earn less, suffer from poorer health as adults, and are more likely to wind up in jail than their diploma - earning peers.

Degree holders also pay far more in taxes and cost less in public - welfare spending over their lifetimes, with bottom - line estimates ranging from $ 250,000 to $ 500,000 per person.

For dropouts, the economic picture is even bleaker: According to Northeastern University's Center for Labor Market Studies, over a working lifetime from ages 18 to 64, high school dropouts are estimated to earn about $ 400,000 less than those with diplomas.

Accumulated over the lifetime of somebody born today, this improvement in achievement would amount to nothing less than an increase in total U.S. economic output of $ 112 trillion in present value.

Tier 2 offers worse benefits for new teachers: it has a higher minimum service requirement (up from five to 10 years, making it more difficult for new teachers to qualify for a minimum benefit), a higher normal retirement age (meaning teachers have fewer years to collect pension payments over a lifetime), a less generous pension formula (calculating the final average salary from the last eight years of service instead of just four), and a lower COLA.

Because high school dropouts earn $ 250,000 less on average over a lifetime less than graduates do (U.S. Bureau of the Census, 2006), their children are more likely to be raised in poverty — and students from impoverished households with undereducated parents are themselves more likely to drop out.

Vergara argues that lifetime tenure — awarded after less than two years in the classroom, dismissal procedures that make it nearly impossible to fire incompetent teachers, and «last in first out» layoff policies that reward seniority over merit, have harmed California's children.

I have repeatedly posted that I am absolutely convinced that I will purchase less new vehicles than I might have over a lifetime, simply because I absolutely detest the «game» one must play on order to purchase a new vehicle.

The analysis estimates that from manufacture to disposal, the all - new Premacy will produce six percent less CO2 over its lifetime than the previous model.

The facelifted Mazda Axela will produce five percent less carbon dioxide (CO2), three percent less nitrous oxide (NOx), two percent fewer non-methane hydrocarbons (NMHC), two percent less sulphur oxide (SOx), and three percent less particulate matter over its lifetime than the previous model

The facelifted Mazda Demio will produce 11 percent less carbon dioxide (CO2), 6 percent less nitrous oxide (NOx), 5 percent fewer non-methane hydrocarbons (NMHC), and 7 percent less sulphur oxide (SOx) over its lifetime than the previous model.

It's why the majority of self - published books sell less than a few hundred copies, not in a year but over their entire lifetime.

Doris Lessing has something far more impressive than a Nobel Prize (shoot — any author can get one of those if, say, that author generates one of the world's most noteworthy bodies of literary work over the course of her lifetime).

Meanwhile in the United States the median household income in the US is $ 52k per year and the average indie author from the USA earns less than $ 100 over the lifetime of their book.

The average U.S. nonfiction book is now selling less than 250 copies per year and less than 3,000 copies over its lifetime.

An analysis by the Cleantech Group finds, when used to replace paper, Amazon's Kindle is less polluting over its lifetime.

The latest reader from the online retailer, the new Kindle is thinner and lighter than its predecessors, and though it's less capacious too - 2 GB of book storage - you can still get a lifetime's worth of e-books - downloaded over Wi - Fi - onto it.

Over the lifetime of a loan the money you save by paying less interest can add up to thousands or even tens of thousands of dollars.

On average, students who drop out earn $ 130,000 less over the course of their lifetime.

Over the lifetime of the mortgage loan (30 years), it can mean as much as $ 100 per month less in repayments, which translates to $ 36,000 in total.

Over its lifetime, Global has modestly underperformed its peers with noticeably less downside while International modestly outperformed its peers (6.9 % annually to 6.6 %) with substantially less downside volatility.

If you already are on a tight budget, as most people are, it's nearly impossible to replace even just the basic necessities of what you own much less everything you've acquired over a lifetime.

If you examine the gender gap in pay over a lifetime, women make $ 434,000 less than men, according to a fact sheet from the Democratic Policy and Communications Center.

In the course of a lifetime, people with better scores pay over $ 100,000 less in interest than people with mediocre scores.

People who file early receive about 44 % less Social Security income over their lifetime than those who wait until age 70 when the maximum benefit is available.

Juicy Excerpt: If stock investing risk is variable, investors who care to can minimize their lifetime investing risk by investing in stocks to the same extent as Buy - and - Hold investors over the course of a lifetime but investing more heavily in them at times when risk is low and by investing less heavily...

Slowly drawing down your RRSP over time may allow you to smooth your income over the balance of your life and pay less lifetime tax as a result.

No one has ever complained about paying less in interest over their lifetime.

Although, it is possible that you will pay more over the lifetime of your loan, as you will be paying less each month.

Since insurance companies are businesses at heart, it makes sense that providers are less excited about writing a policy that is likely to cost them more over its lifetime and more excited about writing a policy where that they'll come out ahead.

But by taking benefits earlier rather than later, you may end up collecting a lot less than you otherwise could over your lifetime, putting even more strain on your nest egg to maintain your standard of living.

A 2 % interest rate reduction after 48 months of on - time payments may sound like a lot, but it is the equivalent of a less than 0.7 % point reduction in the interest rate over the ten - year lifetime of a regular student loan.

And a 2003 Rand study, Annuities and Retirement Satisfaction, showed that retirees who got lifetime income from pension annuities not only experienced higher levels of well - being, but that they also tended to maintain their satisfaction throughout retirement while those who lacked such income became less satisfied over time.

Juicy Excerpt: If stock investing risk is variable, investors who care to can minimize their lifetime investing risk by investing in stocks to the same extent as Buy - and - Hold investors over the course of a lifetime but investing more heavily in them at times when risk is low and by investing less heavily in them when risk is high.

By using the three - year vaccine, the body is challenged less often by these antigens, which minimizes the total risk for vaccine reactions, and also minimizes the number of injections over a pet's lifetime.»

You'll spend less on veterinary care over the dog's lifetime than you would with a «free puppy» from poor breeding with the potential for temperament issues.