Not exact matches
However, for higher income taxpayers,
Qualified Dividends may be subject to both a higher tax rate and also the Medicare surtax on investment income, which may make them
less efficient for those
investors.
By tapping only well - heeled «accredited» and institutional
investors, who are viewed by regulators as
less in need of protection when they invest, the peer - to - peer marketplace lenders
qualify for the prospectus exemption.
The authors conclude that the phenomenon of making poorly timed allocation decisions is observed disproportionately in
less sophisticated
investors, who are more likely to invest in funds with high expense ratios and who do not
qualify for institutional share class funds.
New
investors will have a harder time
qualifying, which means even
less inventory coming online, which in turn means even higher rents.
Being required to put more money down and being able to use
less potential rental income for
qualifying purposes will displace many new real estate
investors (who currently only make up around four per cent of all mortgage consumers in Canada).
And since not every office building acquisition or refinance will even be considered (much
less funded) by banks, Office Building Financing options by Hard Money Lenders are a growing commodity among savvy &
qualified investors.
They are only
investors if they are
qualified and I keep a close circle of 3 or
less.
Loans that fail to
qualify as QMs would be
less available and far costlier because lenders and
investors would face a much greater risk of violating the terms of the new ability - to - repay requirement.