Sentences with phrase «less risk by»

When you choose a higher deductible, the insurer is taking on less risk by avoiding smaller claims, so it rewards you by lowering your premium on that portion of the policy.

Charge cards may be somewhat easier to obtain than credit cards from issuing banks because charge cards represent less risk by virtue of their full balance being due each month.

Consuelo Mack: And, Rupal, it's very difficult to get our heads around seeking growth in income with less risk by embracing volatility in a lonely trade.

The rationale is that you're taking on less risk by tip - toeing into the market rather than plunging in all at once.

Because it's an FHA loan, lenders will offer you lower, more affordable rates because the FHA insures lenders, so they have less risk by taking you on as a borrower.

A better credit score also means a better interest rate since the bank is taking on less risk by lending to you.

Canadian investors have an opportunity to tap into these rising international markets with less risk by means of two low - fee ETFs.

The all - value portfolio nearly triples the 40 - year return of the S&P 500, still at less risk by those two measures.

Not exact matches

«The Swedish crown is also being held back by less risk appetite following last week's equity rout, so people are cautious.»

That relative lack of movement, as well as less contact with the roving germ collectors known as flight attendants, translated into a relatively lower risk of infection for those seated by the window.

By shifting the risks away from banks and to asset managers, Gross argues that the risk of herd behavior that causes a liquidity event in markets has been shifted away from the professional investing class and to a more amateur, less - informed, skittish class of investor: the public.

It seems to me that if the above steps are followed, and a culture of risk management and tone - at - the - top is set by the board, it's much less likely that «we missed it» will occur.

It might seem encouraging to applaud your child's intelligence, but tons of research — much of it spearheaded by Stanford psychologist Carol Dweck — shows that doing so makes kids fearful of taking risks or pursuing tough goals that might make them feel less than brilliant at first.

The sharp jump in debt yields in tandem was mirrored by a rally in commodity prices, which suggests that investors are becoming less worried about the risks of deflation.

Costs are both financial, including listing fees and the expenses associated with mandatory disclosures and other regulatory requirements, and less tangible, such as the perceived burden of quarterly earnings releases, the risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.

The risks faced by most Chinese millionaires may be less dramatic, but Lesperance said the case had some of his Chinese clients thinking «there but for the grace of God go I».

Controlled by a «militarized iPad,» the system would be based with the field unit, available on a moment's notice to return to base for supplies or evacuate casualities — with far less cost or risk than a manned helicopter.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

Without crossing an international boundary, these band - aids would be regulated by the Federal Energy Regulatory Commission, not State, with less risk of their becoming politicized.

The system, inspired by work done at Stanford's VR lab, uses 360 - degree video to put players — primarily quarterbacks — through their paces, with less physical risk and wear - and - tear than on - field practice, and more interactivity than just watching game video.

But by raising the lowest price plan to $ 70, T - Mobile risks scaring off potential new customers with lower data needs or less money.

Moreover, the possibility that the Company might sell Wynn Boston Harbor for less than its full long - term value in an attempt to «mitigate risk» by limiting the investigation is of even greater concern.

Marijuana companies have largely dealt with the hazy legality by listing on the smaller, less risk averse exchange.

When the BYOD craze started, company officials had no clue about network security, much less the best practices that would be necessary to reduce the risks introduced by employees using their personal computers, smartphones and tablets for company business.

«There was still a risk that growth in consumption might turn out to be weaker than forecast if household income growth were to increase by less than expected.»

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less than a 10 per cent rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

Several Thai politicians who attended the Boao Forum for Asia, a kind of China - centered version of the World Economic Forum in Davos, noted that, in recent years, some of the discussions at Boao had shifted from a kind of general talk of globalization and its impact in Asia to more specific conversations about some of the failings of Western economic models exposed by the global economic crisis, and whether China's type of development might be less prone to such risks.

Start - ups are often a risk - reward scenario, and by taking a job at one, employees are aware that there's less of a safety net, support system, and back stop.

Devaluation risks are much less of a concern to investors now compared with the near panic in 2015 when the currency fell by a few percentage points.

By having a thorough understanding of your risk appetite, the purpose of each investment in your portfolio and the implementation plan of your strategy, it allows you to feel much more confident about your investment plan and be less likely to make common behavioral mistakes.

If pre-product, pre-revenue companies (i.e. loss making, just idea stage) can be valued for $ 10 — $ 20 million, why can't Financial Samurai, which is highly profitable, has six years of existence, can pay a nice dividend if it wants to, has way less risk than all these new startups, and can grow revenue by triple digits every year with promotion, be worth a similar range?

The fact that this ratio is now at the bottom band for most broadly defined stock indices suggests that the risk of continued underperformance by the broad market - versus large - cap indices - is substantially less than it was on April 5th, or even June 30th, when the most recent downdraft started.

In such periods, there is a flight to quality by investors that drives down the rates on presumptively risk free investments like Treasury bills.Conversely, as was the case in the post-Lehman Brothers crisis, banks become less creditworthy and liquidity in the interbank lending market dries up.

International investments, particularly investments in emerging markets, may carry risks associated with potentially less stable economies or governments (such as the risk of seizure by a foreign government, the imposition of currency or other restrictions, or high levels of inflation or deflation), and may be or become illiquid.

NEXUS» goal is for its members to achieve higher returns with less risk than typical angel investments by utilizing a model combining the business acumen of NEXUS members with Florida's community resources — including the vast university system and regional economic development programs.

Managing risk is so key, and is probably being ignored by many investors who have less than 10 years experience.

NEXUS's objective is to enable members to achieve higher returns with less risk than typical angel groups by combining Florida's community resources, including our vast university systems, with the business acumen of NEXUS members and partners.

Diversification may not always protect against losses, but a balanced portfolio that includes these three types of investments may be more insulated from risk and less impacted by market gyrations.

Measured across all loan products, and taking into account changes in customer risk margins, however, it seems that interest rates paid on average by small businesses have increased by a little less than the rise in interest rates directly due to the tightening of monetary policy.

FTI said the EziBuy proposal would deliver the best overall return to creditors and had less execution risk than the Cheadle DOCA, which is backed by SurfStitch's management team, led by Justin Hillberg, SurfStitch co-founder and creditor Lex Pedersen and other large shareholders.

The portfolio will autonomously maintain a diverse portfolio of up to the top 20 cryptocurrencies by market capitalization and outperform any index in any asset class by 40 % more return and 40 % less risk

In my opinion the real risk is less about an imminent exit by Greece, and more about the limited reforms being dialed back or reversed.

Besides, lenders take even more risk by offering loans to borrowers with damaged credit, and the terms are less competitive.

With this discipline self - imposed you'll be less likely to engage in gambling behavior, a method of investment characterized by unrealistic expectations and senseless fiscal risk - taking.

By identifying these unconventional investment opportunities that can truly segregate risk amongst various asset classes, investors can realize historical market returns but incur less risk to their overall portfolio.

Though I certainly wouldn't advise it as a strategy, investors would have historically outperformed the S&P 500 with much less risk than a buy - and - hold simply by selling stocks when the S&P reached 19 times earnings and staying in T - bills until the P / E reverted to 15, even if it took years to do so.

For his master's thesis on investment management, Jon showed how university endowments can generate more wealth (and take on less risk) by adopting low - cost investment strategies.

In less developed countries where capital markets are restricted this mistrust is a given as people are threatened by devaluations, seizure of property and political risk.

By purchasing these companies after a price decline, we find we are able to control risk in the portfolio as these investments often have less downside while offering a decent potential return.The U.S. Equity Fund seeks to invest in companies with a lower Price to Book Ratio, lower Price to Earnings Ratio and higher Dividend Yield than the S&P 500 index.

And, also newly introduced, users can choose to accept more or less risk that their transaction could be delayed due to a sudden influx of transactions.Replace - by - fee in User InterfaceEven with improved fee estimation, it is possible that users will still need to wait longer than they want for their transactions to confirm, perhaps because there is a sudden rush of transactions on the network, or maybe because a user changed his mind and prefers to have a transaction confirm faster than originally paid for, or for other reasons.For these cases, some wallets let users add a «replace - by - fee» tag to their transactions.