Sentences with phrase «less risk when»

That is because the bank is, to some extent, taking less risk when they approve an installment loan that is backed with a collateral than when they approve you for a revolving loan that is not backed by any collateral.

Since the Federal Government backs this type of loan, the lender is protected from default, so there's less risk when handing out a VA loan, which means lower interest rates for the borrower.

By looking at valuation through the cycle, Meigs will take more risk when properly compensated, and less risk when not properly compensated.

For obvious reasons, the lender assumes less risk when they have collateral to back up your signature on the loan documents.

Short selling carries less risk when the security being shorted is an index or ETF, since the risk of runaway gains in them due to a short squeeze is much lower than it is for an individual stock.

When you offer a larger down payment, your lender takes on less risk when extending you credit.

Far better if the consultants actively analyzed risk, and encouraged plans to take more / less risk when circumstances favored / disfavored it.

The world - wide portfolio more than doubles the 40 - year return of the S&P 500 at less risk when measured by standard deviation and the worst five - year period.

Not exact matches

There's a lot to consider, like the uncertainty of bitcoin's value — and there's the risk that the extra graphics cards you buy will become less efficient at mining when newer models are released.

When she went ahead and added these sorts of risks to the scale — things like cooking an impressive but difficult dish for an important dinner party or buying a ticket from a less reliable airline — lo and behold women suddenly seemed just as comfortable with risk as men.

You're less likely to take risks when what you're doing is working.

«Everybody worries about making mistakes,» he says, «but when it comes to choosing between working 24 hours [and risking] having your mental faculties function at less efficiency, and spreading that out over more time, most lawyers would tell you the former is more likely to result in fewer mistakes.

Risk is one reason there's such emphasis on investing when you're young — young people have a long time horizon before retirement, which means they can worry less about short - term volatility.

Without passion, entrepreneurs are far more likely to give up when trouble hits, and are far less willing to take essential risks to keep the business moving forward.

This means that when you start a business, you have a lot more to risk than someone who makes less money and has fewer career options.

It's also the month when less - fortunate hedge funds start to see clients pull out, putting them at risk of shutting down.

But this inaction exposes them to a risk that's less often in the spotlight — that of having nio hedge when inflationary tendencies resurface.

More broadly, the regulatory agencies in the United States and the Financial Stability Board internationally have work under way focusing on possible fire - sale risk associated with the growing share of less liquid bonds held in asset management portfolios on behalf of investors who may be counting on same - day redemption when valuations fall.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

They are less comfortable investing in stocks when they don't fully understand the risk and they tend to ask more questions than men before buying.

«When you look at overall dietary patterns it's a more whole - foods, plant - based diet that tends to be healthier in terms of less disease risk,» Anselmo said.

The risk of failure is a lot less painful when starting a low - cost business.

When the BYOD craze started, company officials had no clue about network security, much less the best practices that would be necessary to reduce the risks introduced by employees using their personal computers, smartphones and tablets for company business.

When it comes to preparing for the long term, women face a «perfect storm» financially: They are paid less than men are on average, typically have more gaps in employment, engage in more part - time employment and are often more risk - averse investors.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less than a 10 per cent rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

Devaluation risks are much less of a concern to investors now compared with the near panic in 2015 when the currency fell by a few percentage points.

These include difficulties in complying with KYC and AML rules when dealing with digital assets; losing business to less risk - averse companies that are willing to «engage in business or offer products in areas we deem speculative or risky, such as cryptocurrencies;» and (like J.P. Morgan) the potential need to spend large sums while attempting to keep up with shifting technological norms.

When it comes to risk, they're somewhere in the middle of the spectrum, between common stocks (more risky) and traditional bonds (less risky).

The fact that this ratio is now at the bottom band for most broadly defined stock indices suggests that the risk of continued underperformance by the broad market - versus large - cap indices - is substantially less than it was on April 5th, or even June 30th, when the most recent downdraft started.

Why leave money in equities, and risk another year of lost opportunity, when fixed income securities seem to be on the road to higher (and less risky) returns?

When many venture investors are seeing their personal public portfolios tank it creeps into their business lives and creates an emotion that is less risk tolerant whether they're aware of it or not.

Mortgage - and other asset - backed investments carry the risk that they may increase in value less when interest rates decline and decline in value more when interest rates rise.

Unlike funds that are managed, indexed funds are managed passively and because there is no more risk when purchasing them then other funds, they are more likely a better investment, just based on price alone, as you can own more for less money.

But for a huge media conglomerate like Disney, even that kind of success isn't enough, especially when Disney knew that a licensing model would mean higher margins and less risk than running an internally - funded effort that shoulders responsibility for marketing, distribution, toy production, physical inventory, and a 300 - person game development studio.

Will dividend investors continue to purchase suddenly volatile, high - yielding strategies when bonds offer higher rates and less risk?

The modest change to our hedge is intended to maintain our downside protection while hopefully producing a little bit less day - to - day discomfort on days when Wall Street suddenly goes «risk on» and chases banks, financials, materials, and high - debt cyclicals, all of which we hold with smaller weight than the major indices reflect.

When lenders are more confident about your ability to pay back the loan, they view lending to you as less of a risk.

Why focus on the long term with its pervasive risk and uncertainty when it's cheaper and less risky to speculate on whether the PMI Services number will be up or down and how new short - term expectations will affect markets?

All income investments look less attractive when you know you can get a higher risk free interest rate in the near future.

If Canadians become more focused on economic risks, the thinking goes, they will pay less attention to the Duffy scandal, and they will be more cautious when casting their ballot. In this world - view, it actually helps the Conservatives to talk up bad economic news. This marks a U-turn from earlier messaging, when Conservatives first tried (futilely) to deny the economy was in any trouble at all. With the negative numbers piling up around them, the Tory spin machine has decided to throw in the towel, and try to make a silk purse from this sow's ear. They now want to emphasize the gloomy economic outlook (while simultaneously, of course, evading blame for contributing to it at all).

But I am concerned that late - cycle entrants into risk assets like stocks and high - yield bonds are taking a leap of faith at a time when there is less room for markets to move up and growing risks of them falling back.

That's because there is more risk to the lender when you put less money down.

When investors look for less yield and more total return (capital appreciation) in certain asset classes, the equity sensitivity also plays an increasing role in absolute risk.

When Mr Soapbox worked for the municipal government years ago, he was told that the reason why he was paid less than the private sector was because a government job was secure and had less risk... then they laid off 40 % of his department.

There's a bigger risk of defaulting on a renovation loan when you have less money invested in your home.

Though I certainly wouldn't advise it as a strategy, investors would have historically outperformed the S&P 500 with much less risk than a buy - and - hold simply by selling stocks when the S&P reached 19 times earnings and staying in T - bills until the P / E reverted to 15, even if it took years to do so.

When heavy «risk - on» positions established in recent months are forced to squeeze out through a narrow exit, large price adjustments may be needed, since investors who are less tolerant of speculative risk seem unlikely to respond with the requisite demand until improved valuations provide a sufficient incentive.

But when you are dealing with bond funds, which are a lot less volatile than stock funds, what is the risk?

When we have an insurance policy that protects us against the risks of, for example, our car being stolen, we tend to be a little less careful about preventing the risks from happening.

When adolescents have easy access to EBC, they may be more likely to engage in sexual behaviour or to take more risks when they do so, e.g. by being less likely to use condWhen adolescents have easy access to EBC, they may be more likely to engage in sexual behaviour or to take more risks when they do so, e.g. by being less likely to use condwhen they do so, e.g. by being less likely to use condoms.