Sentences with phrase «less than a current rate»

Such an increase would be near half the 3.3 % increase awarded in the 2017/18 financial year and less than the current rate of inflation.

Business sense would usually indicate that if interest rates rise, a Step - Up CD will less likely be called — if the interest rate to be paid is less than a current rate for the same term.

Even if you don't find a provider offering the policy you want for hundreds of dollars less than your current rates, your free quotes will at least give you the peace - of - mind that your current provider is giving you a competitive rate.

Not exact matches

For a list of all the cities with a current unemployment rate of less than 4 % unemployment, here's an interactive map.

While the vast majority of investors are buying Bitcoin via exchanges, it's still possible to get the cryptocurrency for dramatically less than the current exchange rate.

Every defense of current P / E ratios must assume either a higher long - term growth rate than is evident from historical data, or it must assume that investors are willing to hold stocks for a long - term return of substantially less than 10 %.

There has been considerably less adjustment of interest rates in the current episode, however, relative to earlier commodity price booms; for example, the energy boom in the late 1970s / early 1980s, which was smaller than the current resource boom.

The current unemployment rate of 4 % is less than half of what it was in 2009, and economic fundamentals appear to be robust.

The current rate of burning fossil fuels adds about 2 ppm per year to the atmosphere, so that getting from the current level to 1000 ppm would take about 300 years — and 1000 ppm is still less than what most plants would prefer, and much less than either the nasa or the Navy limit for human beings.

The official minimum wage in Ecuador is 3,000 sucres per week, which works out to less than 600 sucres per day — or $ 1.50 at the current exchange rate — as the average work week is five and a half days.

Untimely infants who were breastfed only and kept warm through nonstop skin - to - skin contact have turned out to be youthful grown - ups with bigger brains, higher pay rates and less unpleasant lives than babies who got regular hatchery mind, as indicated by an investigation distributed for the current week.

«The good news is that many restaurants are already making impressive strides in reducing sodium content, and the research we are conducting is demonstrating that consumers are rating menu items with less sodium as high as — and in most cases higher than — the current versions in terms of overall flavor.»

At current super inflated market rates, Macolm cost close to 50m while Lyon will not release Fekir for less than 50 as well

@ larryking listen jock wenger could never coach anyother club because no big club would go six season without a trophy there is no way wenger could go to madrid and go two season without a trophy no way in hell he would be fired in no time bmunich fired klinsman less than half season look at the real madrid coach grave yard pelligrinie made 95 + points last season that amount would win the league in almost any country yet he got fired i can go on if fergi goes two seasons without a trophy am sure he gone i love arsenal but football is about winning trophies wenger has hypnotize you i do nt care arsenal have gone five years without a trophy and six witout the league not even a carling cup or fa cup and loosing all our best players all for money all this talk about wenger and his youth policies i can count on both hands all the players that came through arsenal youth system that went on to be world beaters look at the current crop walcott nasri diaby denilson bedtner clichy none of these are world class they have improve minimal @ arsenal compare that to barca their youths pedro and co are world beaters event the great vanpercy who we rate he would never leave arsenal because all that chance wenger gives him he would» t get at other big clubs this does not make sense we buy young players they take ages to develop most do nt» t then we sell them or they leave because they want to win things that how you grow pretty soon that top four will become very hard to stay in if we get out of that then what i wish all you wenger fans luck am all out of patients with him last chance this year................

Dana has intimate familiarity with what it takes to make significant changes in a large, urban district like my own, and she is less - than - starry - eyed about the ability of any other district to follow suit without outside funding — over and above the current USDA reimbursement rate, OR that amount plus six cents.

So it also comes as little surprise that the public's view is less positive over the fairness of the cuts than it was in 2010, worsening from a net rating of -5 to a current net rating of -25.

Under the current system teachers are rated satisfactory or unsatisfactory, though less than 3 % of teachers typically get unsatisfactory rating in a given year.

The employer share is a flat 8 percent, which is roughly equal to the predicted, theoretical «normal» rate for Tier 6 but about 10 percentage points less than the current average rate for all New York State Employee Retirement System (NYSERS) members.

The hydropower is provided at rates that are more than 50 percent less than current wholesale market prices in the State.

Their findings, published in American Psychologist (September 2004), demonstrated that although those who declined enrollment in the Meyerhoff Program often attended highly regarded HBCUs and Ivy League institutions, they were significantly less likely than Meyerhoff students to pursue and complete science Ph.D. s or M.D. / Ph.D. s. «If current Ph.D. receipt rates of program graduates continue,» Hrabowski says in American Psychologist, «UMBC will in all likelihood become the leading predominantly white baccalaureate - origin university for black STEM Ph.D. s in the nation.»

While there have been improvements in the current standard treatments, patients with glioblastoma (GBM), the most common and aggressive form of brain tumor, still suffer from a median survival rate of only 14.6 months and 5 - year overall survival rates of less than 10 %.

This is partly due to the current atmosphere containing much less CO2 — approximately 400 ppm (parts per million)-- compared to before the PETM, where the concentration was about 1,000 ppm and partly because we emit carbon into the atmosphere at a much faster rate than during the PETM.

The researchers estimated the maximum sustained carbon release rate during the PETM had to be less than 4 billion metric tons of CO2 per year — about one - tenth the current rate.

Within 10 years, at the current rate of decline, a fully sequenced human genome will price out at less than $ 10.

Obviously, Figure 9 shows that 40 kyrs ago the earth's magnetic field intensity was 75 % less (2 × 10 ^ 22Am ^ 2) than the geomagnetic field's current intensity (8 × 10 ^ 22Am ^ 2) and that the earth's magnetic field intensity peaked at around (12 × 10 ^ 22Am ^ 2) and has dropped 30 % in the last 1000 years and that the geomagnetic field intensity is now dropping at the rate of 5 % / 100 yrs.

With a realistic current extinction rate of less than 1 per cent of species per decade and a discovery rate of something like 3 per cent a decade, the authors conclude: «the rate of species description greatly outpaces extinction rates».

Irradiance in 2010 is about 0.1 W / m2 less than the mean of the prior three solar cycles, a decrease of forcing that would be restored by the CO2 increase within 3 — 4 years at its current growth rate.

I do think eHarmony matching system does work better than most matching systems, so this statistic would probably be much less than the current 50 % divorce rate for all of the United States.

If one country's test - score performance was 0.5 standard deviations higher than another country during the 1960s — a little less than the current difference in the scores between such top - performing countries as Finland and Hong Kong and the United States — the first country's growth rate was, on average, one full percentage point higher annually over the following 40 - year period than the second country's growth rate.

Whether passage of new local levies will result in an increase or a decrease in property taxes compared to the current rate depends on the whether the current Local Levy rate is more or less than $ 1.50 per thousand of assessed valuation (which is the new limit under the Levy Swipe law).

The new 6.2 L direct injection V8 is estimated to provide 450 hp and 450 lb - ft of torque and 0 - 60 performance in less than four seconds while exceeding the current Corvette's EPA - esimated 26 mpg highway fuel economy rating.

I hope it is less than 329 euros at the current exchange rate.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

When the Margin Closeout Value declines to half, or less than half, of the Margin Used, all tradable open positions in the account will automatically close using the current fxTrade rates at the time of closing.

For example, if current interest rates are 2 % lower than your rate on a mortgage on which you have 3 years left to pay, it's going to matter much less than it would for someone who has 25 years of mortgage payments left.

You're nearby happy lender offers you a rate which is less than what you are paying today, so your monthly costs will go down and that sounds pretty good.However, the problem here is that while monthly costs go down, they may not go down as much as they could given current loan rates.

Egypt's current birthrate, though still relatively high by world standards, is less than half the rate of the early 1990s.

After pursuing this further, as was suggested, the bank revised their payments to be ~ $ 30 less than I pay now (current p + i = $ 613.12, new p + i = $ 585.98 at a rate of 2.55 %).

Signal's current 5/5 ARM rates are among the lowest in the market — and significantly less than a traditional 30 - year fixed mortgage.

It was $ 120 less per month than my current rate.

Since the qualification rate being used is the Bank Of Canada (BOC) conventional 5 year fixed posted rate, which is roughly 2 % greater than current fixed rates, the amount that the home buyer will qualify for will be less.

If your contract mortgage rate is less than the current Bank of Canada rate, re-enter the calculator with your given rate to see what your approximate monthly mortgage payments will be after you qualify for your Maximum Mortgage with the Bank of Canada rate.

Under current banking rules, only insured mortgages, variable rates and fixed mortgages less than five years must be qualified at a higher rate.

In other words, if the buyer's bid was accepted, he would pay less than the current bond holder did when the bond was first issued, because prevailing interest rates are now higher than 5 % on similar tax - exempt bonds.

The table below contains the current tax rates applicable on VCA withdrawals where the amount withdrawn falls within the respective withdrawal values and the contributions are less than 5 years old:

But keep in mind, tax rates are different depending on the area and are based on the appraisal of a property, so it's possible that you could pay more or less than the previous owner, depending on the home's current value.

Yet this federally mandated credit easing coincided with a seller's market — when there is less than six months of for - sale inventory at the current sales rate.

Given the rising interest rate environment as a result of stronger economic growth, they believe that, in the current market, positioning the fund along the intermediate portion of the yield curve provides investors less interest rate sensitivity than longer duration portfolios.

The Fund tries to acquire such non-participating credits at current yields of 18 % — 20 % or better, and with yields to «an improved credit rating» of not less than 40 % annually.