Sentences with phrase «less than credit»

With over 15 years of experience in ensuring full compliance to hotel operating controls, standard operational procedures, policies, and service standards, I am sure that I will be nothing less than a credit to your hotel.

Keep in mind that there are interest charges on these loans, so in Example 2 the total amount would have to be reduced by the interest charge, which may be less than the credit amount or may be the same.

Where most secured cards require a security deposit equal to the credit limit, the Capital One ®'s security deposit will be less than the credit limit.

Answer: Student loan debt impacts your score less than credit card debt because installment debt hurts less than revolving debt.

Since a home equity loan is an insured loan (your home is the collateral) the interest rates will be much less than credit cards or even unsecured personal loans.

If you meet all other requirements but the amount of tax you owe at the end of the year is either zero or an amount that is less than the credit, you can not claim the full child tax credit of $ 1,000; however, you may be eligible for the reduced additional child tax credit if you complete IRS Form 8812.

If your tax liability is less than the credit amount, then the child tax credit is limited to the balance, but your financial circumstances may also make you eligible for the «additional child tax credit,» which would result in a refund from the IRS.

States could take the tax credit approach a step further by making them fully refundable so that low income families whose tax liability is less than the credit would receive the remainder as a tax refund.

However, it's important to realize the deduction will save you less than a credit would.

Not exact matches

Credit Suisse CEO Tidjane Thiam earned 5.3 % less last year than he did the year before — a mere 9.7 million Swiss francs ($ 10.26 million) for 2017 — thanks to shareholder pressure.

To take advantage, you must have an export credit sales volume of less than $ 5 million in the past three years before application, your company must qualify as a small business under the Small Business Administration's definition of the term and you must have been in business at least one year with a positive net worth.

About 51 % of the CFOs said Trump deserves «none of the credit» for unemployment declining from 4.8 % to 4.4 %, and less than half gave him any credit for jobs created since he took office.

After all, at its core, AmEx is a financial institution and there's typically nothing less exciting to young consumers than finance and credit.

The study found that nearly 40 percent of small business owners who didn't know their business credit score anticipated growth of less than 5 percent, while nearly three quarters who did, envisioned growth of up to 20 percent.

One drawback: they have to have enough cash flow, or they must have access to credit lines that cost less than the 10 % interest that building owners typically charge.

A tightening of bank lending standards and a drying up of the home - equity - loan market in the post-financial crisis era have made small business credit less available than it used to be.

Meantime, although your credit may be less - than - stellar, your business might have other things going for it.

«A good leader is a person who takes a little more than his share of the blame and a little less than his share of the credit.»

This Tempe, Arizona - based company connects used car dealerships to people who have less - than - sterling credit histories.

Securing a business loan can be costly as is, but with less - than - perfect credit, you're looking at higher interest loans that might not be worth the trouble.

There are still regulations, of course, but all - in - all, the process is much less complicated than setting up a bank, credit union, or traditional loan company to cater to people's financial needs.

Though much of the success of craft breweries (which are technically defined as those that make less than 6 million barrels per year) and microbreweries (which make less than 15,000 barrels) can be credited to shifts in public taste, those in the industry say they've learned a few truths along the way that have aided in their success.

During the darkest days of the post-Lehman collapse and the ensuing credit crunch, they granted less than 1 out of every 10 loan requests.

But, if your credit is less than stellar, you may have issues securing capital.

Even if you are dealing with less than perfect credit, there are more options than ever for entrepreneurs to fund their new businesses.

«When you use a credit card or anything less than cash, it lights up the pleasure centers,» he said.

Finance startup Bond Street issues loans to small businesses, many of which have less - than - ideal credit, and it's hatched a plan to stand out in the crowded online lending sector.

Small - business owners can have a particularly difficult time getting capital from a bank if they've been in business fewer than two years, if their credit score is less than 640 or if they need less than $ 250,000.

If your credit score is lower than 680, you may want to start looking into microloan providers or credit unions, whose lending requirements can be less strict than traditional banks.

For 2014, single filers who earn less than $ 14,590 after subtracting their deductions and exemptions can claim the credit, even if they don't have kids.

The Low Documentation Loan (LowDoc) Program is a simplified version of the 7 (a) loan for businesses with strong credit histories seeking less than $ 150,000.

Breslow credited Estrada with making suggestions that made the regulations far shorter, and less onerous, than they would have been.

Investors might be less concerned with your credit score than lenders, but they'll be wary of entrepreneurs with major blemishes such as a bankruptcy or loan default on their record.

Although entering your information every time you shop online or memorizing your credit card number may be tedious, it's much less tedious than dealing with being hacked.

According to the Census Bureau 30 % of small businesses were started with less than $ 5,000, and 10 % of small business owners used a credit card to partly or fully fund the business.

Specifically, the IRS is asking businesses whether they are underreporting cash receipts, which have a less reliable paper trail than credit - card sales.

The NRF has estimated that swipe fees bring in $ 30 billion for the two credit card juggernauts each year and therefore says the $ 5.7 billion is not large enough, as it represents less than three months of swipe fee profits for the two credit card giants.

Some of these strategies may seem like common sense; however, they represent solutions to the most common reasons why the typical person develops a less than perfect credit rating.

But as the recession tightened credit offerings, the popularity of microlending has extended to the U.S. — especially as aspiring entrepreneurs are starting ventures with far less than the $ 50,000 business loan threshold common at many banks.

The TUC said those employed in the gig economy are also likely to earn significantly less than their counterparts, meaning they are more likely to depend on in - work benefits, including tax credits and housing benefit.

The under the hood things we're investing in will ultimately be channeled toward driving better user experience, whether it's approving a new line of credit in less than 10 minutes or being able to fund invoices and have money in the bank within four hours.

Correction: Less than 0.04 percent of federal tax returns prepared and filed so far this year through Credit Karma have filed a Form 8949 for cryptocurrency gains and losses.

Bitcoin, on the other hand, can reduce their credit card processing fees to less than 1 percent, White's colleague Nicholas Tomaino, a business development manager at Coinbase, recently told Entrepreneur.com.

If you own a small firm and have been in operation for less than three years and have a credit score of below 650, you likely won't be able to secure a small business loan from a large bank.

Nothing makes a heroic leader seem a little less heroic than if he or she seems to want constant credit for his or her actions.

Online alternative lending companies are also well - represented this year, from personal loans for people with less than perfect credit, as served by Avant, to small business loans from Kabbage and Prosper.

The service level agreement for Amazon's Simple Storage Service offers credits to users when uptime is less than 99.99 percent.

«If you're able to pay off or pay down your credit card debt, you could see a significant improvement in less than one month,» Ulzheimer says.

Borrowers end up with less - than - prime credit scores for all sorts of reasons, some of which are beyond their control.

To qualify for tax credits, a business must have at least one employee besides the owner who earns less than $ 115,000 a year.