For those not familiar with Time Value of Money, it basically means that if you have money tied up and you can not invest it, it is worth
less than money that you can access and keep re-investing.
For example, Bitcoin's market cap is hundreds of times
less than the money stock in the United States, the American stock market's cap or American GDP.
If the value of the car is considerably
less than the money you've invested in restoration or enhancements.
The discount rate provides a way to account for the fact that future earnings are worth
less than money in hand today — a concept called the «time value of money.»
Usually, you will have to pay a fee in order to process a balance transfer — just make sure that this fee is
less than the money you plan to save by the reduced interest rate.
One of the principles of finance is that money in the future is worth
less than money today.
The lender also agrees to receive
less than the money you owe.
If you live a long life, your beneficiaries will eventually get back only what you contributed to the policy, plus a small amount of interest — probably
less than your money would have generated in another type of retirement account.
All he needed was about $ 25 million, an order of magnitude
less than the money being spent on the Mediterranean neutrino projects or at the South Pole.
Similarly, the money spent to house and care for prisoners — a proxy for measuring their carbon footprint — might be
less than the money the prisoners themselves would spend if they were not living behind bars.
Not exact matches
Depending on your project, you might pay
less money to a company
than by hiring someone internally and paying them a salary with benefits.
This ends up using
less energy
than running your air conditioner or heater all day long, which can save you
money in the long run.
No
less a skeptic
than Jamie Dimon has led his firm to spend
money on blockchain - related projects.
And you may need
less money to retire on
than you thought to begin with.
It's unclear why the company would need to raise so much more
money less than a year after a previous fundraising round, Recode reports.
This may mean making
less money this year
than we otherwise would, but we're confident our investments will pay off down the road.
Here's why: Forrester Research states that
less than 1 % of leads ever generate revenue for B2B companies, which means B2B marketers doing traditional lead gen waste 99 % of their time, energy, and
money marketing to people who will never become customers.
You can then receive a sum of
money worth slightly
less than the receivables pledged until you've collected the
money is collected from your customers.
This means that if you choose to start a business, thinking that it would be a good source of funds, you could very well make
less money than your friend who works a minimum wage job.
As an example, if you receive a payment for six months in advance and plan to use that
money to increase the sales force, make sure to accomplish this effort in
less than six months.
Here they weigh in on various scenes where the characters make
less -
than - brilliant
money moves and what they should have done.
While the dollar figure dipped in 2008, First Data, a retail tracking service, found that shoppers actually bought more gift cards
than the year before; they just loaded
less money onto them.
That's a lot
less money to invest in an important customer relationship
than the $ 400 the owner would have sacrificed had she offered the 20 percent discount.
According to a study by Michael Norton of Harvard Business School and two colleagues from the University of British Columbia, the amount of
money people earn has
less influence on their happiness
than how they spend it, and those who spend at least some of their
money on others are happier
than those who do not.
We all know people who are
less successful
than they'd otherwise be because they spend their entire lives chasing enough
money to live.
Lower revenues mean
less money for expansion and hiring, and forecasts suggest will be
less than one open position per job seeker by 2022.
Think about how much
money you spend on new customer acquisition — is it
less than $ 4 and a couple minutes of your time?
Airbnb doesn't need the
money, Chesky said — whether for ongoing operations or for M&A (the company just completed another $ 1 billion funding round and has reportedly spent
less than 10 % of the $ 3 billion plus in equity it has raised), resources aren't a limitation.
Kevin was now making
less money than before and was quickly going broke.
As backward as it sounds, getting rich often has
less to do with the
money than the mentality, he writes in his book «How Rich People Think.»
The latest data shows that
less than 2 percent of VC
money goes to women - led startups.
Those of us outside the inner circles of power are glad there's no inflation, because we'd rather get more for our
money (deflation) rather
than less for our
money (inflation).
page 116), a dreamer who went into business
less to make
money than to change the world.
This means that when you start a business, you have a lot more to risk
than someone who makes
less money and has fewer career options.
And while Happy
Money is perhaps a little less ample than regular money, pursuing it has helped Hopewell th
Money is perhaps a little
less ample
than regular
money, pursuing it has helped Hopewell th
money, pursuing it has helped Hopewell thrive.
He who controls the mint or the printing press, after all, realizes a profit by putting
money into circulation (the term is seigniorage), since the cost of making a coin or banknote is usually
less than its face value.
The draft, seen by Bloomberg, was circulated on Friday and outlines how a targeted levy on gross revenues would increase the tax bill digital giants face, as the bloc seeks to raise
money from an industry it says provides
less than it should to public coffers.
«You are getting
less money than if you waited and got those monthly pension payments.»
«When you go through life, what you'll find is what you take out of the world over time — be it
money, cars, stuff, accolades — is much
less important
than what you've put into the world.»
On the other hand, Twitter seemed even more useless when it launched five years ago, albeit with a lot
less money than Color has.
When he got down to
less than 20 percent of his mortgage left to pay off, he also took his
money out of escrow to avoid paying extra fees and negotiated his insurance rates down even further.
In fact,
money can actually end up trapping you and giving you
less freedom
than ever before.
They've taken out the middlemen and added costs of showrooms and as a result, offer an often superior mattress for
less money and
less hassle
than you'd find in a brick - and - mortar store.
Yet the company has developed a competitive launch vehicle in
less time and for
less money than would have seemed possible.
«They're willing to give you
less capital
than you might be able to rase in New York or San Francisco, but you find a lot of early stage companies that find ways to make
money fast.»
You want the best product you can get for the
money you have to spend, so employ an approach that maintains the possibility of spending
less than you had originally planned.
Energy companies frequently «flare» or burn off vast supplies of methane at drilling sites because it earns
less money than oil.
The currency is worth about 20 %
less against the U.S. dollar
than it was in 2014, and
money never has been cheaper.
When asked by a local news station about his tab, Boren said he only took home $ 400,000 —
less than he'd normally charge — and the rest of the
money went to mental health experts, crime - scene reconstructors, mitigation investigators (who rarely get hired outside of death penalty cases), and DNA labs.
The company says it can charge
less than traditional payday lenders because of its underwriting software and because it saves
money by not opening physical branches.