Sentences with phrase «less than stellar credit ratings»

Nowadays many Americans have less than stellar credit ratings.

However, he needs about $ 10,000 for start - up funds and his bank will not float a loan because of his less than stellar credit rating.

If you have a less than stellar credit rating, you may have to shop a little more diligently to find a lender willing to lend to you at a decent rate.

Not exact matches

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

The higher the rate, the higher the fee you pay — which is why a less - than - stellar credit score can literally cost you thousands of dollars more over the life of your loan.

High rates if you have poor credit: Although APRs for business loans at Lending Club start at 9.8 %, they can be as high as 35.7 % if your credit and business revenue are less than stellar.

As long as your credit is less than stellar, you'll continue to pay relatively high interest rates on bad - credit loans.

For applicants who have less than stellar credit and won't have a high approval rate across all lenders out there, using PersonalLoans.com can save stress and time.

If you have less than stellar credit, you'll have to work a «B lender» or private lender and, in turn, be subject to higher interest rates.

Those with less - than - stellar credit scores and track records are having a harder time getting subprime loans from lenders because of the default rates.

If you find yourself with a less - than - stellar credit rating, you are not alone.

For homeowners with less - than - stellar credit, refinancing at a good interest rate — or at all — can be difficult.

A borrower can be approved despite having less than stellar credit, but will pay a higher interest rate.

Comments Good news is that borrowers with less than stellar credit score (under 700) could find help, but plenty of complaints that loan interest rates are too high.

Among the 100 credit cards that CreditCards.com tracks, 23 have interest rates above 15 percent for consumers with excellent credit and 32 have interest rates above 15 percent for consumers with less - than - stellar credit.

Again, rates ranged from 2.25 % (this rate would require excellent credit) to 12.61 % (this rate would be for those with less - than - stellar credit).

Having a good credit score does not guarantee that you will have a low rate, and having a less than stellar credit score doesn't mean your rates will be through the roof.