Sentences with phrase «less than the balance»

In addition to providing the information requested above, please let me know whether you are prepared to accept less than the balance you are claiming is owed.

I haven't read the attachment parenting book, but I have read big chunks of the baby book, and I found him a little less than balanced.

When the fuel supplied to the combustion chamber is insufficient, this results in an ignition (spark) that is igniting a less than balanced load of fuel and air.

So if you think you can pay off the balances in a short period of time, figure out if the interest will be more or less than the balance transfer fee.

First understand that calling the original creditor to negotiate to pay back less than the balance when you're current with your monthly minimums will usually bring unsatisfying results.

«You're tied into the vehicle for seven or eight years and it will be worth less than the balance of your loan for the first six years in most cases,» he said.

Unfortunately for most credit card users, the minimum payment is often less than the balance due.

However, if they make a payment that's less than the balance, they will see the interest.

In addition to the typical types of auto insurance coverage, Elephant also provides protection for so - called underwater car loans, where the value of a car is less than the balance of the loan amount.

CON (reasons for not signing) • If you default on the loan, you'll lose the collateral PLUS you can be sued for a deficiency if the collateral is worth less than the balance on the loan.

The best case scenario is to settle for less than the balance owed in exchange for a promise of satisfaction of the debt and removal from your credit report (but keep in mind that the creditor can not guarantee that the account will be removed from your file).

Most creditors are willing to accept payments of much less than the balance owed to close out an account rather than lose the entire amount in a bankruptcy proceeding.

Even when the value of your home is less than the balance of your mortgage, you have options, especially if you're the holder of a VA mortgage loan.

A Short Sale is an option of a homeowner selling a home for less than the balance on their current mortgages and the mortgagee agrees to a reduced payoff.

Results vary, but clients who complete making all of their scheduled payments will pay less than the balance owed in most cases.

Paying anything less than the balance in full is a dangerous practice for anyone who uses a credit card primarily for consumable items (like food, gas, and retail items).

Amex reduced my line of credit by $ 25000 to less than the balance on my account; rendering my card useless and causing me embarrassment and costing me money.

Debt settlement will also generally show on your credit report, usually as a comment that says something like «Settled in Full» or «Paid in Full for Less Than the Balance Due.»

The minimum balance listed above to open the account is less than the balance required to earn APY.

There's a reason why the banks never offered a less than balance option until 2009, or 60 years after DMPs were introduced.

Often, the creditor will agree to accept an amount that is less than your balance.

A debt settlement occurs when a creditor agrees to accept less than the balanced owed on a debt.

This comes directly out of the creditors pocket and may be reported to the credit bureaus, in many cases, as «Settled for Less Than Balance» or in some cases the accounts will show «Charged Off».

It is becoming common practice for past creditors to mark debts as, «legally paid for less than balance owed».

In the case of home equity conversion reverse mortgages, the loans are non-recourse, meaning that even if the house sells for less than the balance of the loan, the lender will not seek to recoup the difference from the borrower or the borrower's estate.

Chapter 13 is the only chapter that provides this; in order to «strip» a junior lien, the chapter 13 debtor must prove that the junior lien is completely unsecured - that is, that the value of the home is less than the balance of the existing first mortgage.

Debt settlement: Also referred to as debt negotiation, this is an agreement between a creditor and a debtor for a lump sum settlement of the debt for less than the balance owed.

Most creditors are willing to accept payments of much less than the balance owed in order to close out an account rather than lose the entire amount in a bankruptcy proceeding.

, but I don't really need to if I can buy the company near / less than balance sheet cash..!

In addition to that, I found the four playable characters you have to choose from to be something less than balanced.

There could also be some tax ramifications so be sure to check with a tax specialist.With a short sale, the bank agrees to accept less than the balance owed and MAY forgive any deficiency — also, you keep ownership of the property.

Upon surrendering the policy on or after the completion of lock - in period of 5 years, the surrender value shall not be less than the balance in IPA.

The two most common ways to end owning your home in a distressed situation are foreclosure and short sale, which is when the proceeds from the sale are less than the balance owed on the properties.

Hedge funds and private equity firms seek out foreclosed properties at public auctions, or purchase them through short sales, where a bank agrees to let an underwater buyer sell the home for less than the balance of his or her mortgage.

The estate is not personally liable if the home sells for less than the balance of the reverse mortgage loan.

In the short sale, the investor or lender of the mortgage agrees to sell the property for less than the balance of the mortgage, i.e. they are taking loss and accepting a «short» position of the mortgage.

If you do not intend to keep the property and your title is clear of other liens, we may (based on requirements set by the owner of your loan) be able to accept the deed to the property and forgive your debt, even if the property is worth less than the balance that you owe.

An offer on the home would have to satisfy the bank for the property is generally being purchased at less than the balance owing on a mortgage.

A short sale occurs when a home is sold for an amount less than the balance owed on the mortgage loan, and the lender or servicer agrees to accept the proceeds of the sale instead of pursuing foreclosure.

Not exact matches

While he would have liked to have seen more investor - specific changes — «it's always nice to have more rather than less,» he says — he thinks it's unlikely we'll see any reductions in capital gain taxes or major increases in TFSA room until at least 2015, when the government says it can balance the budget by.

«Their negative emotions decreased more than those in the other groups, and they also felt less depressed and more emotionally balanced than when they started,» reports the UC Berkeley Greater Good Science Center's write - up of the research.

Outlook shows the projected demand for employees in the field in 2022, as measured by Employment and Social Development Canada: ➚ = more than 1 job available per job seeker — lots of opportunity ➙ = about 1 job available per job seeker — balanced opportunity ➘ = less than 1 job available per job seeker — low opportunity

It's a far cry from the days — say 15 years ago — when less than a dozen banks held a corporate loan on their balance sheet, and companies could renegotiate the terms of their loan with a single creditor, or a small committee.

If your team is anything less than an equal balance of men and women, then it is probably not the best it can be.»

The fees can vary from less than 1 percent to a few percentage points — and interest at the prime rate to several points over prime on the balance of receivables you sell, making it steeper than most bank loans.

If the balance is fairly small (less than $ 10,000), then the fees have a small impact on your decision and you might favor simplicity.

Account holders in the lowest checking account quintile (those with average balances of less than $ 536) increased their post-refund healthcare spending by a twentyfold factor larger than those with accounts in the highest quintile (balances over $ 3,577).

But how can you achieve a better work - life balance, especially if you're just beginning your career or starting your business and feel like you have less control over your work life than you prefer?

Another reason is that women tend to be more conservative in running their businesses, so you see generally stronger balance sheets with more personal equity and less debt than in businesses owned by men.

Balances do tend to increase with age, yet even so, roughly three - fourths of people surveyed by the institute had less than the average $ 76,000 in their accounts.