Sentences with phrase «less than the long term»

It's really easy for people who are sitting back with a calculator to point out that the cloth diaper start up fees are significantly less than the long term cost of disposable diapers.

«No more and no less than a long term economic scam».

I am seeking someone that will settle for no less than a long term commitment and marriage.

Chris This means that the data does show, with confidence, a short term trend which is less than the longer term trend we've seen over recent decades.

It is, of course, true that warming over the last decade has been less than the long term trend.

During the «Pause» (roughly 1997 - 2013), one can find periods where the trend of each record is as rough as 1 K / century less than the long term average of 1.6 - 1.7 K / century (1.4 - 1.9) for the last 40 years.

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

The reason you're doing the CC» ing is less important than the effect it has on communication — both in the short and long term.

The program itself is also markedly different from the ones typically available through workplace wellness programs and the like; rather than encourage a more or less cold turkey approach, Pivot is a long - term undertaking meant to serve both people immediately ready to quit and those who want to transition more slowly into a smoke - free lifestyle.

But she also stresses creating the environment for long - term economic growth, which is why a significant increase to the capital - gains tax for investments less than six years in duration is at the center of her plan.

Along with Musk, many of the country's top entrepreneurs like Jeff Bezos, Mark Zuckerberg, and Sam Altman are thinking more long - term than ever, not less.

For SBA loans between $ 25,000 and $ 50,000, maximum rates are not permitted to exceed 3.25 percent (for loans that mature in less than seven years) and 3.75 percent (for loans with longer terms of maturity).

Google, despite its less than stellar diversity numbers, should be applauded for their long - term thinking in this regard.

As of mid-2015, the measure (see blue line in chart) shows that less than a third of disposable income is required by a representative Canadian household for mortgage payments and utility fees — below the long term average (brown line).

The options market is implying about a 7.5 percent move in either direction for the streaming giant, which is more than the average 5.5 percent move over the past four quarters, but less than the long - term average move of about 13 percent.

One advantage, too, is that synthetic bristles tend to hold up better in the long - term and shed less than animal fibers.

In addition, mortgage lending, which is tied to long - term Treasury rates, is less important for the big banks than it used to be.

«Although we are pleased with these annual results, this relatively short - term performance is far less meaningful than our long - term results as financial markets can move sharply in either direction over shorter time horizons,» CPPIB chief executive Mark Wiseman said Friday as the fund manager released its annual report for the year ended March 31.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

Though the long - term implications of skimping on public safety to satisfy the public purse remain to be seen, recent New Jersey crime stats are less than heartening.

This letter comes less than a week after Airbnb released data on its listings, which states that Airbnb has taken down 2,233 listings in the last year that appeared to come from hosts listing multiple homes that «could impact long term housing availability.»

For that reason, Northrop shares edged up only 0.3 % in early trading Monday, suggesting that, while the deal made lots of sense over the long term, the price is pretty full and the buyer has less practice than some at integrating new businesses, especially big ones.

Moreover, the possibility that the Company might sell Wynn Boston Harbor for less than its full long - term value in an attempt to «mitigate risk» by limiting the investigation is of even greater concern.

Ultimately, the biggest question mark for the gigafactory's long - term viability are less technological than strategic.

In fact, Uber has shown that using their ride - sharing feature called Uber Pool is less expensive and more convenient than owning a car — in the short term and long term.

When it comes to preparing for the long term, women face a «perfect storm» financially: They are paid less than men are on average, typically have more gaps in employment, engage in more part - time employment and are often more risk - averse investors.

«For the vast majority of people, regularly getting less than about seven hours of sleep leads to concentration problems, lower energy levels, accidents, and, in the long - term, raises the risk of depression,» PsyBlog stresses.

Also expected to see 6 % growth, it's a less mature market than Indonesia, which means, longer - term, it could add more kick to a portfolio.

Jonathan Krinsky, chief market technician at MKM Partners, pointed out in a note Thursday that less than 60 percent of stocks in the Russell 3000 are trading above their 200 - day moving average, a key long - term technical metric.

This is a cool strategy, and one that can earn you a decent ROI, but there are a handful of disadvantages for SaaS companies that make it less than ideal as a long - term marketing solution:

And without any long - term data on congestion in Canada, it is impossible to say whether Vancouver has been more or less successful in fighting gridlock than any other Canadian city.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less than a 10 per cent rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

As of August, short - term loans for less than three years had a monthly rate of 0.48 percent; midterm loans between three and nine years were at 1.80 percent; and long - term loans extending beyond nine years were at 2.78 percent.

Credit score: If your business» credit score is less than good, you might not be able to access long - term commercial real estate financing.

Although the long - term returns on real estate are less than common stocks as a class (because an apartment building can't keep expanding), real estate can throw off large amounts of cash relative to your investment.

Long - term debt should be less than 40 % of total capital, and the current ratio (current assets divided by current liabilities) should exceed 2.0.

I have ignored reasons that might justify lower discount rates or higher GDP adjustments for China mainly because the purpose of this essay is to explain why the U.S. multiple is so much higher than China's, and of course these reasons exist, but I think whatever the correct ratio should be, there is no question that advanced economies always justify higher multiples than developing economies because they tend to be economically more diversified and politically more stable, and they usually have institutions, including clearer legal and regulatory frameworks, more sophisticated capital allocation processes, less rigid financial systems, and smaller state sectors (which make smooth adjustment, one of the most valuable and undervalued components of long - term growth, more likely).

Short - term capital gains apply to investments held less than one year and long - term capital gains apply to investments held longer than one year.

The total amount of fees the Company paid F.W. Cook in 2007 was $ 111,207, which included the fees paid for services provided as the independent compensation consultant to the HRC and GNC, reimbursement of F.W. Cook's reasonable travel and business expenses, and a fee of less than $ 5,000 for a survey of long - term incentives which is used for benchmarking for other positions throughout Wells Fargo.

Ryan Avent pointed out that even if we enacted Trump's massive tax cuts and spending increaes, adding $ 34 trillion in new debt over the next two decades, our ratio of debt to GDP two decades from now would still be 30 percentage points less than Japan's government debt ratio is right now... and the market is still buying their negative interest rate long term debt...

Let P / E ratios fall, and stocks are priced to deliver a whole lot less than 7.2 % annually over the long term.

What's more, a loan with a term of less than a year will (in part, because of the way APR is calculated) likely have a higher APR than a similar interest loan with a longer term.

Gold values vary wildly so this is considerably less stable than cash, but the long term value won't eroded to pennies by inflation and I don't expect I'll need it anyway.

Every defense of current P / E ratios must assume either a higher long - term growth rate than is evident from historical data, or it must assume that investors are willing to hold stocks for a long - term return of substantially less than 10 %.

It will not maximize gains in rising stock markets, but it can capture a substantial portion of the gains over the longer term, with less volatility than just investing in stocks.

The total amount of fees the Company paid Cook & Co. in 2011 was $ 163,199, which included the fees paid for services provided as the independent compensation consultant to the HRC and GNC, reimbursement of Cook & Co.'s reasonable travel and business expenses, and a fee of less than $ 5,000 for a survey of long - term incentives which is used for benchmarking for other positions throughout the Company.

Access to the Proxy: Companies should provide access to management proxy materials for a long - term investor or group of long - term investors owning in aggregate at least three percent of a company's voting stock, to nominate less than a majority of the directors.

That's because Wall Street tends to be more short - term focused and less forgiving of a company's shortcomings than VCs who can afford to take a longer - term view.

In office less than two months, he commented that we were at «the point where buying stocks is a potentially good deal if you've got a long - term perspective.»

: It is always very tricky to try to time an entry point into any long - term investment, but I think that the consequence of a mistimed investment would be less of a concern in an adaptive strategy than a static strategy.