Sentences with phrase «less than the risks»

The best thing right now is that my primary mortgage at 2.625 % costs less than my risk free CD return of 3.75 %!

The major drawback of binary options is that the reward is always less than the risk.

The major drawback of binary options is that the resulting rewards are always less than the risk.

Again, there are a variety of ways to refine this result, but note that anytime the total return on the S&P 500 is less than risk - free interest rates, a hedged investment position increases overall returns (since hedging instruments are priced to include implied interest).

And the risks are LESS than the risks of sleeping alone, isolated in a crib in a separate room.

But the risks associated with the vaccines Canadian children receive are much, much less than the risks associated with the diseases themselves.

«More often than not, the risk of the medication is less than the risk of the uncontrolled disorder,» said senior author Dr. Katherine Wisner, the Norman and Helen Asher Professor of Psychiatry and Behavioral Sciences and Obstetrics and Gynecology at Northwestern University Feinberg School of Medicine and a Northwestern Medicine psychiatrist.

[7, 8] Evaluating the effect of Asian ginseng in various forms — cooked, dried and fresh root — in 1,987 cancer cases, researchers found that the risk of developing certain cancers in a population that used ginseng for at least one year was less than the risk for the general population.

You can lose the amount of the loan (your investment) if the company or governmental body fails, but the risk of loss to creditors (bondholders) is generally less than the risk for owners (shareholders).

Over the long term, finance theory says that such stocks should theoretically earn less than the risk - free interest rate, and sell at above - average price / earnings multiples because they provide «insurance benefits» for a portfolio.

And while this «assumed» risk is typically less than the risk represented by bad - credit applicants, it isn't going to net you the pick of the pack, either.

For home insurance, basic cover costs less than all risks insurance.

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

Both come with exchange risks, but U.S. dollar bonds are usually less volatile than those denominated in local currency, says Lian.

Superficial, distant, and less than meaningful relationships can lead to feelings of insecurity and loneliness, which can increase your risk of illness and death just as much as obesity, alcoholism, and smoking.

But as Andrew Coyne argued recently in the National Post, the barista who pulls shots while studying for his or her PhD is no less a risk - taker than the one who decides to open his or her own coffee shop.

However, there's less downside risk to buying a beaten - down asset class than an outperforming one (like health care in 2015).

They found that the people on the supplements were no less at risk than the people who didn't take them.

Despite early signs that a fast - food diet is no healthier in Beijing than it is in Boston, consumers who are new to middle - class dining seem less concerned about the health risks of the high - fat, high - sodium fare that many Americans now seek to avoid.

It tapped Jean - Pierre Landau, a former Bank of France deputy governor, to lead a task force on cryptocurrency risks and, as Fortune «s David Meyer writes, his stance on bitcoin is less than boosterish.

This means that when you start a business, you have a lot more to risk than someone who makes less money and has fewer career options.

Given that the average tenure of a CEO is far less than that, it risks looking like a leadership team making a promise that someone else is going to have to keep.

With Hunters, you need to pay them a higher portion of their compensation in commission - perhaps as high as 100 %, but certainly no less than 50/50 of salary and commission or you risk losing their aggressiveness.

The actual state of knowledge of the impact that the minimum wage has on employment in North America, and especially in Québec, leads to the conclusion that a minimum wage that is greater than 50 % of the average wage is harmful to small wage earners and that a minimum wage that is less than 45 % has very little risk for this group of workers.

Not only are these employees less productive than their healthy cubicle neighbors, they run the risk of spreading their illness, leading to an office full of sick workers.

«We had to find a niche [that had] less competition but also generated a better return than the market with less risk over time,» he says.

But for the director of the US's top intelligence agency it's nothing less than a national security risk.

The study found that adults who sat for 11 hours or more per day had a 40 % increased risk of dying in the next three years than those who sat for less than four hours a day.

It might seem encouraging to applaud your child's intelligence, but tons of research — much of it spearheaded by Stanford psychologist Carol Dweck — shows that doing so makes kids fearful of taking risks or pursuing tough goals that might make them feel less than brilliant at first.

In essence, if correct, this means there is less price risk in government debt securities than corporate fixed income issues, and therefore the extra 10 % should largely be made up of government bonds rather than corporates and preferred shares.

Conversely, 36 % of Canada's employed labour force falls into the low - risk category, including registered nurses, elementary teachers, early childhood educators, and secondary school teachers — all of which fall within a less than 1 % chance of automation.

Franchisees might intentionally or inadvertently promote their established franchise brand as being a less risky investment than a mom - and - pop shop, putting them at risk for charges of fraud.

Investors without private market exposure are also running meaningful concentration risk, not just in terms of the number of public companies (less than 4,000) relative to private companies (more than 6 million), but because publicly traded companies are now more highly concentrated within certain industries as a result of strategic M&A.

Controlled by a «militarized iPad,» the system would be based with the field unit, available on a moment's notice to return to base for supplies or evacuate casualities — with far less cost or risk than a manned helicopter.

Nor can every product be built for prices the average Joe is willing to risk (for example, the next Tesla automobile), or be brought to market for less than $ 10 million (e.g., the next generation of cholesterol drugs).

While entrepreneurs aren't any more comfortable with risk, they might perceive a business scenario as less risky than a non-entrepreneur.

And since the cost of becoming a franchisor is often less than the cost of opening one more location (or entering one more market), your startup risk is greatly reduced.

This means that as a franchisor, not only do you need far less capital with which to expand, but your risk is largely limited to the capital you invest in developing your franchise company — an amount that is often less than the cost of opening one additional company - owned location.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

«If there is an interruption of operation at any one of our regional grinder's facilities, we face an immediate risk because each Shake typically has less than three days of beef patty inventory on hand,» Shake Shack said.

The interview was already scheduled, so I risked sending it, feeling I was risking the opportunity, but less than not sending it after they asked three times.

The good news is: storytelling online is far cheaper, with less risk, than old - school traditional marketing.

And the risk of losing money also falls less on Mylan than it does on those at the end of the supply chain, with the pharmacy having to dispense EpiPens while accepting less in copay money upfront, then applying for a rebate and waiting to see what trickles back.

The system, inspired by work done at Stanford's VR lab, uses 360 - degree video to put players — primarily quarterbacks — through their paces, with less physical risk and wear - and - tear than on - field practice, and more interactivity than just watching game video.

Solid - state electrolytes may be less vulnerable to fire risk than liquid ones, it said.

The study, titled «Prospect Theory: An Analysis of Decision under Risk,» found that loss aversion «expresses the intuition that a loss of $ X is more aversive than a gain of $ X is attractive... for example, most respondents in a sample of undergraduates refused to stake $ 10 on the toss of a coin if they stood to win less than $ 30.»

He found that «men who reported more than 23 hours a week of sedentary activity had a 64 percent greater risk of dying from heart disease than those who reported less than 11 hours a week of sedentary activity,» according to NPR.

Other questions genotype analysis could answer include whether a given athlete is at elevated risk for tendon ruptures or cartilage tears, whether her muscles require more or less recovery time than the norm, and why certain diets work for some people and not others.

But to some, those risks have become less important than the uncertainty stemming from the Fed itself.

Because banks and other lenders shy away from borrowers with less than a 25 % down payment as higher - risk clients, mortgage insurance gives people with smaller down payments a better risk profile.