Sentences with phrase «less than traditional policies»

On top of that, the accidental death benefit life insurance tends to cost less than traditional policies.

While the accidental death benefit rider does cost less than a traditional policy, you should never have on alone.

Not exact matches

These insurance policies are less pricey than traditional life insurance, since they pay benefits only after the death of both husband and wife.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

It's so efficient, in fact, that our insurance carrier partners are willing to sell policies for much less than traditional brokers and we pass those savings directly through to our customers.

Telling people how much their neighbours pay for electricity only produces a 1 % change in usage less effective than more traditional policies.

While we know less about nicotine reduction than the other more traditional policies, the evidence to date indicates that this approach also holds promise, especially if smokers are encouraged to switch to e-cigarettes.»

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

In general, if you're relatively healthy and wouldn't mind a simple medical exam, traditional life insurance is the better option because it will likely be less expensive than a simplified issue life insurance policy.

Traditional insurance policies and annuities are less volatile than direct market participation by investing in mutual funds, stocks and bonds for these reasons.

Because there is no exam, the policy may cost a bit more that traditional underwritten and fully examined policies, but the entire process is fast and hassle - free — sometimes in less than a week (from the time the application is submitted).

Approval usually takes less than half the time of a traditional policy.

Most traditional life policies mandate that you buy no less than $ 25,000 or $ 50,000 in coverage.

Guaranteed issue life insurance policies, will typically be limited to less than $ 25,000 in coverage and will have some unique features to them that are not typically found in more traditional fully underwritten policies.

Another obvious advantage is that these policies are going to be less expensive than a traditional life insurance policy.

Most traditional life insurance policies mandate that you buy no less than $ 25,000 or $ 50,000 in protection.

Often an HMO, in spite of requiring you to work within a defined network, will be less expensive than the traditional fee for service policies.

Mobile home policies are generally less expensive than traditional home policies because manufactured homes cost much less to rebuild if a catastrophe, such as a tornado, destroys them.

An HDHP is a catastrophic policy that costs much less than traditional health care.

Unlike traditional policies, which require 4 - 6 weeks to issue, term life insurance with no medical exam can often be secured in less than 24 hours.

These cash value policies are much more expensive than traditional term life policies and provide a return (net of commissions and expenses) that is less than the long - term return you could get on the market.

Except MPI is generally more expensive and much less comprehensive (in that it only covers mortgage payments) than a traditional term life policy.

If it costs more for a «custom» policy but over the 13 years you pay less than a traditional 15 - year policy with a lower annual cost, then it may be worth it,» Specht says.

And lastly, an accidental death benefit policy is less expensive than a traditional life insurance policy.

When you consider that the common interest rates on whole life insurance policies are often less than 4 %, this means that you may be losing money as compared to going with a more traditional investment.

The time it takes to buy a no exam life insurance policy is significantly less than when qualifying the via traditional route and completing and insurance physical.

Most traditional life insurance policies require you to purchase no less than $ 25,000 in coverage.

Yes, a term life insurance with no medical exam may ask less of you during the application process than a traditional policy, but there are some important facts to consider.

Not only does it provide universal life insurance coverage, but the policy's index - linked accounts provide more potential for cash value growth than traditional universal life insurance, with less risk than variable universal life insurance.

Although this type of policy is easy to acquire, it offers less coverage and higher premiums than traditional life insurance, so explore all your options.

Traditional Insurance is closer to Protection: Right from the sale when the premium is a function of the sum assured to the bonus declaration which also adds to increased growth of protection component within the policy, traditional insurance is closer to protection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and Traditional Insurance is closer to Protection: Right from the sale when the premium is a function of the sum assured to the bonus declaration which also adds to increased growth of protection component within the policy, traditional insurance is closer to protection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and traditional insurance is closer to protection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and fund value.

Condo insurance is often less expensive than traditional homeowners insurance, because the structure and grounds are covered under the condo association's master policy.

However, it still may be the right choice for some people and it might be less expensive than a traditional term policy that is fully underwritten.

One of the down sides of obtaining life insurance with no medical exam is that the amount of coverage you can secure is far less than what you can get with a traditional underwritten term policy, such as a million dollar term life insurance policy at at affordable premium rate.

Because insurance policies for condos and townhomes need only cover damages to the interior of a unit, Louisiana condo insurance is much less expensive than traditional homeowners insurance.

Short - term policies are generally more flexible and less expensive than purchasing a traditional policy or changing an existing one.

To cover the costs incurred by drawing from a higher - risk pool, burial insurance policies typically pay out much less for the premiums — although the premiums themselves may be lower — than traditional life insurance.

The pool of providers in this slice of the life insurance market is somewhat lower than that offering traditional life insurance policies so there may be less competition among insurers.

Whether accidental death and dismemberment insurance is worth the extra premium is a question to ask when you compare quotes and rates since coverage restrictions make AD&D less economical than traditional life policies.

Discounts can be 30 % or more of the policy death benefit leaving the insurer with significantly less risk than other riders of traditional LTCI.

Burial and Final Expense life insurance policies, will typically be limited to less than $ 25,000 in coverage and will have some unique features to them that are not typically found in more traditional fully underwritten policies.

In the example above, Raj would have been able to purchase a traditional term life insurance policy from the same company for less than $ 50 dollars per month, but he would not receive all of his money back at the end of the term.

With GUL policies, pricing is very competitive and often less than half the price of traditional whole life policies so they still remain a practical and affordable option.

Because mobile home insurance policies are generally more affordable than traditional home policies, you should be able to find a number of policies at a rate that is less than $ 40 a month.

It is less expensive than a traditional homeowners policy because it does not have to cover the exterior structure or recreational areas.

Time and again I've been able to show how, using traditional permanent products, a person can have a $ 50,000 level premium fully guaranteed product for less than most companies charge for a $ 15,000 final expense policy.

So with my traditional policy by year 2 I am going to be paying less than I will ever pay for AARP, guaranteed and if I live to any kind of a ripe old age I will have paid in a fraction of what I would have to our oh so beloved AARP.