Sentences with phrase «less the premium received»

The break - even point for this covered call strategy is 36 1/4 (the stock price of 39 1/2 less the premium received of 3 1/4).

The premium for extension of the plan will be the difference of full extended period premium less the premium received till date.

Not exact matches

But Mr Stuart said: «A deprived secondary school pupil in York who receives the pupil premium - worth fully # 935 this year - still has less spent on his or her education than an equivalent pupil in Birmingham who isn't eligible for the pupil premium.

While retired state employees receive more substantial and less - expensive health insurance, retired teachers are facing higher and higher premiums.

The potential loss is much less due to the lower purchase price and the premium received.

If the cash value is less than the premiums you paid in, the annuity is tax - free until the amount you receive exceeds the amount you paid in.

That's because the total amount you'd receive from a claim likely will be less than your premium.

A review of HUD data indicated that when borrowers got their closing costs paid by their sellers or through brokers» yield spread premiums, they received less benefit than expected.

And, of course, the more protection you choose the less call premium yield you will receive.

But customers will be ineligible to renew their policies with Citizens if they receive private - market offers for comparable coverage with premiums less than or equal to their Citizens renewal premium.

The premium you receive will be less than the premium you paid because there's less time for the option to move in - the - money.

If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.

A seller profits when the stock does rise above the strike and to a lesser extent if it does rise above the strike, but not more than the premium received.

Stock above the strike price If ZYX advances to 50 at expiration, the covered call writer, upon assignment, will obtain a net profit of $ 875 per contract (the exercise price of 45 less the price of the stock when the option was sold plus the option premium received of 3 1/4 X 100).

Stock below the break - even point If ZYX is trading at 34 at expiration, the unexercised LEAPS ® calls would generally expire worthless and the unassigned covered call writer would have a theoretical loss of $ 1,125 (a present theoretical loss of $ 2,750 on the stock position less the $ 1,625 premium received).

But if you can prove to your homeowner's insurance company that your home is less likely to suffer catastrophic losses in the event of an emergency, you may receive discounts on your homeowner's insurance premiums.

Regardless of economic fluctuations, your client will never receive less than total premium payments, less any previous withdrawals or outstanding loan balances.

You will receive the premium for the contracts sold, less the commission paid the broker.

In a cash account, your requirement would be $ 6,000 less the $ 400 you received in option premium — a total of $ 5,600 (without taking any trading fees and commissions into account).

These net liabilities are calculated with an internal model using many scenarios to determine the fair value of amounts estimated to be paid, less the fair value of net future premiums estimated to be received, adjusted for risk and profit charges that the Company anticipates a hypothetical market participant would require to assume this business.

These liabilities are estimates of the present value of net amounts expected to be paid, less the present value of net future premiums expected to be received.

As Milevsky points out, if you buy insurance for a high probability event, the payout you would receive when the event occurs would essentially give you back the insurance premiums you paid less the insurance company's «load,» which is composed of administrative costs, sales commission and profit.

Then when you pass away, your heirs would receive nada bupkiss el zilcho (unless you paid the insurance premium to provide a death benefit, then you'd get about 15 % less paycheck than with American Funds).

The selling policyowner receives an upfront cash payment in exchange for transferring ownership of the life insurance policy — typically more than any existing cash value but less than the policy's full death benefit — and the investor as the new owner then continues to make the ongoing / annual premium payments.

Following a comprehensive, proprietary screening process, less than 10 percent of breeders who begin the Gracious Beagle Puppies review process are invited to join the exclusive community — ensuring that both two - and four - legged friends receive a premium experience that is seamless and quality - driven.

This allows you to receive premium upgrades when available, making rentals more fun and less hassle.

Amex's first response was far less than hoped for — they added 5X earning on airfare to the personal card and the ability to receive a 50 % points rebate for premium cabin booking to the business card.

You may choose to purchase the optional Gate 1 «Cancel For Any Reason Waiver» which allows you to cancel your tour up to 72 hours before your scheduled departure for any reason and receive a credit equal to the full cost of your Gate 1 travel arrangements, less the cost of deposit (s), late / amendment fees, and insurance premium cost.

Insurance companies are in the business of making money, and this means paying out less in claims than the insurance companies receive in premiums.

Both the healthy and infirm have a decreasing amount of time remaining, and the less healthy an older relative is, the smaller the death benefit you'll receive for a policy of a similar premium size.

If it has been less than three years since you purchased your life insurance policy and not paid your premiums, you may not receive any money back from the life insurance company.

At the end of the policy term the motorist receives a rebate of up to 50 % of their premium for lower mileage (in this case, a rebate up to $ 250 if they drive less than 10,000 kms), or their premiums can increase up to 50 % if they drive more than the current maximum (in this case, they could pay up to $ 750 if they drive 30,000 kilometers during the policy year).

The older that you are, the more likely that you're going to suffer from a health complication and the less time that the insurance company is going to receive your premiums.

You'll also want to take into account how long you want to receive checks, which is called the benefit period, and you could pay less in premiums if you go with a disability insurance policy that has a longer elimination period, the length of time before benefits kick in.

Of course, you'll pay a premium for coverage (more on that here), but the benefits are more expansive and the standards for receiving them are less stringent than those imposed by the SSA.

The bottom line is we received a settlement of almost $ 10,000 for a total premium of less than $ 500.

On maturity, higher of the Guaranteed Maturity Benefit + reversionary bonuses + terminal bonus, if any or 100.1 % of all premiums paid less Guaranteed Cash Benefits already received is paid to the policyholder

The lower the premium offered, the higher the chances of receiving lesser cover — Usually, we tend to bargain with agents, to bring down the premium.

If your actual sales are less than your projected sales, you may receive a return premium.

You do not want to pay full price when you could receive discounts that can add up to a lesser deductible (out of pocket expense) and a lower premium rate.

Drivers with 10,000 miles or less could receive substantial saving on auto insurance premiums.

Also, insurance companies generally receive less earnings in premiums from smokers, as they are typically living shorter lives.

The excess over cost basis (the premiums paid, less dividends received in cash) is the taxable portion.

If you choose the «Return of Balance Premium» option, you will receive the sum of all premiums, less critical illness claims already paid, at the end of chosen policy term.

# 2: You could simply «cash in» the policy and receive the surrender value, which will be less than the total premiums paid.

With this in mind, it is possible that if an applicant for coverage presents too high of a risk to the insurer, based on the medical knowledge available, he or she may be denied or postponed coverage, receive less coverage or may have to pay a higher premium rate for his or her coverage.

In less than 4 weeks I received the notification that I was approved and the premium was $ 600 lower than the original premium quoted.

«Based on the responses received on the exposure draft and concerns expressed by various stakeholders during discussions, we have finally notified the revised schedule of premium at about 15 per cent less than what was proposed in the exposure draft for goods carrying and passenger carrying vehicles,» Irda said.

The trade - off, however, is the death benefit these policyholders receive for their premium dollars is far less than what their peers with term life insurance receive.

Terminal Illness Accelerated Benefit rider is included in your premiums which means you can receive 100 % of the death benefit if you have a life expectancy of 12 months or less.