Sentences with phrase «less this year because»

(Another indication shoppers may not be swayed: According to the NRF, many families said they plan to spend less this year because they are reusing items bought last year.)

The Syracuse public school system projects it will collect nearly a $ 1 million less this year because of properties acquired by the city's land bank.

Not exact matches

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

The later hasn't happened, perhaps because households are spending about $ 600 per year less on gasoline, Poloz said.

He says the Lendio survey is somewhat disingenuous, particularly because total payback amounts tend to favor small business lenders who push loans of less than a year.

«Amazon's been signaling for about one or two years that they're going to make big bets, because they can, because they've got the cash flow to do it, so that makes this less of a surprise,» said Mahaney, an analyst at RBC Capital.

Since the Italian crisis is likely to grind on - with another round of elections a near certainty over the next year - the euro will remain under pressure because the ECB will continue to maintain easy credit conditions while signs of the Fed's less accommodative stance will become increasingly more evident.

Because of the reformulations, the Treasury now expects the levy to raise only about 240 million pounds ($ 336 million) in its first year, less than half of its prior forecast of 520 million.

Our company has grown substantially — from a staff of six to 70 in less than five years — because of the investment we make in our employees» careers.

She might equally assume the five - year bond is less volatile because it has the higher coupon rate.

Booking site Hipmunk reported that its reservations for Trump hotels are down nearly 60 percent over this time last year, the Globe said, while a survey of more than 2,000 Americans by travel trend tracking website Skift found 56.9 percent of respondents said they were less likely to stay in a Trump hotel because of his campaign.

Long delayed by the Securities and Exchange Commission (SEC), Title III was the most controversial provision of the JOBS Act because it allowed non-accredited investors — generally defined as individuals with less than $ 1 million in assets who earn less than $ 200,000 per year — to invest in private companies as shareholders.

Because there's a revenue lift — you get less revenue this year because you're getting it over time but starting next year and beyond you get more because it's now a recurring revenue stream.Because there's a revenue lift — you get less revenue this year because you're getting it over time but starting next year and beyond you get more because it's now a recurring revenue stream.because you're getting it over time but starting next year and beyond you get more because it's now a recurring revenue stream.because it's now a recurring revenue stream.»

Harold Feld, a senior vice president at Public Knowledge, a nonprofit group that supports net neutrality, said the biggest tech companies were less vocal because they are facing more regulatory battles than in past years.

FORTUNE — Talk about a tough gig: The average tenure of a chief marketing officer — the corporate executive charged with branding, communications, and other activities — is less than four years, in large part because of the increasing complexity of the job, says executive search firm Spencer Stuart.

One advocate said the biggest tech companies were less vocal because they are facing more regulatory battles than in past years, NYT reports.

I think [BCI] is less likely to be an area where we see commercial successes over the coming two or three years because we still don't have the underlying tooling.

Finally, as in most recessions, entrepreneurs have less leverage because there are more early stage startups than in previous years.

Workers performing at less than full productivity because of illness is estimated to cost employers $ 160 billion per year.

He gave the example of Russian President Vladimir Putin, who he would argue has less power today than five years ago because of economic turmoil caused by sanctions and a middle class of an unprecedented size and aspirations.

One advocate said the biggest tech companies were less vocal because they are facing more regulatory battles than in past years.

That's because their investments, including those in their 401 (k) s and mutual funds, will gain far less than the investments from the past 30 years.

But at the end of the year, you write your own ticket if you're talented because now you have experience and it cost you less than your law school loans!

When I think about investing vs debt, I tend to think about the Roth a bit differently than other platforms only because elapsed time is not something you can make up (both in the sense that you can not make up for lost investment time AND the fact that $ 5,500 today is worth less than that $ 5,500 was worth one year ago).

Two years ago, I gave away an old Plasma TV because it used so much power (400 watts per hour of use) and replaced it with a bigger LED LCD TV that uses less than half the power.

One can even argue that it is less difficult to sell a home (in order to «withdraw» the money invested) than to withdraw all of their money from a P2P loan portfolio because it is very possible to sell a home before 3 to 5 years.

We are 500K less than your spreadsheet for age 55 because we started 4 years late and we only invested in 100 % fixed interest investments.

Short term financing is referred to as an operating loan or short term loan because scheduled repayment takes place in less than one year.

This historical trend, however, has been less pronounced in recent years because the markets seem to have adjusted for it.

This is a less - well - explored area but one that CrunchBase is well - suited to address because of its efforts last year to sharpen its data on women co-founders and this year to do the same with data on female venture capitalists.

What's more, a loan with a term of less than a year will (in part, because of the way APR is calculated) likely have a higher APR than a similar interest loan with a longer term.

Mortgage volume is expected to fall 17 % to $ 1.56 trillion this year because of less refinancing activity, according to the Mortgage Bankers Association.

The benefits of the Standard Repayment Plan are that you end up paying less than other repayment plans because of the relatively short repayment term, and you relieve yourself of your student loans in just ten years.

Because of the higher - than - average living expenses, $ 1 million will last less than 14 years in Maryland.

I wanted to make this point for readers that make less money because if I read the post above and made $ 60K per year, I'd find it kind of discouraging.

Early this week I was with an Australian government representative in Beijing whom I have known for many years and he told me that iron ore prices were currently around $ 83 (I think they dropped another $ 2 last week), and that while some people in Canberra were reluctant to say it too loudly, he and others were increasingly in agreement with my lower forecast of less than $ 50 well before the end of the decade, in part because supply has come off much more slowly than predicted, but mainly because they now recognize that China's rebalancing was indeed going to be a far bigger deal for Chinese demand than sell - side research had predicted.

The reason why valuations are so tightly correlated with 10 - 12 year returns is that extreme deviations from historical norms tend to wash out over that horizon, and because interest rate fluctuations have a much less durable impact on market valuations than investors imagine.

Because of the limitations of Internal Revenue Code Section 162 (m), we generally receive a federal income tax deduction for compensation paid to our chief executive officer and to certain other highly compensated officers only if the compensation is less than $ 1,000,000 per person during any fiscal year or is «performance - based» under Code Section 162 (m).

If you commit a billion dollars to a 5 - year credit facility for Microsoft, that counts as $ 100 million of exposure, because that's 90 percent less worrisome than CDS.

Because it's been less than three years since money was contributed to the RRSP, the $ 10,000 is added not to your spouse's income but to yours since it is essentially the income you weren't taxed on when you made the contribution.

If you write a billion - dollar 5 - year total return swap on Microsoft stock, that counts as $ 80 million of «total leverage exposure,» because that's 92 percent less worrisome than the CDS.

Most people are much less interested, because a lot can happen in 25 years.

Maybe you'll want to reduce your long - term interest payments because 15 - year mortgages pay 65 % less mortgage interest over time.

In that scenario, by the time its next big TV deals come up in a few years, the TV networks will be less willing to pay top dollar for sports, because audiences will keep melting away — and the digital guys won't show up to replace the TV guys.

«That's because the upfront costs of owning may not be regained by the benefits if you own for less than five years.

The financing needs coming due in the first quarter «imply that euro area banks will not have extra money as a result of the three - year auction to purchase European sovereign bonds, using a carry - trade strategy, because the amount of fresh cash is less than the amount of bank debt that will mature during the quarter», Powell wrote recently.

Because if you acquire C corporation stock before the end of the year, and your business qualifies as a qualified small business under Section 1202 (in general, less than $ 50M in gross assets and not a service business), you may escape tax entirely on your ultimate sale of the stock.

This is because homeowners pay approximately 65 % less mortgage interest over time with a 15 - year mortgage as compared to a 30 - year.

In low interest rate markets, like the past 10 - years, CDs are less enticing because returns are miniscule.

I predict we will see American clinics installed in Canada as Jean will realize it is less expensive to bring the clinics to the customer, Then, there will be price increments the government can't cover because there is no money and within 2 years we are totally involved in a US Republican style health care.