Not exact matches
Longer credit
history, diversified types of credit
transactions, and
lesser credit inquiries all contribute to a good FICO score.
If you have been wise enough and lucky enough to retain a good credit
history, these loans can be convenient, helpful, and cost far
less than a similar credit card
transaction.
If you delete the app without unlinking your accounts, they'll keep monitoring and monetizing your
transaction history until they go bankrupt and get acquired by someone even
less scrupulous than them (if that's possible), who will do even more terrible things with your
transaction history.