Sentences with phrase «less year need»

So I have a customer with a legitimate 10 or less year need and a budget that will only allow him to buy $ 300,000 to $ 500,000 worth of term insurance.

Not exact matches

It's unclear why the company would need to raise so much more money less than a year after a previous fundraising round, Recode reports.
So buyers need to be comfortable knowing their houses might not increase in value over the next few years — and also that they could be worth much less.
In any case, she suggests, the SBA's role in the American economy is statistically insignificant — less than 1 percent of all businesses receive SBA loans each year — yet constitutes unfair competition to businesses that don't need such help and a potentially huge liability to taxpayers should the economy tank.
He identified three obstacles that could affect any possible recovery in the global employment rate: «Over the fore ¬ seeable future, the world economy will probably grow less than was the case before the global crisis,» complicating «the task of generating the over 42 million jobs that are needed every year in order to meet the growing number of new entrants in the labor market.»
Analysts say some of the rebound is a result of what happened last year, when large numbers of advertisers put less into the upfront market and kept more of their spending for what is called the short - term «scatter» market, where ads are bought on an as - needed basis.
Earlier this year, Ottawa launched a five - year, $ 250 - million program geared at supporting the auto industry — Ford just received a $ 72 - million cash injection — but DesRosiers and other analysts say the federal government's efforts need to be less targeted at the assembly plants.
Small - business owners can have a particularly difficult time getting capital from a bank if they've been in business fewer than two years, if their credit score is less than 640 or if they need less than $ 250,000.
Just less than 15 years ago business owners wondered if they really needed a website.
- foot self - storage facility would need to rent an extra 16,000 sq. feet a month just to break even — not significantly less business than other self - storage sites do in an entire year.
Though the U.K. remains a full member of the European Union until, at least, March of 2019, transitional talks need to end by October of this year to allow enough time for parliamentary approval across the EU — giving U.K. and EU negotiators less than 10 months to decide how both sides will cooperate in the future.
Instead, her costs have gone up nearly 30 percent in the past year alone, and she now pays $ 10,000 for a high - deductible plan that covers less of her health care needs than in prior years, Olsen says.
MacNaughton added: «It doesn't mean that NAFTA is perfect or it doesn't need to be improved, but it does mean that simply throwing it out is a less politically popular stance than it may have been a year or two ago.»
Less than two years later, those analysts need to eat their hats.
Not bad for an app that nearly tanked less than a year after it launched, only to survive by the skin of its teeth with an app launch party that gained it the much - needed users that make it now one of Silicon Alley's hottest startups, and an incredibly viable competitor to Tinder.
The bottom line is that for the next four years their insurance business will need to expand by less than $ 10 billion a year.
SuperAwesome, just less than five years old, has been tapping into the growing need for kid - friendly technology, including kid - safe advertising, social engagement tools, authentication and parental controls.
«It's not only they're less likely to be adopted,» Hansen said of getting rid of the credit, «it's that if they are adopted, they're less likely to get the services they need if parents don't have the adoption - year financial support.
On the other hand, if you'll need the money in just a few years — or if the prospect of losing money makes you too nervous — consider a higher allocation to generally less volatile investments such as bonds and short - term investments.
Overall, this budget adds new details about how Ottawa will spend some of the $ 93 billion in new money the Liberals had already set out for infrastructure — $ 11.2 billion will go to affordable housing over the next 11 years, less than the $ 12.6 billion over eight years the Federation of Canadian Municipalities says was needed.
It quickly became one of our more popular posts but just less than a year later, it already needs an update.
Recession, rapid tech advances, need to do more with less fuel CMIT Solutions» record same - office sales CMIT Solutions» same - office sales figures rise consistently every year.
Overall, college - educated millennials need less than six years to afford a 20 % down payment in 21 out of 26 metros, with metros in the South and Midwest being especially affordable.
They also receive much less financial support from friends and family, and will need more than 15 years to save enough for a 20 % down payment.
They need less than 6 years to save enough for a 20 % down payment in 12 metros, mostly located in the Midwest and South.
The metro approved less than 11,000 new permits a year from 2005 to 2015, a rate that would need to increase to accommodate both the existing job growth and the new Amazon workers.
Among those aged 55 to 64 with no accrued employer pension benefits, roughly half have savings that represent less than one year's worth of the resources they need to supplement OAS / GIS and CPP / QPP.
After three consecutive years of double - digit equity market returns [2], there was less focus on the need for downside protection.
Measuring risk capacity helps us allocate money you will not need in the next few years to stock investments, while allocating money you will need in the next few years to bonds or cash, which are less volatile investments.
Yes, any investments you'll need to sell for income in the next few years should be held in less - volatile holdings like bonds, or kept in cash.
Less than a year ago major shale firms were saying they needed oil above $ 60 a barrel to produce more; now some say they will settle for far less in deciding whether to crank up output after the worst oil price crash in a generatLess than a year ago major shale firms were saying they needed oil above $ 60 a barrel to produce more; now some say they will settle for far less in deciding whether to crank up output after the worst oil price crash in a generatless in deciding whether to crank up output after the worst oil price crash in a generation.
The financing needs coming due in the first quarter «imply that euro area banks will not have extra money as a result of the three - year auction to purchase European sovereign bonds, using a carry - trade strategy, because the amount of fresh cash is less than the amount of bank debt that will mature during the quarter», Powell wrote recently.
With less time to save as each year passes, these older age groups need to reevaluate their financial priorities.
If you reduce your fixed expenses by $ 1,000 per month, you'll need $ 1,250 less income, or $ 15,000 per year.
In the mature stage of a long expansion, with less spare capacity than would have been the case some years ago, monetary policy needs to keep a close eye on future growth in demand.
Don't buy common stocks with money you feel you will need in less than five years.
Ten years later, the need for discernment seems no less great, for in every generation the story of Peoples Temple seems to be repeated in some way, leaving in its wake a grieving and confused community of families, friends and loved ones.
This, together with a few squares of cheesecloth, would provide a year's supply of potable water to each in need at a cost of less than $ 1 USD.
In the less developed countries, approximately 400 pounds of grain per year is available to the average person, nearly all of which must be consumed directly merely to meet minimal food energy needs... Contrast this example to the average North American who uses nearly a ton of grain per year.
Curtis Berger shocked his Columbia University Law School associates at a convocation for the opening of the school year by saying, «I do not assert that legal education makes our graduates evil, but I do believe that [it makes them] less feeling, less caring, less sensitive to the needs of others,... even less alarmed about the injustices of our society than they were when they entered law school.»
We'll need to plant less lettuce and more carrots next year, for sure.
And, like I've already stated, I don't need anybody that believes a 600 year old man even existed, much less built a floating zoo, tell me anything about anything of any relevance.
Walmart pay most of their employees minimum wage, and those workers get less than 20 hours a week, earn on average $ 16,000 a year, and need to apply for food stamps to raise a family... and those Walmart employees on government help cost each US taxpayer $ 17.00 a year...
As the years passed, people felt less need to assert their independence from Britain by aggressively asserting their Catholicism, and so the power of the Church waned.
i need something i can and willingly put my name on... so far this country has been offering less and less every year!
@Common Sense, If you want to be embarrassed to be an American, you need only look at the statistics that show that over 45 % believe that the earth is less than 10k years old.
Hansen's assessment is simple: we need, as a planet, to be emitting less carbon dioxide inside of ten years — an enormous task given that China and India are finally beginning to use power in appreciable quantities (and not for luxuries but for the second light bulb or first refrigerator in a house).
For most persons less mature, and for many of us who have prayed for years, there is need of something concrete and tangible to direct one's thought and keep it from running out into frayed ends.
While we are stuck inside, getting less sunshine in winter than at other times of the year, our bodies need all the help we can get to stay healthy.
Australians consume 2150 mg of sodium a day, on average, but the recommended upper level of intake for adults is 2300mg / day (1400mg / day for 4 — 8 - year - olds) and adults only need 460 — 920 mg (children, even less) to meet our body's requirements.
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