Sentences with phrase «lesser amount of premium»

Most insurers charge customers a lesser amount of premium if they buy their products electronically.

This plan is cost effective i.e. lesser amount of premium as compared to the other plans with significant cover.

This flexibility in premium allows the policy holder to choose a lesser amount of premium that can guarantee coverage for a reduced duration such as coverage to the insured's age 100.

Not exact matches

With the cancellation of the health care levy (which it should be pointed out was graduated and not a flat amount like the old premium), and the NDP tax increases kicking in at 130K and not 100K like the Prentice budget, the NDP has made sure the upper middle class (and some of the upper class) are paying less taxes than under Prentice's budget.

Essentially, this amounts to imposing a tax that is then used to subsidize premiums (charging everyone a tax and then paying people to get health insurance is the same thing as charging people who don't get insurance a «penalty»), but Obama ran on a platform of not raising taxes on people making less than $ 250,000, so he went through this «penalty» shenanigan so he could pretend to have kept his promise.

Slight confusion on those is a definitely a dietary supplement loophole that may get consumers to spend premium prices on fish oil that contains less than the optimum amount of omega 3s.

-- The 2017 Hyundai Elantra has been spied testing in India once with lesser amount of camouflaging — The premium sedan in the spy images sports a blue shade with 5 - spoke alloy wheels — The new Elantra is expected to be offered with uprated engines — The car will take on the likes of the Volkswagen Jetta, Toyota Corolla and Skoda Octavia

If an in - the - money option has only a few pennies (or less) of time premium then you may want to buy those options back and sell new ones that have more time premium in them, since most rational investors will not do early exercise if there is still a decent amount of time premium left in the option.

If the stock drops by the amount of the option's price (which is the sum of intrinsic value + time premium) or less then you will not have lost any money.

Borrowers typically add the up - front mortgage insurance premium (UFMIP) to their loan amounts, and then pay an annual premium of approxomately one half percent of their mortgage balance annually until their loan to value ratio reaches 78 percent or less.

The amount that can be claimed is restricted to the premium paid or the net cost of pure insurance, whichever is less.

However, if you put anything less than 20 % down on a conventional loan, you'll need to pay private mortgage insurance — a monthly premium that can range anywhere from 0.3 % to 1.5 % of the total loan amount.

For instance the average borrower with a 30 - year fixed loan making a down payment of less than 5 % of the loan amount the annual mortgage insurance premium fee would be 1.2 % of the loan amount split between 12 monthly mortgage payments.

4 Your premium is based on your age and the amount of your mortgage at application, less any applicable discounts.

It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.

This «MIP» is a flat 2 % premium based on the amount the maximum lending limit of $ 679,650 or your home's appraised value, whichever is less.

This will actually make the policy less expensive than it would be if the premium was based on the amount of life insurance in force.

While the initial premium on term life coverage is less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.

Sold Komag [KOMG] because of the merger, and the arb premium (amount of incremental gains from holding on until deal consummation) was less than what I could earn in cash.

The remainder will buy option premiums — the amount of money that gets applied to that is close to the credit spread on the bonds less the insurance company's fees to pay the costs of the company and a charge for profit.

These net liabilities are calculated with an internal model using many scenarios to determine the fair value of amounts estimated to be paid, less the fair value of net future premiums estimated to be received, adjusted for risk and profit charges that the Company anticipates a hypothetical market participant would require to assume this business.

These liabilities are estimates of the present value of net amounts expected to be paid, less the present value of net future premiums expected to be received.

The good news is, if you earn less than $ 100,000.00 a year, the private mortgage insurance premiums are tax deductible, although this amount is always subject to change because tax laws often change.Paying PMI can be eliminated if you have paid off at least 20 % of your mortgage or if the value of your home has gone up.

If the cost to replace your belongings is about that figure or less, you can purchase that amount of coverage while keeping premiums low.

If you need or want to stop paying premiums, you can use the cash value to continue your current insurance protection for a specified time or to provide a lesser amount of death benefit protection covering you for your lifetime.

The premium amount can vary between 1.75 % to 3.15 %, depending on the insurance provider and how much of the purchase price is financed by the mortgage; greater the down payment, lesser will be the premium.

«There are huge amounts of competition and free content out there and it is difficult to differentiate premium gaming experiences from lesser quality ones,» he said.

Simply put, if a game is bad then no amount of premium content will hide the fact and that premium content is less likely to be bought as people can't stomach the game in the first place.

Term policies have a finite time limit but are considerably less expensive for the same amount of premiums.

Compared to a policy that provides an increasing death benefit, one that provides a level death benefit will be less expensive (that is, the premiums will be lower for the same amount of initial benefit).

The premiums for guaranteed universal life insurance policies will be less expensive than whole life insurance, coverage amounts are flexible, and a guaranteed universal life insurance policy can be structured to provide final expense coverage up to age 90, 95, 100, and even 121 years of age.

The information is valid and thorough which means that you may wind up selecting a lesser amount of benefits and pay lower premiums as a result.

Both the healthy and infirm have a decreasing amount of time remaining, and the less healthy an older relative is, the smaller the death benefit you'll receive for a policy of a similar premium size.

These plans typically offer less sizeable benefit amounts, some with premiums that do not change for the duration of the policy.

If you need or want to stop paying premiums, you can use the cash value to continue your current insurance protection for a specified time or to provide a lesser amount of death benefit protection covering you for your lifetime.

The premiums, which are based on age and the amount of insurance purchased, may be less expensive than individual life insurance premiums because of an employee group discount.

The premium is usually about 15 % less for a joint life policy than 2 single life insurance policies of the same coverage amount.

After driving a car for many years, it may be more cost effective to lower the comprehensive and collision amounts on the vehicle if the payout in case of an accident will be less than the total amount you pay in premiums over the course of a policy year.

If the cost to replace your belongings is about that figure or less, you can purchase that amount of coverage while keeping premiums low.

You may save money on your premiums with a lesser benefit amount, but if you skimp on coverage you run the risk of not having enough money when you're unable to work.

The half yearly premium payments together are lesser than the quarterly ones, which are in turn lesser than the total of the monthly payment amounts for the term insurance plans.

4 Your premium is based on your age and the amount of your mortgage at application, less any applicable discounts.

In case of early death, the nominee is entitled to have the sum assured or the accumulation amount, less outstanding premiums, whichever is higher

The premium amounts are lesser if you are buying a policy for a longer term of say 15 - 20 years and are higher for the shorter period plans.

The High Deductible Health Plan is defined as «a health plan which has an annual deductible which is not less than $ 1,000 for self - only coverage, and twice the dollar amount ($ 2,000) for family coverage, and the sum of the annual deductible and the other annual out - of - pocket expenses required to be paid under the plan (other than for premiums) for covered benefits does not exceed $ 5,000 for self - only coverage, and twice the dollar amount ($ 10,000) for family coverage.»

Using this option will provide you with less in insurance benefit, but it will also lessen the amount of premium that you are required to pay.

While the initial premium on term life coverage is typically less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.

The total monetary value of the units allocated is invariably less than the amount of premium paid because the charges are first deducted from the premium collected and the remaining amount is used for allocating units.

Additionally, no tax is paid when you withdraw money from the account as long as withdrawals are less than your basis (the total amount of premium you've paid to the policy).

During a 60 - day window following the 20th policy anniversary, the surrender value will be the lesser of 100 % of the premiums paid ¹ or 30 % of the lowest face amount ².