Sentences with phrase «lesser premium amounts»

Women pay less premium amount than men because they are considered safer drivers as compared to men.
Many people believe that if it is combined with a basic health insurance plan, it will provide higher coverage against lesser premium amount.
This plan provide various discount options like less premium amount depending on premium payment frequency, in case female life insured and off course for higher sum assured value.
When comared with others they are offerring very less premium amount.
Choosing only a single cover requires you to pay the lesser premium amount and the premium amount increases as you include more accidental perils under coverage.

Not exact matches

With the cancellation of the health care levy (which it should be pointed out was graduated and not a flat amount like the old premium), and the NDP tax increases kicking in at 130K and not 100K like the Prentice budget, the NDP has made sure the upper middle class (and some of the upper class) are paying less taxes than under Prentice's budget.
You wouldn't owe any taxes if the life insurance policy's cash surrender value was less than the amount you had already paid in premiums.
Essentially, this amounts to imposing a tax that is then used to subsidize premiums (charging everyone a tax and then paying people to get health insurance is the same thing as charging people who don't get insurance a «penalty»), but Obama ran on a platform of not raising taxes on people making less than $ 250,000, so he went through this «penalty» shenanigan so he could pretend to have kept his promise.
Slight confusion on those is a definitely a dietary supplement loophole that may get consumers to spend premium prices on fish oil that contains less than the optimum amount of omega 3s.
-- The 2017 Hyundai Elantra has been spied testing in India once with lesser amount of camouflaging — The premium sedan in the spy images sports a blue shade with 5 - spoke alloy wheels — The new Elantra is expected to be offered with uprated engines — The car will take on the likes of the Volkswagen Jetta, Toyota Corolla and Skoda Octavia
If the cash value is less than the premiums you paid in, the annuity is tax - free until the amount you receive exceeds the amount you paid in.
If an in - the - money option has only a few pennies (or less) of time premium then you may want to buy those options back and sell new ones that have more time premium in them, since most rational investors will not do early exercise if there is still a decent amount of time premium left in the option.
If the stock drops by the amount of the option's price (which is the sum of intrinsic value + time premium) or less then you will not have lost any money.
That's because the total amount you'd receive from a claim likely will be less than your premium.
Borrowers typically add the up - front mortgage insurance premium (UFMIP) to their loan amounts, and then pay an annual premium of approxomately one half percent of their mortgage balance annually until their loan to value ratio reaches 78 percent or less.
The amount that can be claimed is restricted to the premium paid or the net cost of pure insurance, whichever is less.
However, if you put anything less than 20 % down on a conventional loan, you'll need to pay private mortgage insurance — a monthly premium that can range anywhere from 0.3 % to 1.5 % of the total loan amount.
If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.
For instance the average borrower with a 30 - year fixed loan making a down payment of less than 5 % of the loan amount the annual mortgage insurance premium fee would be 1.2 % of the loan amount split between 12 monthly mortgage payments.
4 Your premium is based on your age and the amount of your mortgage at application, less any applicable discounts.
Some life insurance may offer death benefit options, including: a specific benefit that does not vary; a face amount plus the policy value; or the face amount plus premiums paid less withdrawals and loans.
especially valuable in a split - dollar business arrangement, equals the policy's face amount plus the adjusted total premium (total premiums paid, less any partial surrenders).
It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.
Sanders had paid over $ 10,000 in premiums on the policy, and he borrowed less than that amount.
This «MIP» is a flat 2 % premium based on the amount the maximum lending limit of $ 679,650 or your home's appraised value, whichever is less.
This will actually make the policy less expensive than it would be if the premium was based on the amount of life insurance in force.
It also means the insurer have less money to deal with because they aren't working with the entire premium amount.
The firm should pay to the complainant a sum less the amount the complainant would have paid for the alternative regular premium payment protection contract.
Each additional deposit can be no less than $ 50 and the maximum deposit made in any contract year must not be greater than the prior contract year's total premium amount, without prior home office approval.
Since life insurance is less expensive the younger you are, we recommend you start contributions at an affordable reduced premium amount while waiting to gain access to your qualified plan assets.
While the initial premium on term life coverage is less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.
Sold Komag [KOMG] because of the merger, and the arb premium (amount of incremental gains from holding on until deal consummation) was less than what I could earn in cash.
The remainder will buy option premiums — the amount of money that gets applied to that is close to the credit spread on the bonds less the insurance company's fees to pay the costs of the company and a charge for profit.
These net liabilities are calculated with an internal model using many scenarios to determine the fair value of amounts estimated to be paid, less the fair value of net future premiums estimated to be received, adjusted for risk and profit charges that the Company anticipates a hypothetical market participant would require to assume this business.
These liabilities are estimates of the present value of net amounts expected to be paid, less the present value of net future premiums expected to be received.
The good news is, if you earn less than $ 100,000.00 a year, the private mortgage insurance premiums are tax deductible, although this amount is always subject to change because tax laws often change.Paying PMI can be eliminated if you have paid off at least 20 % of your mortgage or if the value of your home has gone up.
If the cost to replace your belongings is about that figure or less, you can purchase that amount of coverage while keeping premiums low.
If you die your family will get the original death benefit, less the amount that was deducted from the cash value to pay the premiums.
that had no or low value, because the maximum amount they could claim was less (or not much more) than the premium.
If you need or want to stop paying premiums, you can use the cash value to continue your current insurance protection for a specified time or to provide a lesser amount of death benefit protection covering you for your lifetime.
If the policy's cash value is less than the amount already paid in premiums, no taxes would be owed.
The premium amount can vary between 1.75 % to 3.15 %, depending on the insurance provider and how much of the purchase price is financed by the mortgage; greater the down payment, lesser will be the premium.
Although premium foods cost more per pound, you will need to feed lesser amounts to your dog, so the actual cost may be no higher.
Let's think about this, for a second: firstly that means PC gamers, myself included, can snag the premium edition for # 20 less than console owners, meaning Xbox One and PS4 players are getting ripped off by a large amount.
«There are huge amounts of competition and free content out there and it is difficult to differentiate premium gaming experiences from lesser quality ones,» he said.
Simply put, if a game is bad then no amount of premium content will hide the fact and that premium content is less likely to be bought as people can't stomach the game in the first place.
If you're on our New Energy Plus we spend the same amount building each year, and you're paying a # 20 per year premium for 100 % green electricity — still # 80 a year less than with Good Energy — on average.
Term policies have a finite time limit but are considerably less expensive for the same amount of premiums.
The high premiums, combined with a low face amount for the death benefit, make guaranteed issue life insurance a less desirable option for relatively healthy individuals.
In case the insured dies during the grace period, the insurer is liable to pay the death benefit (coverage amount) to the beneficiary named in the policy, less any amount outstanding (including the unpaid premium).
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