Sentences with phrase «lesser premium rates»

Hence, most of the auto insurance companies offer lesser premium rates because women make lesser claims.
Policy holders pay less premium rates.
Passing the cost cut down, the policy holders will have to pay less premium rates to give incentive to the availability of data.
According to Mr. D Surendra Rao, Deputy General Manager of Andhra Bank, the plan will be offering huge cover of Rs. 20 lakh at lesser premium rate.

Not exact matches

This makes sense; lower growth should result in bond yields falling, anticipating lower Bank of Canada rates in the future and less need for a risk premium around inflation.
According to its annual report, last year it earned $ 1.1 billion in premiums from homebuyers and paid out $ 51 million in claims — a payout rate of less than 5 %.
The fuel price increases will filter through the economy, said McTeague, leading to less discretionary spending, higher inflation rates and fuel premium increases for truck, rail and air transport of goods.
Given term premium suppression (via QE) reduced volatility and induced investors to buy risky assets to boost returns, a sustained rise in long - term interest rates would give investors more options to achieve yield targets, thus making risk assets appear less attractive and ultimately erode demands for yield and tighten financial conditions.
The second panel makes adjustments for less than favourable economic developments to 2014 and for EI premium rate assumptions.
I hope the rates increase gradually, but less than those being offered on this bond, so that the bond reaps a premium.
«However, limiting premium variation by age made Marketplace policies less attractive to younger adults, which is why their uninsured rate fell less
Bodily injury and bodily injury and $ 5,000 for filing a car in the original birth certificate being discarded much less pay them off of choice.out an exorbitant rate as is possible to reduce overall premiums.
While Rings started strong and only got bigger, The Hobbit did not perform as well domestically (despite a decade of inflation and the premium prices of IMAX, 3D, and High Frame Rate tickets), with each sequel earning less than its predecessor.
Deadpool not only now hold the records as the biggest R - rated release, an accomplishment earned without tacking on 3D for those ticket premiums, but it currently sits less than $ 2 million away from breaking X-Men: Days of Future Past's franchise record.
Buy this car from only GBP 78 per week with NO DEPOSIT Finance at Competitive Rates;; This car is in fantastic condition throughout as you would expect for a premium car with less than 20,000 miles and only 1 owner from new.
The premium manufacturer boasts not only great driving pleasure in this segment but great efficiency as well seeing how five of the engines come with an emissions rating of less than 120 grams of CO2 per kilometer.
As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.
Your premiums with a non owner policy will likely be greater than what you paid before the incident associated with the SR - 22, but less expensive than a rate you would be quoted if you still had a car, along with your flawed driving record.
Mortgage rates are slightly higher with conventional loans, but the mortgage insurance premiums are typically much less.
While a shortened underwriting process may sound appealing, it means that the insurer has less information to tailor your rates and has to assume that you're a higher risk, so premiums will typically by several times greater.
This equity market premium consists of the expected return from the market as a whole less the risk - free rate of return.
«If you are planning to stay less than 10 years, there's no reason to pay a premium to have a rate locked in for the time you will not have the loan,» Ailion points out.
Since the insurer guarantees a lower interest rate and offers a range of premiums, universal life insurance policies are typically less expensive than whole life insurance policies.
If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.
As a result of the new requirements, investors are less inclined to fund monolines who must now charge higher rates, as investors expect a risk premium, which must be passed along to the consumer.
An increase in the short rate will make all longer rates less attractive because their existing premium no longer compensates for term risk - so the long debt's rate will rise as well.
A booming economy reduces corporate risk and lowers the risk premium - so the interest rates of Treasuries may rise more than Corporates - leading to less impact on Corporate bond's pricing.
This is significantly less than the interest rates of bonds, although stocks offer, in average, better returns, because they are more volatile and investors demand a premium in exchange for that uncertainty.
But quantitative easing has also had an effect in suppressing risk premiums in securities that have much less dependence on the course of short - term rates — particularly junk rated debt, corporate debt, and stocks.
And with the rate floor, you know you'll never have less than you had the year before (assuming you continue to pay your premiums and you aren't pulling money out).
Rating classes determine the cost, or policy premium, with Preferred classes costing less than Standard classes.
Companies with lower credit risk (higher credit rating) often enjoy a competitive advantage over their peers because higher rated companies can sell their bonds at a premium to lesser rated bonds.
Allstate offered a rate of $ 916, which is $ 94 less than the Nationwide's premium of $ 1,010.
The fuel price increases will filter through the economy, said McTeague, leading to less discretionary spending, higher inflation rates and fuel premium increases for truck, rail and air transport of goods.
Insurers use a complex classification system to determine your personal premium rate, but, broadly, the best rates go to younger, healthier applicants since they pose less risk to the insurer — meaning they're less likely to die — than their older, unhealthier counterparts.
And expect insurers to either go bankrupt or raise health insurance premiums drastically while limiting inflation adjustments to less - than the real rates.
Less stringent credit standards and mortgage insurance premiums commensurate with current buyer risk profiles are needed to boost first - time buyer participation, especially with interest rates likely rising in upcoming years.»
In late October, the «spread» in interest rates between high - yield bonds and Treasury bonds neared the lowest level in a decade, meaning that investors were getting less of a premium for assuming higher risk.2 A November survey found that 60 % of high - yield investors believed the bonds were overvalued.3
Echo @ Boomer & Echo writes The Ins and Outs of No Medical Exam Life Insurance — No medical exam life insurance has higher premiums than a standard life insurance policy, but may actually be less expensive for someone who's likely to be rated.
If a less specific group of bonds can be delivered to create a new unit, i.e., the bonds must satisfy certain constraints on issuer percentages, issue sizes, duration [interest rate sensitivity], convexity [sensitivity to interest rate sensitivity], sector percentages, option - adjusted spread / yield, etc., then arbitrage can proceed more rapidly, and premiums over NAV should be smaller.
While they may have higher annual fees or lower (or nonexistent) rewards rates, these «starter» cards can be a great way to build your credit score, making those premium cards a less - distant reality.
They usually have pre-existing contracts with the airlines that enable them to offer premium airfares at a rate that is usually less than the normal market fare by 20 % to 50 %.
Your credit score affects your life significantly - an excellent credit score can open many doors (better chance of getting loans, a good job, renting a house or paying less for insurance), and a poor credit score can hinder your possibilities of employment or make you pay higher insurance premiums or higher interest rates on your credit cards.
However, while there will always be a need and a place for lawyers who do high - powered, high - prestige work at premium rates, it is clear that much of what lawyers now do can be done less expensively by other well - trained individuals and specialized companies.
A premium rate paid to encourage employees to perform certain job duties that might be viewed as less desirable, or to work less desirable shifts, is generally not a bona fide overtime premium and must be included in the regular rate calculation.
The consumer was offered a number of options in order to discover his prize and obtain a claim number: he could call a premium rate telephone number, use an SMS service or obtain the information by ordinary post (the latter method being given less prominent).
And these average premium rates reflect just that — the various hazards of a particular job — which means that more hazardous professions will carry a higher premium than jobs where accidents are less likely to happen.
For example, if you buy a UL policy in times of high interest rates, your cash values may accelerate rapidly, outperforming your original expectations, and allowing you to pay less in premiums in future years.
Bundling your home and auto insurance can lower your rate by anywhere from five to 15 per cent, installing winter tires can save you up to five per cent, and paying your premiums in one lump sum annually is less expensive than paying month - to - month.
Base premium rates are set to reflect the various hazards of a particular job, which means that more hazardous professions will carry a higher premium than jobs where accidents are less likely to happen.
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