Sentences with phrase «lesser premiums as»

Women are charged lesser premiums as they are supposed to be better drivers and cause fewer accidents than men.

Not exact matches

For SAP, the loss and LAE ratio is the ratio of incurred losses and loss adjustment expenses less certain administrative services fee income to net earned premiums as defined in the statutory financial statements required by insurance regulators.

Unless Mercedes is willing to sell the X-Class in the US as a purely utilitarian work truck alongside the Metris and Sprinter commercial vans, anything less than $ 40,000 for a mid-size product doesn't coalesce with the brand's premium pricing strategy.

But it turns out that in aggregate, small firms pay about the same premiums as big firms — in fact, for family coverage, companies with under 200 employees pay less ($ 11,835) than firms with 200 or more workers ($ 12,233).

Apple «s launch of the iPhone 8 kicked off with less fanfare on Friday than new models in previous years in the United States, Asia, Australia and Britain, as fans held out for the premium iPhone X, due out in early November.

As North Americans age, they're drinking less beer and more premium whiskies and liqueurs.

My point was and is that the equity risk premium is bundled up closely with the nature of the security itself (i.e., being a publicly traded, relatively liquid investment asset called an equity, that has a very specific bundle of rights and risks attached to it), which has very different characteristics than the many other financial assets available in the economy (many of which have bundles of risk that are perceived as «riskier», and many of which are perceived as «less risky»).

If you're taking out a condo loan with less than 20 % down, you'll have to factor in the cost of mortgage insurance premiums as well.

As things improve, investors will accept less of a premium for the lower credit issuers.

Most bonds (not junk bonds) represent a less risky investment than most stocks, which means that stocks have to offer a higher return as a premium for increased risk.

While employers would be required to pay one half of the cost of the modest premium increase required to finance an enhanced CPP, companies which sponsor defined benefit pension plans would not face additional costs since the great majority of these plans are fully integrated, meaning that they would pay out less as CPP benefits were increased.

And as these pensions fail, the PBGC will collect less in premiums.

As a borrower, you must pay a PMI premium if you're in a conventional mortgage and have less than 19 % equity in your home.

However, the value of T - bills as a risk - free benchmark will remain intact - without it, risk premiums can't be calculated and the allocation of capital become less efficient.

There's generally no cash value component as you'd find with permanent policies, meaning it's less expensive, but this policy offers what is essentially lifetime coverage with level premiums.

No longer a virgin or able to be passed off as one, Sarah does not command premium prices, and so her captors have less inclination to treat her kindly.

The risk, he told NOSH, is that given the premium on space in the protein category, if bites and bars don't see fast turns on shelf, they'll be moved to other less nutrition - centric categories of the store such as with granola bars or sweet snacks.

Earlier this year it boosted the number of wines offered in the on - premise channel across China's less developed second - tier cities, as well as introducing its newly added French wine portfolio, to capitalise on demand for premium imported wine.

In an oversupplied wine industry undergoing consolidation, differing prices such as $ 15,000 - to - $ 25,000 per hectare in the Riverland and $ 40,000 - to - $ 60,000 in the more premium McLaren Vale already reflect the view that warm - climate, heavily irrigated areas have less value, says Colliers national director of rural and agribusiness Tim Altschwager.

Hence, many products of New Zealand origin is perceived to be very attractive to global food buyers (especially in Asian markets) as being clean, high quality, safe food products that are premium products no less attractive than any product made in Australia.

Its sales volumes went backwards by about 11 per cent in 2010 as Australians drank less alcohol and beer drinkers switched to premium brands.

I think only barca real or Bayern can tempt those players away from leicester, they would give at least a year to the club, but season after that they will move onto other club depending on their form next season.As for arsenal transfer i wouldn't want to listen to rumours as most of the times these rumours are just utter garbage.i want a certain rumour about Wolfsburg signing giroud to be true.Anyways if our idiotic manager has some sense left in him after an embarrassing season he should get a premium striker which the club needed for past 4 years.He need to put his ego aside and his old philosophy of waiting for players to develop.We need already established players in every department of our team.Penny pinching has cost us just pay the damn money get the players.I get the feeling next season is going to be harder and we have less chance of winning cause man city have had 2 seasons without premier league and guardiola is gonna bring more quality and hunger to that team.

I'd rather play Podolski against lesser sides as they're more likely to sit in their own box and we therefore need someone with a little bit more physical presence as well as being a top finisher as clear - cut chances will be at a premium.

Whether that's true or whether he is just trying to stop the red ink, one thing is certain: Oscar will enter its fourth year in the New York market asking the Cuomo administration to raise premiums an average of 16 percent — and by as much as 30 percent on some plans — while telling customers they have far less choice than they had one year ago.

Essentially, this amounts to imposing a tax that is then used to subsidize premiums (charging everyone a tax and then paying people to get health insurance is the same thing as charging people who don't get insurance a «penalty»), but Obama ran on a platform of not raising taxes on people making less than $ 250,000, so he went through this «penalty» shenanigan so he could pretend to have kept his promise.

The «cheap» plans just mean that you're going slightly less bankrupt if anything happens to you and now even middle class people who previously had OK plans will also likely go bankrupt with any major medical expenses as all, but the most premium plans have been forced to go the high deductible route with many deductibles so high that they still virtually guarantee financial insolvency.

Monochrome styling is also perfect for any travel wear be either for business trip or family fun, as it always required less efforts and effect is enhanced when space in your luggage may be at a premium.

Bodily injury and bodily injury and $ 5,000 for filing a car in the original birth certificate being discarded much less pay them off of choice.out an exorbitant rate as is possible to reduce overall premiums.

If you're looking for a great user experience, it is essential that you join a premium website as the number of non-genuine profiles would be significantly less.

While premium membership is offered in two flavors and gives more or less the same benefits as paid memberships on other sites.

However, as you explore the subscription options, you'd be pleasantly surprised to discover that premium membership of this site would cost less than a dollar per day.

While Rings started strong and only got bigger, The Hobbit did not perform as well domestically (despite a decade of inflation and the premium prices of IMAX, 3D, and High Frame Rate tickets), with each sequel earning less than its predecessor.

Developers clearly see potential for premium games on the App Store as there's less competition regarding other premium titles than if they keep such titles on consoles and PC / Mac / Linux.

Deadpool not only now hold the records as the biggest R - rated release, an accomplishment earned without tacking on 3D for those ticket premiums, but it currently sits less than $ 2 million away from breaking X-Men: Days of Future Past's franchise record.

As local authorities are allowed to top - slice less and less of maintained schools» money, the financial premium of academy status is shrinking.

Whilst the frontline schools budget has been protected and policies such as the pupil premium allocate more funding to low income pupils, cuts to central services provided by local government will require schools to do more with less.

As one would expect from a fashion - conscious Italian premium brand, there are no less than 13 different wheel styles to choose from.

The German duo exude a much more premium feel which of course you pay for — both cost over # 40k — although they're less engaging to drive as the Focus in spite of the extra speed offered.

But just because the base version costs less than half as much doesn't mean that it's a bargain - bin special, because all versions of this Jeep SUV are capable and comfortable, with many premium features.

There's less chrome trim on the Chevrolet compared with the Encore, as the Trax will inhabit a lower price bracket than the premium - oriented Buick.

I find the price comparison with the Q5 S Line rather odd as EVO conveniently forgot to highlight the very high standard specification of the R - Design Pro trim, which includes 21» alloys, air suspension / switchable dampers, active 12» 3» driver display, active LED headlights with washers, dimming / folding mirrors, premium nav, heated windscreen, heated steering wheel, memory drivers seat and ambient lighting for the base price of # 43,845 The # 42,150 Q5 S Line has none of the above as standard and would cost # 49,345 if given the same specification as the XC60, so the Volvo would actually cost # 5,500 less.

The LT - 1, an engine built from the ground up using premium parts and components, was a much better performer overall than the previous 302 cu in (4.9 L) V8s used in 1967 - 69 Z - 28s; greater torque and less - radical cam, coupled with the 780 cfm Holley four - barrel, [1] permitted the Z - 28 to be available with the 3 - speed [1] Turbo Hydramatic 400 automatic transmission as an option to the four - speed manual for the first time.

Granted, the 3 Series is a tad smaller than the Gran Coupe and A5 Sportback, it's a traditional sedan, and can't offer as much room on the inside, but it's car you need to consider if you can live with all the above and pay less for a premium vehicle.

Speaking of contrasts, the sports coupe's mirror caps and, side skirts, rear spoiler and diffuser all now come in carbon fiber, as good a cosmetic dress up as you can get for a lot of premium cars, much less the M240i.

The earlier version may have had less premium features and amenities due to the 2010â $ ™ s spartan commercial van blue print, but the 2011 Transit Connect passenger van version comes with additional lateral windows to give it a more personal appeal which makes it more conducive as a private vehicle.

Ride quality isn't always as refined as you might expect; cabin doesn't look or feel premium; less horsepower than other cars in the class; technology interface isn't as user - friendly as some rivals; limited headroom.

This does rather narrow the appeal of the QX30, as more conventional premium hatchbacks are available for a lot less.

That's the same power peak as the premium Polo's 81kW 1.2 - litre turbo - petrol engine, which produces more torque (175Nm), while the base Mazda2 offers more power but less torque than the equivalent Polo (66kW / 160Nm).

On the outside the new Fiesta gets a completely new face which is dominated by Ford's marquee trapezoidal front grille and now looks more premium as compared to the previous which looked sporty and had a less premium appeal.

More information about the 2016 Audi A3: The Audi A3 competes against other compact premium cars such as the BMW 2 - Series, the Mercedes CLA and, to a lesser extent, the MINI Cooper.