This coverage does not
let uninsured drivers off the hook; they are still liable for damages and injuries they cause.
The common complaint is that these policies are
letting uninsured drivers off the hook by forcing those who carry insurance plans to pay for their insurance obligations as well as their own.
Not exact matches
There's not a lot of mandatory coverage in the state of Florida, but Brandon
drivers aren't going to
let their premiums soar for almost any reason, where
uninsured drivers and traffic incident statistics push insurance rates through the roof.
If you're
uninsured, or if you've
let your insurance lapse, getting into an accident can be a disastrous situation, both for you and the other
driver — especially if they don't have
uninsured motorist coverage.
There's not a lot of mandatory coverage in the state of Florida, but Fort Myers
drivers aren't going to
let their premiums soar for almost any reason, where
uninsured drivers and traffic incident statistics push insurance rates through the roof.
Non-owner car insurance usually only covers the policyholder — you can't add additional
drivers like you can with other policies — and offer standard liability coverage, and some policies will
let you add medical and underinsured and
uninsured motorist protection.
But the time and expense of the process, couple with the fact that there is not even any guarantee of winning the case, means for a lot of
drivers a more practical solution is just to file a claim on their
uninsured motorist policy and
let their insurer handle any litigation they wish to go forward with to recover the losses.
But if the other
driver's insurer refuses to pay, your options are to take them to court or to file a claim against your own collision, comprehensive or
uninsured motorist coverage and
let your insurer go to bat for you.