Sentences with phrase «level amount of premium»

It offers a level amount of premium on term durations of between 20 and 35 years.

Whole life insurance also provides a level amount of premium throughout the life of the policy.

Typically, these policies will offer guaranteed coverage during the level term period, as well as a level amount of premium that can not be increased.

Not exact matches

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insurance.

Even in base trim, the Mini Cooper Clubman sports cast - aluminum wheels, evidence that this car continues to deliver a premium amount of style and equipment in a compact package, a proposition that seemed quite radical in 2001, when the Cooper version of the Mini (as distinct from the entry - level Mini One) first came to the U.S.

With an exterior length of 4,350 millimetres, a width of 1,834 millimetres and a total height of 1,560 millimetres, the BMW Concept Active Tourer is geared towards customers of the premium segment who appreciate a high level of comfort, a raised seating position and a generous amount of space.

You pay level premiums for the duration of the contract, your heirs receive specific death proceeds amounts, and the contract generates a minimum rate of return.

Level term life insurance policies have premiums that are guaranteed to remain the same for a certain amount of years.

Available in coverage amounts of $ 1 million or more, with premiums guaranteed to stay the same throughout the level premium period.

As noted above, and like many mortgage - related things, your mortgage insurance premium is based upon several factors, including your credit score, the amount of your down payment as a percentage of the value of the home (LTV); your choice of mortgage product (fixed rate or adjustable rate — and how frequent the rate adjustment will be); the length of the term of your mortgage (15, 20, 25, 30 years), the amount of the mortgage and of course the level of coverage the investor requires for your kind of loan and borrower profile.

Data package pricing for FlightDesk's standard and premium versions depend on the amount of assets and / or trading activity level.

And, with this plan, the amount of the premium will always be level.

Although the higher premium amounts are a cost, because they're determined based on income and may change from year to year, they effectively equate to an «indirect tax» in the form of a higher burden on higher income levels.

During the period that is selected, the amount of the premium rate will remain the same — and, as long as the premium is paid, the policy will guarantee a level amount of life insurance protection up to the insured's age 95.

A whole life insurance policy will offer guaranteed level premiums throughout the life of the policy, as well as a guaranteed amount of death benefit.

It provides your puppy with essential amounts of DHA, premium proteins, wholesome carbohydrates and proper levels of calcium and phosphorus.

Feeding your kitty a premium food is your best insurance against taurine deficiency because premium food manufacturers make sure their brands give your cat the taurine levels he needs - plus the right amounts of many other nutrients.

By adding an equal amount of hot water, the softened Tropican morsels that contain premium sources of protein and high nutrient levels coat your bird's favorite seeds.

Many of the companies also offer levels of coverage such that the customer can choose the amount of the deductible and the percentage of coverage, which then determines the amount of the premium.

An employee's monthly premium contribution maxes out at nine and a half percent of their salary, which doesn't amount to much at that entry level.

It raised the amount of miles you need for most international awards, especially in the premium cabins, and introduced their new EveryDay awards (variable even higher level awards than the old Standard level).

It raised the amount of miles you need for most international awards, especially in the premium cabins, and introduced their new EveryDay awards (variable even higher level awards than...

You pay a level premium for a set amount of time (called the term period), typically 10, 15, 20 or 30 years.

Compared to a policy that provides an increasing death benefit, one that provides a level death benefit will be less expensive (that is, the premiums will be lower for the same amount of initial benefit).

It offers cash value but only in enough amount to guarantee a level premium throughout the length of a policy whether to age 100 or 121 depending on the company and policy type.

However, the premiums, cash values and level amount of protection can each be adjusted up or down during the contract term as the insured's needs change.

You'll get a lot more coverage for 20 years, but since it's a 20 year term instead of 30, your premium will still be lower than the «mortgage insurance» offers and probably even lower than the 30 year level term policies other agents are quoting you for the current amount of the balance.

(Once the time period — or term — of the level term life insurance policies have elapsed, the amount of the premium will typically increase.

Premiums are guaranteed level for the full amount of the term and will not increase.

With the level term plans, both the amount of the death benefit and the amount of the premium due remains the same throughout the entire lifetime of the policy.

During this time, the policy's death benefit will typically remain level, as will the amount of premium.

In most situations, you could have bought a 30 year $ 300,000 level term life insurance policy for the same amount of premium.

But having the facts, such as knowing the effective rate of return required when investing excess premiums (above the level term premiums) to accumulate an amount equal to100 % of the premiums for the ROP option, is critical to determining which policy is best.

However, this type of policy still has a level premium and face amount during the entire life of the coverage.

ADDvantage Term: Level term life insurance (meaning the face amount and premium remained fixed for the life of the policy), with term lengths of 10, 15, 20, and 30 year terms.

Once accepted into the plan, the amount of the premium will remain level, and can not increase for any reason.

Thus, the longer the period of time during which the premium remains level, the higher the premium amount.

The report, analyzing the automotive insurance industry's historic profit levels, premiums from 2012 through 2016 and rate adequacy for the 2017 accident year, finds that increased costs have led to higher premiums, a reduced amount of choices and fewer options for consumers.

In the field of insurance, identifying the level of risk of a person is very important because it will determine the amount of insurance premium an individual needs to pay.

It offers a guaranteed amount of life insurance at a premium rate that is fixed for the entire level term period.

Exchanges may, and the Federally - facilitated Exchange will, allow issuers to implement, a premium payment threshold policy under which issuers can consider enrollees to have paid all amounts due if the enrollees pay an amount sufficient to maintain a percentage of total premium paid out of the total premium owed equal to or greater than a level prescribed by the issuer, provided that the level is reasonable and that the level and the policy are applied in a uniform manner to all enrollees.

The company's level term life insurance comes in three flavors: a no medical exam term policy with a face amount limit of $ 249,999, a return of premium term policy, and a typical fully underwritten term life insurance policy with terms of 10, 15, 20, 25, and 30 years.

Return of premium term provides a guaranteed amount of life insurance at a premium rate that is level over the term period but also builds cash value and returns 100 % of premiums paid at the end of the level term.

The premise is to take the lowest amount of premiums to keep the policy premium and benefit level until you die.

They may not have a very large amount of disposable income they can use for buying a final expense life insurance policy, therefore it is very important to get not only the best level of cover, but also at the best premium rate available.

Term insurance plans are favoured by people even though there is usually no maturity benefit because it enables people to buy high amount of coverage levels at very low premiums.

However, with guaranteed level premium term, instead of increasing your premium annually, the insurance company factors it all in right off the bat so you always pay the same amount each year for the length of your term.

Guaranteed issue life insurance is guaranteed level premiums for the rest of your life and guaranteed coverage amounts after the initial graded period of 2 years.

Both the amount of the coverage, and the amount of the premium, will remain level through these time frames.

The insurer will set limits on the amount that can be claimed as a reflection of the overall risk of any given instance combined with the amount of premium that a client is paying for the level of coverage they receive.