Sentences with phrase «level of debt service»

Then you are stuck with a property needing a certain level of debt service when few will be able to make the payments.

The country also has a high level of debt servicing ratio, which made its banking system more vulnerable.

Not exact matches

Holding company liquidity is the total funds available at the holding company level to fund general corporate purposes, primarily the payment of shareholder dividends and debt service.

«The process of lowering interest rates causing higher levels of debt, debt service and spending, I think is coming to an end.»

They also fear that at such elevated levels, many Canadian households would be unable to withstand a financial shock such as a loss of income, or a sudden spike in interest rates that raised debt services charges.

Today, the U.S devotes 8.1 % of federal revenues to debt service, a level exceeded only by Italy among major OECD nations.

Together they vividly show how the amount of debt leverage can vary between healthy firms with low debt levels and plenty of cash to service it and troubled companies that are heavily leveraged and cash - poor.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

The combination of very high levels of debt and excess manufacturing capacity can lock an economy into a self - reinforcing deflationary process in which growth stagnates and debt rises faster than debt servicing capacity.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the past.

While the level of mortgage arrears is still low by historical standards, a rising debt - service ratio could signal that's about to change.

Debt, in this case, must be rising faster than debt servicing capacity, in which case Beijing's true debt level is not the nominal debt level but rather the nominal debt level plus estimates of contingent liabilities likely to rise as a consequence of wasted investmDebt, in this case, must be rising faster than debt servicing capacity, in which case Beijing's true debt level is not the nominal debt level but rather the nominal debt level plus estimates of contingent liabilities likely to rise as a consequence of wasted investmdebt servicing capacity, in which case Beijing's true debt level is not the nominal debt level but rather the nominal debt level plus estimates of contingent liabilities likely to rise as a consequence of wasted investmdebt level is not the nominal debt level but rather the nominal debt level plus estimates of contingent liabilities likely to rise as a consequence of wasted investmdebt level but rather the nominal debt level plus estimates of contingent liabilities likely to rise as a consequence of wasted investmdebt level plus estimates of contingent liabilities likely to rise as a consequence of wasted investment.

The fact that China's debt is rising much more quickly than China's debt servicing capacity is consistent with my implicit model — which claims that the optimal amount of capital stock in China is a function of China's relatively low level of social capital, and that Chinese investment has far exceeded its optimal level — but it doesn't prove it.

Higher borrowing costs would discourage business investment and raise the cost of servicing government debt to unhealthy levels.

Detroit has more than $ 18 billion in debt and unfunded liabilities and doesn't have the revenues to meet those obligations and provide an adequate level of services to its people, who pay the highest taxes per capita in Michigan.

Corporate gearing ratios remain conservative by historical standards and debt servicing costs remain low, reflecting the relatively low level of interest rates.

The recent rise in the debt - servicing ratio is largely a result of households increasing their debt levels, rather than an unexpected sharp rise in interest rates, as occurred in the late 1980s.

The decline in world interest rates over the past few years has seen the servicing burden of foreign debt fall to around the levels of the early 1980s.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The effects of interest rate changes in the 1990s are visible as cyclical rises and falls in debt servicing, around a slowly rising trend, caused by the increase in debt levels.

However, the crucial variable here is the debt - servicing ratio — it is this which determines whether a household can keep its property when there is an interruption to its cash flow, not the absolute level of debt (or the debt to income ratio).

Compare two households — one in 1993 and the other in 2003 — that have the same percentage of their income used in debt service, and have the same gearing ratio (level of debt as a percentage of value of house), but with the 2003 household having a debt level nearly twice as high as the 1993 household.

The rising costs of inputs — agro-chemicals, seeds, fuel — as well as the need to service rising levels of farm debt: combined with the downwards pressure on prices many farmers find themselves in a «cost - price» squeeze

Yes, they have blamed Labour for excessive levels of debt and the poor state of the economy, but they have blamed Labour for «waste» and unnecessary spending rather than for high levels of spending on public services (which they support).

The cost of servicing the nation's debt would have gone up rather than falling to its lowest level in a generation.

The President further explained that in addition to the implementation of the approved external borrowing plan and in order to reduce debt service levels and lengthen the tenor profile of the debt stock, the Federal Government sought to substitute maturing domestic debts with less expensive long - term external debts.

4) The PRC holds approximately $ 1 Billion of U.S. federal debt, while also carrying enormous balances at the provincial and municipal level, which it generally services through Hong Kong.

The creditors consented to signing these less stringent agreements because Labour promised to maintain a minimum level of income, out of which a proportion would be dedicated to debt payment and servicing.

«Achieving these lapse — or savings — targets will be a significant budgetary challenge, especially in light of the high levels of fixed costs for FY 2018, such as debt service payments, pension contributions and other costs.»

The chancellor blamed the previous government for leaving the coalition with the «worst economic inheritance in modern history», which he said had brought Britain a level of debt that «threatened every job and public service in the country».

Funding for the School Facilities Program is virtually gone and there is a backlog in applications for state assistance... while the state's growing debt service is of concern, it is unclear whether local districts have the capacity to generate sufficient revenue at the local level to meet their specific facility needs.

This program allows graduates with high levels of debt and lower incomes for substantially reduced monthly payments and includes a forgiveness provision of any remaining balances in 10 years for employees in the public interest or public service arenas or after 25 years for everyone else.

The change is from price stability, to returning inflation to levels consistent with its mandate, which means they will try to inflate, and let it into the goods and services markets, rather than merely using it to prop up the prices of assets backed by debt.

If balances get out of hand with rates like that, it is easy to see how the debt service could reach «crushing» levels.

Last week's bank downgrade by Moody's Investor's Services put a spotlight on the extreme levels of Canadian household debt, which now clock in at nearly 170 % of disposable income.

Yet despite the rising debt level, the report finds Canadians are doing a good job of servicing their debt, with delinquency rates of 90 days or more falling 1.45 % in the quarter.

Depending on your income and debt servicing levels you should be able to obtain many options of financing.

Golden Financial Services will help you determine the most cost - effective debt relief solution for you, based on your financial situation and the level of debt you owe.

One of the easiest ways to calculate if it might be time to reach out for debt settlement services is to compare your level of unsecured debt to your income.

Fifth Third Securities Public Finance Group provides a broad range of debt underwriting, placement and financial advisory services to municipal issuers including state level issuers, cities, villages, townships, counties, school districts, water and sewer districts and other public utility systems, health care facilities, and higher education institutions.

Many public service jobs require increasingly high levels of education, which forces people to accrue larger debt, according to the report — even as they enter professions with traditionally low salaries.

It includes all the other levels of service but adds FICO Score tracking and analysis, legal interventions for abusive debt collectors, fraud monitoring, and tools to manage personal finances.

While I wouldn't necessarily agree that debt is the «least» of most people's financial problems, after all, once someone finds themselves servicing a level of debt that prevents them from investing and growing their wealth, it is absolutely a significant problem.

Those factors have negative impacts, but depressions occur when overall debt levels get too high, with layers of debt upon debt, allowing for cascades of failure to happen when the private enterprise system can borrow no more, and can not service the debt.

While all debt settlement companies offer this service as part of their program, not all debt settlement companies have the same level of negotiation experience, so not all can deliver the same amount of savings / debt reduction.

Name: CMHC's Debt service calculator Type: Online calculator Cost: Free Claim: This calculator will help you compare the level of your monthly debt and housing expense payments to your gross monthly household incDebt service calculator Type: Online calculator Cost: Free Claim: This calculator will help you compare the level of your monthly debt and housing expense payments to your gross monthly household incdebt and housing expense payments to your gross monthly household income.

Ideally, the company should have low levels of debt and plenty of cash to service it.

«Debt settlement companies are the only truly independent voice for the consumer when dealing with overwhelming levels of consumer debt and we are pleased that the FTC recognized that debt settlement is not only an appropriate alternative but also a necessary service when delivered by a legitimate debt settlement services provider.&raDebt settlement companies are the only truly independent voice for the consumer when dealing with overwhelming levels of consumer debt and we are pleased that the FTC recognized that debt settlement is not only an appropriate alternative but also a necessary service when delivered by a legitimate debt settlement services provider.&radebt and we are pleased that the FTC recognized that debt settlement is not only an appropriate alternative but also a necessary service when delivered by a legitimate debt settlement services provider.&radebt settlement is not only an appropriate alternative but also a necessary service when delivered by a legitimate debt settlement services provider.&radebt settlement services provider.»

So rising levels of student debt may hit communities of color the hardest, keeping some of our best and brightest young people from giving back to society and denying our country the benefits of their public service.

While there are some merits to its purpose, it is a paid service that does not significantly reduce the level of your existing debt.