Sentences with phrase «level of industry financial»

Not exact matches

Their research also found that industries such as financial services, healthcare and manufacturing experience the highest level of attacks given that they have massive financial assets, a rich vein of personal data to be tapped, and physical inventories that hold significant value.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

That unique expertise empowers us to forge deep relationships with major strategic buyers, financial sponsors and senior decision makers at the highest levels of industry.

Today is definitely not the same world as it was just a few decades ago and the financial industry in particular has embedded extremely high levels of manipulative psychology into their attempts to control us and to keep us passive.

Holders of this gold - standard designation in the financial services industry must take college - level financial planning courses, log at least 3 years» experience in financial planning, and pass a 10 - hour examination.

«Thus, it would be prudent to accompany any consideration of material adjustments to the calibration of the structural buffers held by the large banking institutions with compensating adjustments to the countercyclical buffer in order to achieve the same overall level of resilience through the cycle,» she said at an event hosted by the Securities Industry and Financial Markets Association.

State of the Industry and Future Outlook Dive into the current and projected financial health of the foodservice industry and identify the fastest - and slowest - growing segments to forecast the level of success you can expect in the iIndustry and Future Outlook Dive into the current and projected financial health of the foodservice industry and identify the fastest - and slowest - growing segments to forecast the level of success you can expect in the iindustry and identify the fastest - and slowest - growing segments to forecast the level of success you can expect in the industryindustry.

The group cited Cahill's support for hydrofracking, making changes to the state's Scaffol Law as well as «reasonable state - level oversight» of the financial services industry.

There are many advantages: I have an overview of the whole industry with its different technologies, contact to high - level people and international colleagues, and there is no need for stock or financial analysis (as this in my point of view is a difficult task).

Industry: Financial Services Company size: 51 - 200 Level: Entry Focus: Operations Experience using the software: 6 - 12 months as User, Administrator, Member of the deployment / customization team

Industry: Financial Services Company size: 201 - 500 Level: Senior Focus: Human Resources Experience using the software: More than 1 year as User, Administrator, Member of the deployment / customization team, Member of the procurement team

Industry: Financial Services Company size: 5,001 - 10,000 Level: Consultant Focus: Information Technology Experience using the software: More than 1 year as Administrator, Member of the deployment / customization team

Industry: Financial Services Company size: 10,000 + Level: VP Focus: Human Resources Experience using the software: More than 1 year as User, Administrator, Member of the deployment / customization team, Member of the procurement team

The agency has formed a rulemaking team to further evaluate the appropriate level of financial responsibility for the motor carrier industry.

Our goal is to represent and manage the careers of our clients so they may achieve industry wide and international recognition, as well as the highest level of financial potential.

The highest level takeaway from this exercise is a reminder that book publishing in many markets is still an industry easily accused of obfuscation because such figures typically aren't explicated in financial reports.

The downside is that an individual stock exposes you to financial risk and is vulnerable to the effects of negative events at several levels: a stock is sensitive not only to shifts in the market but also to shifts in the underlying industry and company it represents.

An assessment of current and future key industry drivers, the level of industry returns and company specific reasons for relative success within an industry is quantified into financial forecasts, of sustainable margins and returns.

As the Australian Financial Review (AFR) reported last week, at the end of 2017, the global PE industry was, «sitting on a record level of dry powder of $ US633 billion.»

Passive investing, and the increased level of transparency, are ideas the financial services industry should embrace.

The intersection of these best - practices with a low - cost passive index fund implementation and fiduciary level of care can revolutionize the Canadian financial industry.»

The level of assets in Exchange - Traded Funds has now surpassed those held by hedge funds for the first time, highlighting how their explosive growth has upended the global fund management industry since the financial crisis.

And as luck would have it, Merrill and Bank of America offer its customers «unparalleled platforms, featuring industry - leading banking and investment solutions, and a level of wealth management service and resources that can't be found anywhere else,» Sieg adds in the memorandum, mentioning an advisor force of about 15,000, 4,500 «retail financial centers» and more ATMs than you can shake a big stick at.

The keiretsu system they have where there's a sort of conglomerate of industrial and financial... Most of the financing of industry was done by borrowed money rather than by equity through Japan's revival from the end of the Second World War so they had an average debt level of about 1.5 times GDP until about 1980.

If you're working in an industry that requires good financial background, you may need to seek positions outside of your expertise until your score is at an acceptable level.

Companies operating in industries that are exposed to a high level of business risk and uncertainty would generally prefer to maintain lower level of financial risk (by lower debt financing) and higher interest cover ratios.

The requirements for earning the Certified Financial Planner designation have recently become more rigorous too, which is likely to raise the level of professionalism in the industry.

There's a heck of a lot at stake in the gaming industry on a purely financial level.

It provides greater flexibility and maintains a level of security and efficiency that the financial markets industry requires under regulations such as MiFID II.»

Whilst needed to avoid another financial crash and in the battle to eradicate fraud, corruption and bribery, regulation and compliance also costs UK industry billions and creates an uneven global playing field, because the same level of regulation simply does not exist in most other countries.

The researchers found that while controlling for key factors that might influence donation levels, such as a company's overall financial performance, size and industry, the presence of women leaders still had a significant positive impact on a company's CSR levels.

Q.B.); nor a case in which the employee had accepted prior transfers: Reber v. Lloyds Bank International Canada 1985 CanLII 153 (BC CA), (1985), 18 D.L.R. (4th) 122 (B.C.C.A.), Jim Pattison Industries Ltd. v. Page, [1984] S.J. No. 448 (C.A.), Durrant v. Westeel - Rosco Ltd. 1978 CanLII 277 (BC SC), (1978), 7 B.C.L.R. 14; nor a case in which the employer faced financial difficulties compelling consolidation or restructuring: Smith v. Viking Helicopter Ltd. reflex, (1989), 68 O.R. (2d) 228, Morris v. International Harvester Canada Ltd. reflex, (1984), 7 C.C.E.L. 300; nor a case in which the employer was attempting to accommodate an employee who was no longer able to perform at a level required of the position in which the individual was employed: Canadian Bechtel Ltd. v. Mollenkopf (1978), 1 C.C.E.L. 95, and Marko v. Toromont Industries Ltd., [1998] O.J. 5539 (QL)(Gen. Div.)

Yet there can also be little doubt that the financial industry is, in fact, subject to significantly greater levels of regulatory scrutiny than in the past.

And, again at the macro level, changes across an entire industry segment can fundamentally alter the nature of the outsourcing transaction and create challenges for the service provider such as occurred in the financial and automobile manufacturing sectors following the recent recession.

The industry recorded a penetration level of 3.3 % in Financial Year 2014 - 2015 which declined from the earlier level of 3.9 %.

An event presented in a series of top - level keynotes, interactive panel discussions and solution - based case studies with a focus on learning and building partnerships in the emerging Blockchain space, BlockChain World Forum will explore the industries that are set to be disrupted the most by this new technology, including; legal sectors, financial services, insurance, energy, music, government, real estate and more.

Throughout the programme, startups will be individually matched with senior level mentors from the financial and IT industry, such as blockchain specialist Guido Rudolphi, to receive practical advice on regulatory, technical and commercial aspects of their specific business.

Mellon will focus on growing the level of bank involvement in the bitcoin industry, as well as supporting initiatives that enable conversations between the bitcoin space, members of Congress and financial industry leaders, according to the Washington, D.C. - based bitcoin advocacy group.

His book, Blockchain Applications in Finance, highlights high - level use cases of how blockchain can transform the financial industry for the better.

«As the financial services industry undergoes digital transformation, Thales HSMs provide the same high levels of security to the world of cryptocurrency that banks have relied on for decades to keep money and transaction records safe from cyber-thieves.»

Forward - looking information is subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance or achievements of the Company to be materially different from those expressed or implied by such forward - looking information, including but not limited to: risks related to changes in cryptocurrency prices; the estimation of personnel and operating costs; general global markets and economic conditions; risks associated with uninsurable risks; risks associated with currency fluctuations; competition faced in securing experienced personnel with appropriate industry experience and expertise; risks associated with changes in the financial auditing and corporate governance standards applicable to cryptocurrencies and ICO's; risks related to potential conflicts of interest; the reliance on key personnel; financing, capitalization and liquidity risks including the risk that the financing necessary to fund continued development of the Company's business plan may not be available on satisfactory terms, or at all; the risk of potential dilution through the issuance of additional common shares of the Company; the risk of litigation.

As an accomplished Senior Level Sales / Operations professional with 10 + years of success leading financial management and sales development in diverse industries, I feel my superior ability to analyze and implement operational process improvements would be an asset to your organization.

This is certainly the case in my sector of oil and gas, where oil prices have slumped to a level not seen since the global financial crisis — visit our recently launched Oil & Gas Global Salary Guide 2016 to gain an insight into the labour market trends and hiring challenges within this industry.

The full range of their resume and CV writing services covers basically all types of careers, experience levels, and industries (e.g. financial services, media, publishing, health care, education, and science).

Addlestone, South East About Blog We specialise in the sourcing and placement of senior level candidates in the various niches of the Insurance and Financial Service industries.

* High Level of Expertise in the Financial Industry Retail, Corporate, Private, Internet Banking, Mobile Banking and Investment Banking.

Dynamic, high - energy and results - driven Senior Level Market and Technology Development leader with a demonstrated track record of developing global revenue growth and margin improvements in technology services, sales and delivery with strong experience in Insurance, Banking and Financial Services, Government, Education, Healthcare, and Manufacturing industries.

You will have strong skills in: • Confident and outgoing with excellent communication and interpersonal skills • Motivated by financial gain and reward • Passionate, competitive nature and resilient • Commercially savvy What we look for in you: • Previous recruitment experience • Proven level of successful performance within previous employment • Experience recruiting within the IT Industry would be very advantageous Salary: # 25,000 - # 35,000 starting basic salary plus an industry leading commission Industry would be very advantageous Salary: # 25,000 - # 35,000 starting basic salary plus an industry leading commission industry leading commission package.