Sentences with phrase «level term benefit»

So what is AARP's level term benefit life insurance?

One is their level term benefit and two is their extra protection benefit life insurance.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

In short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector funds.

More generally, I think the strongest argument against a price - level target is that the absence of long - term indexed contracts suggests that the benefits of long - run price predictability are not that large.

Over the long run, considering the long - term growth of the U.S. economy, it would be wise to expect interest rates to normalize at higher levels than they are now, which benefits B of A.

Employee ownership changes the context for compensation and benefits in terms of managing benefit levels, maximizing motivational impact, and addressing trade - offs between personnel expenses and profitability.

Accordingly, short and long - term incentive levels are going down, along with pension contributions and the threshold payout for LTIs, and benefits will be replaced by a fixed allowance.

It has been conscious that a balance needs to be struck between the benefits of monetary stimulus and the medium - term risks associated with rising levels of debt relative to our incomes.

In addition, 85 percent of Unum's insured lives are in group long - term care with a much younger client profile, funded mostly by employers and with smaller benefit levels with more conservative plan designs, he said.

There will be some short - term benefit to U.S. module makers from import duties on solar, but it is not clear that this will offset lower levels of deployment incurred by both the higher price of imported solar and the uncertainty created by the Section 201 process.

OPTerm policies are renewable and convertible term life insurance which provide a level death benefit.

As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.

The BattleFin Data One - on - Ones between data providers and data purchasers have proven highly efficient and will bring top level quant and systematic hedge funds to London matching the right people and aiming to organically foster long - term relationships that mutually benefit both parties.

The BattleFin Data One - on - Ones between data providers and data purchasers will bring top level hedge funds to Miami matching the right people and aiming to organically foster long - term relationships that mutually benefit both parties.

Therapists who interviewed the boy say the child would benefit by having contact with the father, but the two sides are at odds about the father's level of involvement, especially since he and the mother are not on friendly terms.

It has some short term benefits on a population level basis — which means it makes sense for government agencies who want to save some healthcare dollars to be interested in breastfeeding levels, but is a poor explanation for lactivist zealotry.

In transportation, this well - established response is known in various contexts as the Downs - Thomson Paradox, The Pigou - Knight - Downs Paradox or the Lewis - Mogridge Position: a new road may provide motorists with some level of respite from congestion in the short term, but almost all of the benefit from the road will be lost due to increased demand in the longer term.

However, most Labour voters dislike the plans to stop people under 21 from claiming housing benefit and — the big one, in terms of the amount of money it would save — keeping benefits for working people at the present level rather than letting them rise with inflation.

«We're not going to pass a budget, we're not going to end this session, without having changed the ethics rules that relate to what people do in terms of outside income — whether it's the level of outside income they have or, more importantly, making sure that people can't use their public office in a way to benefit themselves privately,» Morelle said.

Troubles in Italy (and other poorly - led nations) benefit Britain... «UK long - term borrowing costs have fallen to their lowest level this year, as troubles in the eurozone offset worries over a fresh batch of credit rating downgrades for government - backed institutions.»

Researchers report that bococizumab had short - term benefits on lowering cholesterol levels and significantly reduced the risk of cardiovascular events by 21 percent compared to placebo among those who had baseline LDL cholesterol levels of greater than 100 mg / dL.

The situation that Spain is experiencing in terms of unemployment is problematic: together with Greece, it has the highest level of unemployment among European countries (23.7 % according to the latest EPA (Encuesta de Población Activa — Labor Force Survey); one out of two young adults under the age of 25 can not find work (52.4 %); and nearly half of the unemployed receive no benefits whatsoever.

The model determines the level of closeness between two agents by making them play prisoner's dilemma each time they meet up — a game in which acting selfishly scores you the most points in the short term but prevents long - term cooperation and mutual benefit.

That the Parliament recognises that contract research staff in Scotland's universities and research institutes are one of the most significant assets in Scotland's knowledge economy; notes that more than 90 % of such staff are employed on insecure fixed term contracts, resulting in a systematic failure to properly exploit our science and social science base to the benefit of the Scottish economy and society; further notes that this highly educated human resource, comprising graduate, postgraduate and postdoctoral level workers, is subject to constant wastage, to the detriment of Scotland's universities and economic potential; and believes that the Scottish Executive should act with clarity, urgency and determination to secure a complete overhaul of the management of the contract research workforce with a view to eliminating the current insecurity and wastage and establishing a radical new approach in partnership with higher education employers and representatives of the research staff.

«Herring larvae could benefit from an acidifying ocean: A long - term field study in a Swedish fjord shows how rising carbon dioxide levels can affect food webs and fish survival.»

«For a woman, when it comes to politics, having a high level of gender linked fate generally means she thinks in terms of what will benefit women as a group,» said Kretschmer.

While WHO formulates its recommendations in terms of moderate - to - vigorous activity, the researchers say there is a growing consensus for the benefits of reducing sedentary behavior and increasing even low - intensity levels of physical activity.

Students in all grade levels studied, fourth through sixth, benefited in terms of having significantly more favorable perceptions of the school environment.

However, the benefits and risks of long - term testosterone administration to older men with age - related decline in testosterone levels remain poorly understood.

Climate researchers have benefited enormously in economic terms by getting the public excited; they (presumably including yourself) have a vested interest in maintaining this level of concern.

Other studies have found little to no benefit, in terms of cancer or heart - disease risk, of vitamin D at higher than «normal» levels.

De Souza offered the same advice: «I would caution against ignoring strong and consistent evidence that we already have that shows that if we reduce saturated fat and replace it with healthful unsaturated fats, like olive oil and canola oil, we do see benefits in terms of reducing cholesterol levels and heart disease risk.»

This means that since a deficiency level is exclusive to the individual, so will the time needed in treatment to find out when to expect results from HGH injections, at least in terms of the full scope of benefits.

The main difference here is that colostrum (taken within 6 hours of calving) has much higher protein levels, and that's why colostrum is filled with all the wonderful proline rich polypeptides that have such amazing benefits for our health (these are basically a type of protein, but a rather special type in terms of it's affects on building the immune system).

While I have no doubt that this choice of morning beverage will indeed produce a high level of focus and intensity due to the quick injection of caffeine and medium chain triglycerides (used by the body for energy rather than fat storage) to the bloodstream, any weight loss benefits to a bulletproof coffee habit over the long term are completely ludicrous.

While there are other ways to trigger ketosis, including fasting for short periods and increasing your daily physical activity level substantially, a ketogenic diet helps you do so on a long - term basis so you can benefit from the myriad health perks.

It appears that the main way that short - term fasting benefits health is by lowering insulin levels.

It has the potential to offer many benefits in terms of supporting thyroid functionality, promoting a healthy metabolism, increasing energy levels, improving concentration, promoting weight loss, and enhancing mood enhancement.

Although no long - term studies have assessed side effects with low physiologic doses of growth hormone supplementation in somatopause, the studies we reviewed above have confirmed that low doses, titrated to keep IGF - 1 levels in the upper limit of normal, are safe, well tolerated, and associated with a plethora of clinical benefits.

There is no scientific definition of a superfood but the term usually refers to foods containing high levels of vitamins and minerals that offer many health benefits such as boosting your immune system and natural weight loss.

However, they also have the added benefit of providing higher levels of satiety, and this is important for the long - term sustainability of a diet.

There are several major benefits of exercise in terms of helping you maintain a lower body fat level.

The benefits of turmeric are numerous, and while you might not feel the same jolt you would from a cup of coffee, turmeric provides long - term protection to the mind and body on multiple levels.

He expected that the effort to update the 30 - minute recommendation may highlight the fact that there is additional benefit associated with higher levels of activity, in terms of both total dose and intensity.

Blood pressure and lipid levels are connected to obesity, and further studies could demonstrate long - term benefits for weight control and obesity prevention.

Efforts to use high - stakes tests to regulate school quality at a higher level, however, did not benefit students and may have led schools to adopt strategies that caused long - term harm.

Among the book's more «robust» conclusions, to use the economists» term, is that the high Swedish expenditure on adult education (which is very well developed in Sweden, as a resource for unemployed workers and as a way of upgrading or changing one's credentials) is not warranted by its returns: But how could it be, when, we learn, «individuals received student pay [all students are paid in Sweden — part of the commitment to equality] at the level of unemployment benefits, which in Sweden replace up to 80 percent of forgone earnings.»