When your cortisol
levels are in balance, you feel calm, cool and collected all the time.
Not exact matches
It
's a goal that many
in the corporate America get behind, or at least pay lip service to; but
in practice, progress towards more
balanced workforces
in many sectors, and especially at senior management
levels, has
been slow.
S&P said
in March a rupiah exchange rate of 15,000 a dollar
is «the psychological
level» at which companies with weak
balance - sheets could struggle with repayments and those with good cashflow might start to proactively restructure their debt.
Mr Dawson said the fund
was relying on bank
balance improvements
in the 2012 - 13 financial year to enable it to continue funding subsidies at the current
level.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates,
levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry,
levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and
levels of indebtedness, including indebtedness expected to
be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may
be suspended at any time due to various factors, including market conditions and the
level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and
balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which
is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies
being restricted
in their operation of their businesses while the merger agreement
is in effect; (21) risks relating to the value of the United Technologies» shares to
be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may
be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«I'd like to believe the regulator will
be reasonable, but it
's a banking system that needs to
be fixed,» Floriani added, regarding the high
level of bad loans
in the banks»
balance sheets.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition
in key markets; the risk that we or our channel partners
are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result
in increased inventory and reduced orders as we experience wide fluctuations
in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result
in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we
are unable to
balance fluctuations
in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs
in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those
in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting
in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting
in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty
in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we
are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory
levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may
be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed
in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
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CALGARY — Cenovus Energy Inc. (TSX: CVE)
is raising $ 1.5 billion through the sale of 67.5 million common shares
in a move aimed at shoring up its
balance sheet
in the face of oil prices that have fallen to half the
level of June.
In an era when there
is a $ 200 billion infrastructure gap just for Canadian municipalities but political leaders at all
levels are convinced the public wants
balanced budgets, where will the dollars come from?
In this article in The Tyee, Andrew Nikiforuk levels some very serious allegations with respect to the National Energy Board, suggesting that the Board has been captured (see * below for definition) by industry, that it can not be objective because it is industry - financed, and that it does not appropriately balance the interests of energy companies -LSB-..
In this article
in The Tyee, Andrew Nikiforuk levels some very serious allegations with respect to the National Energy Board, suggesting that the Board has been captured (see * below for definition) by industry, that it can not be objective because it is industry - financed, and that it does not appropriately balance the interests of energy companies -LSB-..
in The Tyee, Andrew Nikiforuk
levels some very serious allegations with respect to the National Energy Board, suggesting that the Board has
been captured (see * below for definition) by industry, that it can not
be objective because it
is industry - financed, and that it does not appropriately
balance the interests of energy companies -LSB-...]
NEW YORK — Auto loan originations
are at the highest
level in eight years and auto loan
balances, which include leases, have increased for the 13th consecutive quarter, according to the Federal Reserve Bank of New York's Q2 2014 Household Debt and Credit report.
As Benjamin Graham explained, «When changes
in the market
level have raised the common - stock component to, say, 55 % the
balance would
be restored by a sale of one - eleventh of the stock portfolio and the transfer of the proceeds to bonds.
Two decades of «miracle»
levels of investment - driven growth, the role of the financial sector
in that growth, and the unrealistic expectations that Chinese businesses, banks, and government entities had consequently developed, reinforced by sell - side cheerleaders, made it obvious that the interlocking
balance sheets that make up the Chinese economy had added what
was effectively a highly «speculative» structure onto the way economic entities financed their operations.
The more deeply unbalanced an economy, the higher its debt
levels, or the more highly systematically distorted its
balance sheets, the more the two forecasts will diverge and the more urgent it
is that economists incorporate the
balance sheet
in their analyses.
However, the slower - than - expected economic growth
in 2013 and the accompanying lower
level of nominal income
in 2013 - 14 results
in a «status quo» (before budget actions) deficit of $ 18.7 billion Subsequently, the status quo budgetary
balance is actually lower that forecast
in the November 2012 November Update.
In this environment, policymakers would do well to not only be cautious and forward - looking in managing the level and structure of public borrowing, but vigilant about detecting and defusing potential build - ups of vulnerabilities in the private sector as well (and, as our unfortunate experience shows, off - balance sheets as well as on
In this environment, policymakers would do well to not only
be cautious and forward - looking
in managing the level and structure of public borrowing, but vigilant about detecting and defusing potential build - ups of vulnerabilities in the private sector as well (and, as our unfortunate experience shows, off - balance sheets as well as on
in managing the
level and structure of public borrowing, but vigilant about detecting and defusing potential build - ups of vulnerabilities
in the private sector as well (and, as our unfortunate experience shows, off - balance sheets as well as on
in the private sector as well (and, as our unfortunate experience shows, off -
balance sheets as well as on).
It
is fundamental to the way the growth model works, and we have arrived at the stage, probably described most imaginatively by Hyman Minsky
in his work on
balance sheets,
in which the system requires an acceleration
in credit growth simply to maintain existing
levels of economic activity.
As we have said
in past commentaries, the historic
levels of quantitative easing following the global financial crisis — that
is the expansion of the Fed's
balance sheet from around $ 900 billion to nearly $ 4.5 trillion today —
was one of the most dominant market - shaping forces over the last decade.
Moreover, our analysis shows that the cumulative income generated over the period
in which the
balance sheet has
been unusually large
is likely to exceed normal
levels under a wide range of scenarios.
A study conducted by the Department of Finance
in 2001 examined fiscal rules
in a number of countries at the national and subnational
level and concluded that legislative fiscal rules
are not necessary for achieving a
balanced budget.
Trust
is not dependent on one central authority; it
is federated between all users, while, on some
level, that may
be scary for some who will need to cede control of proprietary systems of checks and
balances in favor of an open, transparent approach.
The decrease
was the result of both higher
levels of «chargeoffs» — debt that card issuers write off as uncollectible — compared to 2007 and lower new
balances than
in 2007.
In fact, we consider that a portfolio of about 20 securities
is the right
balance between having a minimum diversification
level to reduce company - specific risk while also having few enough companies to improve the odds of beating the market indices» Francois Rochon
Minister of Finance Bill Morneau
is trying to
balance soaring household debt
levels against the need for strength
in consumer spending.
In addition to all of the benefits that are given to a person with aCiTrades VIP Managed Account this level user will also get an optional corporate account feature, have interest added to the account balance, have insurance protection on the account, receive a 150 % cash back bonus if desired and have a personal debit card tied to the account for instant access to the money placed in it at any tim
In addition to all of the benefits that
are given to a person with aCiTrades VIP Managed Account this
level user will also get an optional corporate account feature, have interest added to the account
balance, have insurance protection on the account, receive a 150 % cash back bonus if desired and have a personal debit card tied to the account for instant access to the money placed
in it at any tim
in it at any time.
In the long run, the Federal Reserve anticipates that its
balance sheet will shrink toward more historically normal
levels and that most or all of its security holdings will
be Treasury securities.»
For example, Bullard believes that the policy rates
are currently at the appropriate
levels and that the Fed has, ``... delayed a little bit too long
in reducing the size of the
balance sheet.»
While the current price / peak - earnings multiple
is already at an elevated
level above 18, what I'll call the «P / E equivalent» multiples on other fundamentals
are: 21 on the basis of book values, nearly 23 on the basis of enterprise value / EBITDA (which factors
in the increasing share of debt on corporate
balance sheets), over 25 on the basis of revenues, and 29 on the basis of dividends (largely because dividend payout ratios remain relatively low even on the basis of normalized earnings).
The June quarter ACCI - Westpac survey of manufacturers suggests that price pressures
are picking up noticeably
in that sector, with the net
balance of manufacturing firms increasing prices remaining at a high
level.
It boils down to the fact that the optimum price
is the price that naturally
balances supply and demand, and to the related fact that forcing the price to
be above or below the
level at which supply and demand would naturally
be in balance will lead to either a glut or a shortage.
The theory that most investors actually earn benchmark
level returns
is in contradiction to the fact that the
balances in their individual accounts show underperformance.
Prospective returns for a
balanced portfolio
are at some of the lowest
levels in history.
To the extent that the first chart above (SPX futures) reflects a combination of Central Bank money printing and investors going «all -
in» on stocks (record low cash
levels), IF the Central Banks simply stop printing money and do not shrink their
balance sheets, who will
be left to buy stocks when the selling begins?
The bottom line: Given the significant
levels of debt that remain on household and government
balance sheets, inflation
is likely to remain lower than what we experienced
in periods leading up to the financial crisis.
The healthy state of corporate
balance sheets overall
is also apparent
in corporate bond spreads, which remain at relatively low
levels.
Access to NASDAQ
Level II quotes
is provided for free to non-professional clients who have made 120 or more equity and options trades
in the last 12 months, 30 or more equity and options trades
in either the current or previous quarters, or who maintain $ 1 million or more
in household
balances at Schwab.
Nota bene, since the Fed's
balance sheet has continually grown
in spite of lowering reserve requirements to next to nothing from the mid 90's onward (when sweeps
were introduced), we must conclude that the target rate
was almost continually set below the
level where it would have
been in a free market — which
is to say, the system always has an inflationary bias.
While housing inventory has grown slightly
in recent months, it
is still well below what
's considered a healthy or
balanced level.
This, conceptually,
is a measure of the trend
in the general price
level which reflects the broad
balance between aggregate demand and supply
in the economy.
Such steps would free funds which could
be used to lift the
level of excellence
in the education of the young, thereby restoring
balance and establishing equity.
To begin with the elemental ethical
level, the words of Amos denouncing those who would «make the ephah small and the shekel great, and dealing falsely with
balances of deceit» (8:5)
are set
in formal legal language
in both D and H. 17 All three codes under discussion have general laws against the perversion of justice.18 The principle of sympathy and consideration for the weak
is expressed with astonishing variety.
By putting ethics over (or at least at the same
level as) price
in the list of purchasing priorities, we can at least ensure that the priorities
are in balance.
This stops the insulin
levels from rising too steeply and allows everything to
be digested
in a more
balanced way.
In your reports on gluten levels in herbs and spices, you've always suggested that we balance concerns about gluten contamination against the fact that the amount of spice we put into a dish is very lo
In your reports on gluten
levels in herbs and spices, you've always suggested that we balance concerns about gluten contamination against the fact that the amount of spice we put into a dish is very lo
in herbs and spices, you've always suggested that we
balance concerns about gluten contamination against the fact that the amount of spice we put into a dish
is very low.
Oats
are rich
in soluble fibre which (amongst other things) slows the rate of sugar absorption (read keeps you fuller for longer and
balances out your sugar
levels) and have
been linked to better heart health.
The lower
levels of baseline sugar sweetened drink consumption
in the UK compared with the US may
in part explain why the effect on obesity that we estimate
in the UK
is much less than that estimated
in the US.12 The differences with respect to other modelling studies may also
be partly explained by their use of higher own price elasticity values for sugar sweetened drinks than we have calculated and used here.18 22 52 We can not make direct comparisons between the results of our study and the results of recent studies of the effect of reducing sugar sweetened drink consumption on body weight
in children, 5 7 as the relation between energy
balance and change
in body mass index
in children who
are growing
is different from that
in adults.
Hemp seeds can help with different brain funcions, eat Pumpkin seeds raw for the full sleep - inducing effect, use Sesame seeds
in dishes like Tahini, Sunflower seeds
are best when they
're eaten raw, and Chia seeds have plenty of extra omega - 3
in them and can help
balance your glucose
levels.
Terasante ™
is a
balanced source of plant - based protein that also delivers intact
levels of macro and micro nutrients found naturally
in whole foods.