It makes me wonder about the range of returns for various
levels of risk in notes on the income side.
An insurance company can either charge less money to gain an edge, or devise their product to absorb higher
levels of risk in order to capture a larger portion of the market.
«Premiums already reflect
levels of risk in the work a firm undertakes, and cost is front - loaded into the first # 500,000 of cover, so the idea that the current system is unfairly «one size fits all» is nonsense.
you can't reasonably expect most people to understand complicated technology nor to be able to evaluate
levels of risk in subject areas they do not understand, and their over-riding desire is always to «do no harm», so they will go along with most any crazy remedy for a claimed problem.....
That means that the more likely application of genetic testing in testicular cancer is in diagnosing
the level of risk in men yet to develop it, rather than in matching patients to specific treatments.
And yet,
the level of risk in such a portfolio is greater than most retirees can or should take.
The size of the premium varies depending on
the level of risk in a particular portfolio and also changes over time as market risk fluctuates.
If you've been able to hold on through recent convulsions without getting too upset, that may indicate you're taking the appropriate
level of risk in your portfolio.
Options are all about probabilities, which enable you to choose
your level of risk in a trade.
The planner can tell you if you're leaving returns on the table and assess
the level of risk in your portfolio.
The level of risk in the portfolio is constantly analysed and managed.
While there is an obvious difference between growing a few marijuana plants and running a meth operation, and a significantly elevated
level of risk in the latter, the same general principles are likely to apply.
has a relatively moderate
level of risk in seeking to support an annual withdrawal strategy to address anticipated, inflation - sensitive income needs.
For the business owner who takes a substantial
level of risk in his or her daily cash flow system (butcher, baker, candlestick maker or trained forex currency trader) the PP is a place to stash wealth for use at a time when he is no longer able to work.
Investors, economists, and financial analysts use the TED spread to evaluate
the level of risk in the financial system.
Its important to understand
the level of risk in the long - term (e.g. the stat that the market has never returned negative annual returns over a 15 year period).
Bad credit mortgage lenders will charge a higher rate than a bank in order to compensate for the high
level of risk in this type of investment.
Over longer periods, however, it's possible that you could stray significantly from your target asset mix, in which case you'd have a mismatch between
the level of risk in your portfolio and the amount of risk you want to take.
The level of risk in investments is taken into consideration.
Even with improved tornado forecasting, hour - by - hour shifts in
the level of risk in various regions speak to the challenge of maintaining public responsiveness when sirens finally sound.
Absent encounters with the real world (such as how the complexity of the modern world makes «total knowledge» for decision making essentially impossible for individuals so that they can consciously choose
their level of risk in purchases in the market place), perhaps like how Communism might appeal to many absent considering how the ideology has confronted reality, this Libertarian conception has great appeal.
Digging road or subway tunnels, for example, adds a new
level of risk in that builders must relocate underground utilities, and they may not know precisely where those utilities lie when they submit their bid.
These policies do carry
some level of risk in that the cash values can be lost during market downturns, but the policy will still stay in force as long as premiums are paid.
While there is an obvious difference between growing a few marijuana plants and running a meth operation, and a significantly elevated
level of risk in the latter, the same general principles are likely to apply.
The job interview is a tool that employers use to evaluate your candidacy and evaluate
the level of risk in bringing you into the firm.
There's
a level of risk in new construction that many are shying away from in the wake of the housing market collapse.
Not exact matches
«With people
of various income
levels increasingly divided by geography, income inequality can worsen and the
risk of social polarization — and even serious conflict — can grow,» Shiller said recently
in an op - ed for Project Syndicate.
In a sport that requires athleticism, skill, preternatural spatial awareness... and the ability to look past the inherent
risk of driving a race car at 200 miles per hour and still perform at the highest
level, he talked about his injury.
For example, truck drivers can wear a «Smart Cap,» literally a hat with sensors
in it, that helps keep tabs on their
levels of alertness, reducing the
risk of accidents due to fatigue or falling asleep behind the wheel.
«Canadian policy - makers have allowed household debt to rise above the disturbingly high
levels reached
in the U.S.
in 2007, raising the
risk of a similar potentially disastrous deleveraging down the road,» Madani wrote.
A parade
of reports and experts explained away high house prices and debt
levels with many
of the same arguments we hear today
in Canada — yes, prices are way up compared to rents, but the analysis is built on flawed data; debt
levels are high, but so are house prices, which minimizes the
risk; America's demographics support the boom; and then the classic: There'll be a soft landing.
Pretty much from his first statements as governor
in 2013 — that's about $ 100,000 ago
in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt
levels pose a
risk to the economy, and assuring Canadians that the likelihood
of a crash is actually pretty low.
Bear
in mind also that most people don't have an entrepreneurial mindset, and you may be more comfortable with higher
levels of risk than the salaried employees you may know.
Yum Brands felt the full effect
of those
risks in December, when Chinese food safety agencies launched a probe
of the company's supply chain after excess
levels of antibiotics were found
in chicken from two suppliers.
After finding some success
in the B2B market, Simpson took Kitewire to the next
level of risk management with netpure — a «build - it - and - they - will - come» model for the consumer market.
In this way, Kitewire moved up a level in terms of risk managemen
In this way, Kitewire moved up a
level in terms of risk managemen
in terms
of risk management.
In 2010, in the wake of the financial crisis, the Fed and its global counterparts signed the so - called «Basel III» accords, under which all countries agreed to raise the minimum level of capital banks must hold to 8 % of their risk - adjusted asset
In 2010,
in the wake of the financial crisis, the Fed and its global counterparts signed the so - called «Basel III» accords, under which all countries agreed to raise the minimum level of capital banks must hold to 8 % of their risk - adjusted asset
in the wake
of the financial crisis, the Fed and its global counterparts signed the so - called «Basel III» accords, under which all countries agreed to raise the minimum
level of capital banks must hold to 8 %
of their
risk - adjusted assets.
They don't say what the substance is, where it is
in the product, how you might be exposed to it, what the
level of risk is, or how to reduce your exposure.»
As for where clients» «spare change» actually goes, Acorns invests it
in one
of five portfolio options, designed with different
levels of risk by Nobel Prize - winning economist Harry Markowitz.
With the potential
risk in mind, Misek and Squire, who joined the company as co-founder and CTO, created multiple
levels of security to keep hackers out.
An audit
of registered training organisations specialising
in high -
risk work licences has found an alarmingly high
level of non-compliance with regulatory standards.
«On a general
level, there can be practical barriers to pursuit
of a criminal case, such as the victim company's fear
of embarrassment, reputational damage, or the perceived
risk — real or not — that their trade secrets will be exposed
in a court proceeding,» said Brooke French, shareholder at law firm Carlton Fields.
According to de la Madrid, top resorts were exposed to lower
levels of risk than the country
in general and tourists understood this.
The agency said there have been recent variations
in the number
of cases reported
in the region and, while the
level of risk is unknown, Zika virus infection during pregnancy causes severe birth defects, including microcephaly and other severe brain abnormalities.
Actual results and the timing
of events could differ materially from those anticipated
in the forward - looking statements due to these
risks and uncertainties as well as other factors, which include, without limitation: the uncertain timing
of, and
risks relating to, the executive search process;
risks related to the potential failure
of eptinezumab to demonstrate safety and efficacy
in clinical testing; Alder's ability to conduct clinical trials and studies
of eptinezumab sufficient to achieve a positive completion; the availability
of data at the expected times; the clinical, therapeutic and commercial value
of eptinezumab;
risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements;
risks and uncertainties relating to the manufacture
of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights
of others; the uncertain timing and
level of expenses associated with Alder's development and commercialization activities; the sufficiency
of Alder's capital and other resources; market competition; changes
in economic and business conditions; and other factors discussed under the caption «
Risk Factors»
in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates,
levels of end market demand
in construction and
in both the commercial and defense segments
of the aerospace industry,
levels of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and
levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the
level of other investing activities and uses
of cash, including
in connection with the proposed acquisition
of Rockwell; (7) delays and disruption
in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect
of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect
of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the
risk that such approvals may result
in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related to Rockwell Collins and United Technologies being restricted
in their operation
of their businesses while the merger agreement is
in effect; (21)
risks relating to the value
of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
«I only have the data at a very high
level, but we did detect a small number
of people who tested positively
in their DNA for being at
risk for cancer.
In this video with Entrepreneur Network partner Business Rockstars, attorney Jessica Olmon gives one simple reason why you should avoid using online contracts: The framework between two similar deals might look the same, but different companies and people are willing to assume different
levels of risk.
«If you want a culture
of creativity and innovation, where sensible
risks are embraced on both a market and individual
level, start by developing the ability
of managers to cultivate an openness to vulnerability
in their teams.»
«The global community will rightly expect the pace — alongside a high
level of diligence — to be maintained so that people
in affected communities and others living
in countries at
risk of Ebola can have access to a vaccine as soon as possible.»