Sentences with phrase «liability claim situations»

Additional insured status can be problematic, especially in certain liability claim situations.

Not exact matches

In some situations, both your policy and the landlord's policy might respond to the same liability claim.
In that situation, you'd have damage to your personal property as well as potential liability claims against you from neighbors.
In a situation where liability might arise, you need to make your insurance aware of any situation that might reasonably give rise to a claim.
There are a very limited number of people on Earth who would bother to file a liability claim against you for $ 300, and perhaps their willingness say something about those who would, but damages of that size can still create uncomfortable situations and difficulty in your budget.
When your liability coverage responds to any of these situations, you get the benefit of the coverage as well as the benefit of defense against the claim.
In that situation, Grand Pointe Apartments will not only cover your personal property, but also offers liability coverage as well as a defense against claims by other residents and the community.
Because with liability insurance you would merely file a claim and it would cover the cost of the situation.
A Chicago personal injury attorney who has experience in product liability cases will be able to evaluate your situation and determine what kind of evidence and testimony you'll need, and find the necessary experts to support your claim.
If you are in a situation in Canada or US where local laws prevent you from making a claim against the offending motorist responsible for the motor vehicle accident, you may have coverage under Inverse Liability protection.
What you do (and don't do) in this situation can make a big difference in the compensation you are able to claim in your future premises liability case.
In situations where a dog bite results in serious injury or death, the injured party or his or her relatives can file a strict liability claim against the animal's owner.
The adjuster and claims representative are trained to get people in your situation to say things that will limit the insurance company's liability to pay on an accident claim, and they are very good at what they do.
The skilled social host liability lawyers at Jasmine Daya & Co. in Toronto, can review your situation and help you decide whether to bring a claim.
In these third - party liability situations, you can still make a worker's compensation claim, and also seek compensation though these «third parties».
Filing the product liability claims can be complex so in such situation you will need opinion of a product liability attorney.
Call the offices of the machinery accident attorney at Cohen & Cohen today and get your situation evaluated to find out how much your product liability claim, construction accident claim, or personal injury claim could be worth.
Personal injury claims can arise from a variety of circumstances, including automobile mishaps, dangerous property (premises liability), railroad grade crossings, airplane crashes and any number of other situations where traumatic injury occurs as a result of the fault of others.
Generally, work - related situations that give rise to a personal injury claim are those where injuries occur from car and truck accidents, premises liability, and product liability.
«In this case of first impression, the majority holds that a wife who sues her husband claiming that he negligently infected her with the human immunodeficiency virus (HIV) is not limited to a theory that he did so knowing he was HIV positive but that liability also extends «to those situations where the actor, under the totality of circumstances, has reason to know of the infection.»»
But to explain in simple words, it is the (financial) ability of the insurance company to settle all its liabilities (which include Claims from all term insurance plans) in case there is a situation of insolvency (bankruptcy) because of a sudden unforeseen event.
In that situation, you'd have damage to your personal property as well as potential liability claims against you from neighbors.
There are numerous possibilities for situations in which you might run into liability claims.
Commercial General Liability does not cover legal situations with regard to employment related claims.
That's why there are vehicle insurance coverage policies such as non-trucking liability and bobtail insurance which specializes in providing full protection from claims arising from certain situations which the primary liability insurance can not cover.
That's why Farmers ® offers small business liability insurance, which can help with challenging situations and the associated costs of legal defense and legal damages, up to policy limits selected for covered claims.
There are a number of possible situations that could come up in your condo or townhouse leading to a liability claim.
But things tend to get expensive when liability claims are made and you are accused of negligence, even in total accident situations.
New Jersey renters insurance liability pays for bodily injury to others that you're responsible for, it's true, but sometimes there are situations where there's just no need to go through the liability claim process, but you're expected to respond financially to someone's injuries.
There are many situations we might get into as tenants that can lead to liability claims, either from personal injuries suffered by others while on our rented premises or from personal property damage we accidentally cause to others» property.
There are additional significant benefits available to renters insurance policy holders, such as medical payments coverage that can be used in non liability situations, and loss of use protection for instances when a claim event has rendered your rented home unlivable.
In that situation, Grand Pointe Apartments will not only cover your personal property, but also offers liability coverage as well as a defense against claims by other residents and the community.
There are numerous situations where you could be responsible for someone's injuries even though there is no fault to be found, or even though the injury is not severe enough to be worth finding fault in a liability claim or lawsuit.
This situation should result in a «win» on your end because the insurance company should claim uninsured motorist coverage, but again, the owner of the property might be contacted and decide to fight back to avoid any liability.
If you are ever up against a liability situation related to an event or occurrence at your Sunnyvale rental, your policy will go to work for you, helping you meet the expenses of your defense as well as any payouts that might result from the claim.
When your liability coverage responds to any of these situations, you get the benefit of the coverage as well as the benefit of defense against the claim.
in that situation as well — liability coverage for your kids as teenagers works just like it does for you as far as negligence is concerned — if you were negligent and a loss resulted, your coverage can defend you and pay the claim.
Liability claims are not filed very often, but if you find yourself in a situation where you need this coverage, you will be glad you have it as it can save you thousands of dollars.
From property losses to liability claims, Waco renters can purchase affordable protection and gain an advocate in many possible situations.
What's more, not a lot of people in Cupertino or elsewhere in California really understand the importance of renters insurance liability protection until they face a claim situation.
Still, it is important to know that a good New Orleans renters insurance plan can protect you from further financial harm if you are ever faced with a claim situation requiring you to replace all your possessions or own up to liability after an injury occurs at your rented residence.
There are literally dozens and dozens of situations where liability claims can exceed your commercial or professional liability insurance coverage limits.
«Of all the claims we defend, one - quarter to one - third are situations in which the real estate practitioner has done nothing wrong,» says Karen Chambers, managing director of real estate professional liability for Travelers, an insurance agency based in St. Paul, Minn..
«At least identifying situations helps show that ownership is not negligent, a frequent basis for liability claims,» explains Whitman.
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