Sentences with phrase «liability covers physical»

Property damage liability covers physical damage to a car or a piece of property.

Personal injury liability covers physical harm to another person, not damage to their property.

Not exact matches

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability cliability in the event someone is injured or their property is damaged by you or a family member (Liability cLiability coverage).

The master policy covers the common areas you share with others in your building like the roof, basement, elevator, boiler and walkways for both liability and physical damage.

We insure, up to the limit of liability shown in the Declarations for this coverage, for direct physical loss, not caused by the negligence of an «insured», to property covered under Section I caused by water, or water - borne material, which:

You're covered by $ 1 million in liability insurance and your car is protected against physical damage.

Commercial General Liability (CGL) covers physical injuries, property damage, and false or misleading advertising.

When your travel trailer or towable camper is on an ERIE auto insurance policy, you can be covered for physical damage while it's parked temporarily at a campsite and for liability damage while it's attached to your insured vehicle.1

Since landlords are only required to have insurance that covers the physical structure and liability for injury that occurs in common areas, any type of catastrophic situation could destroy the entire apartment building, including all of your possessions.

Your home is most likely your biggest and most valuable asset, and you should have California homeowners insurance to cover any physical damage to your home and any liability you may incur as the owner of that home.

Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.

State laws vary concerning whether liability policies cover rentals for physical damages, so be sure to check with your agent for individual laws.

Property damage: Property damage liability covers damage by your car to other people's property, including their car and other physical property like a fence or house you may have hit.

Property liability insurance doesn't cover only physical injury and damage.

Employers» Liability is concerned with covering your business against claims made by employees for work - related accidents, injuries or illnesses, while Public Liability Insurance covers businesses against claims from third parties who suffered physical injury or death as a direct result of the business owners» negligence.

Sure, you can buy a standalone policy that covers your physical items from one insurer, and then buy another policy, say for Commercial General Liability (CGL) from another, but the fact is if you buy all your business insurance needs from one insurer, you'll likely get the best price.

Property damage casualty is usually for 3rd parties only under automobile liability insurance, and covers not just the cost of repairing and remedying any physical damage to property.

This section covers the legal liability of insured person for any physical injury or loss or damage to the property of third party.

In most cases, that building insurance policy should cover physical damage and liability for common areas such as the hallways, roof, basement, elevator, boiler and common walkways.

A third party policy covers your vehicle for physical damage but not for liability or medical expenses.

You're covered by $ 1 million in liability insurance and your car is protected against physical damage.

In this scenario the current average vehicle premium rises from $ 781 to $ 1,065, but the amount of coverage expands dramatically, every vehicle has the same coverage and is charged the same premium and while insurers are no longer responsible for physical damage claims, the insurance market now covers liability on 15 percent more vehicles.

If your policy doesn't have these coverages (meaning it only has liability), then any physical damage to your new vehicle will not be covered until you officially add the vehicle, along with physical damage coverage.

$ 10,000 of property damage liability is required to cover any physical damages to the other automobile, and other private and non-private property that's damaged.

In many instances, pool accidents, dog bites, slip and fall incidents and poison control accidents can all be covered under physical liability protection renters insurance.

If your neighbor is bitten by your usually - friendly dog on your property, then physical liability coverage will cover the costs if a legal battle ensues.

Bodily injury liability coverage helps cover expenses of another person's physical injury if you are found liable in an accident.

While your condo association should have a master insurance policy, those types of policies typically only cover the property and liability of the condo association, including common areas and physical structure of the building.

This policy is designed for the insured who drives multiple vehicles in Mexico, does not require any physical damage nor theft coverage, and wants to have only one policy that covers the driver for liability no matter which vehicle is driven.

Non-owner liability policies also do not cover the physical damage to the car, so be sure and go through the checklist below, to see what coverages you need and want when you look for temporary automobile insurance.

Just like commercial car insurance, the types of coverages that are available cover damage and liability, but in the latter case, the liabilities extend beyond just the physical vehicle itself, mainly with a focus on insuring the driver behind the wheel, and the goods that are being hauled.

While diminished value is not covered by physical damage insurance, it usually is covered by auto liability insurance.

The policies cover bodily injury and liability claims, physical damage done to the vehicle, theft, etc..

-- Liability: This protection covers medical payments, repairs, and legal settlements of physical injuries or damage done to someone else's person or property that was a result of an accident caused by you or someone other driver covered under your auto insurance policy.

Physical damage to the vehicle will be covered, but none of your liability.

Our two wheeler package policy, now with options to cover your vehicle for up to 3 years, offers you additional key benefits, providing complete protection for your bike or scooter against physical damage, theft and third party liability.

Florida commercial auto insurance insures your vehicles for physical damage and liability coverage for amounts, situations and usage not covered by a personal auto policy.

A two - wheeler insurance policy provides financial cover to bike or scooter against physical damage, theft and third party liability.

The bodily injury and property damage liability portion of the general business liability insurance PA policy generally covers physical injury to a person other than an employee at your place of business.

They generally will cover physical damage to your boat, passengers, and certain personal items brought on board, as well as damage caused to another boat, dock, pier, etc... A minimum liability policy is always a good idea even if it's not required by law.

It covers liability, medical payments, uninsured / underinsured motorists, and physical damage.

DE Commercial Auto Insurance - This RV parks campgrounds insurance Delaware policy insures your vehicles for liability coverages and physical damage for situations, usage and amounts not covered by your personal vehicle policy.

The bodily injury and property damage liability portion of the general business liability insurance DE policy generally covers physical injury to a person other than an employee at your place of business.

We insure, up to the limit of liability shown in the Declarations for this coverage, for direct physical loss, not caused by the negligence of an «insured», to property covered under Section I caused by water, or water - borne material, which:

It is trusted by millions of car owners to protect their expensive vehicles against physical damage to their car, personal assistance cover as well as third - party liability.

While auto insurance liability coverage is third party protection, physical damage coverage provides first party protection for covered policy holders.

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

Landlords insurance policies do take care of covering the physical dwelling, and even bear limited responsibility for liability issues that may arise in common areas.

Your homeowners insurance should cover your home's physical structure, liability to others, and your personal possessions.