Sentences with phrase «liability covers when»

Your personal liability covers when there are claims of negligence that caused the injury or a lawsuit filed due to the incident.

Subject to some limitations, Liability covers you when you're legally responsible for someone else's bodily injuries or property damage, whether or not it's on your property.

Not exact matches

Also important is liability insurance to cover the boats you transport and the possibilities of things that can happen when you haul things.

General Liability Insurance: Many business owners purchase general liability to cover legal hassles that typically come about due to claims of negligence, or when you're being sued or faced with the threat of aLiability Insurance: Many business owners purchase general liability to cover legal hassles that typically come about due to claims of negligence, or when you're being sued or faced with the threat of aliability to cover legal hassles that typically come about due to claims of negligence, or when you're being sued or faced with the threat of a lawsuit.

Most small corporations don't need it: Their leadership is unlikely to be sued, and when litigation does arise, it's usually covered by another liability policy.

So when the insurer disclosed in November that it was taking a $ 345 million hit on its balance sheet in order to cover its additional claim liabilities — contributing to a $ 760 million loss for the year — Genworth's shares dropped 38 % in a single day.

Let's face it, Mertesacker and Arteta were once decent players in their youthful days, but now they are shit, both are liabilities to the rest.Koscielny, gibbs and debuchy have to work twice as hard to cover up for the sluggish per, same case when arteta is playing, the midfielders around have to run back when he easily gets turned and beaten for pace.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

It's such a unique design that Amazon probably has a patent on it, and it could potentially become a liability for them if companies used inferior batteries and low quality materials, which is par for the course when it comes to cheap covers.

The rule when it comes to liability insurance is that you should have enough to cover your net worth.

When you purchase car insurance, you'll need a policy that meets your state's minimum liability limits to cover damage to other people or other property in the event of an accident.

They happen when cash flows from assets are insuffiicient to cover liability cash flows.

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

It's much easier to pick up and carry on with life together when you can replace your property, have your temporary living expenses covered, and liability is taken care of.

That's an incredible deal for a policy that will cover your personal property, your liability to others, and even the additional costs of living incurred after a loss when you have to stay somewhere else for a period of time.

According to Mikel Van Cleve, a certified financial planner at USAA Bank, many of your purchases will be covered by liability protection if your card is lost or stolen when you're out of the country.

The only time it makes sense to get a policy only covering personal liability is when you already have a package policy and need more liability coverage on top of that.

Liability is there for when you cause damages to someone else that are beyond a de minimis level that you could cover out of pocket.

Use your business debit card with confidence, knowing that all of your online, over the phone, and in - store purchases are covered by Zero Liability protection, which means you will be reimbursed for unauthorized card transactions when promptly reported.

When you use your Mastercard, you're also covered with Zero Liability Protection, so you're not liable for unauthorized purchases.

Umbrella policies provide additional liability coverage when your other policies are insufficient to cover the costs you're responsible for paying.

Those periodic special dividends are feasible because of the firm's immaculate balance sheet, which has almost no debt, relatively high cash levels (relative to the size of the company and its acquisitions), and a high current ratio (i.e. the company's short - term assets cover its short - term liabilities by more than three-fold, thus protecting it from unexpected negative financial strains, such as during recessions when demand from restaurants can lead to declining sales, earnings, and cash flow).

You don't have to worry when you use your Mastercard credit card because it's covered by Zero Liability protection, whether you pay in a store, over the phone or online.

When finding your multi trip policy, leading travel insurance comparison sites suggest your chosen cover should provide at least # 2 million medical cover and # 1 million personal liability cover.

You don't have to worry when you use your Mastercard because it's covered by Zero Liability protection, whether you pay in a store, over the phone or online.

Your partner also acts as a liability when trying to apprehend the enemy, too, because nine times out of ten it'll simply gun the crook down, generally alerting all the nearby baddies as well, thus arrests have to be made without the questionable cover of your partner.

It's the first country to introduce draft legislation on liability for autonomous vehicles — proposing a single - policy model covering drivers when a car is in either regular or self - driving mode.

Most insurance policies don't cover any kinds of intentional acts, because compensating someone for a loss that they intentional bring into being when you only have to pay for insurance when you plan on intentionally incurring liability is usually a horrible business model.

One of the things, if I may, to just stay on the [inaudible 00:40:04] that I didn't cover that I think is extremely important when we talk about what type of limit or how high of a limit do you need is the fact that typically, lawyers» professional liability insurance limits are written so you have a per claim limit.

Underinsured motorist coverage helps cover the policyholder's costs when the at - fault driver's insurance is not sufficient, as long as the policyholder's insurance limit is higher than the at - fault driver's liability limit.

I think a lot of organizations are under the assumption that their general liability insurance will cover cyber events when it will not, or won't in its entirety.»

Professional liability et al, you should as part of your research accompany some brokers or listen in when brokers try to explain legal niceties, rights and offer better cover or recommend optional cover.

Many websites that cover premises liability problems will address the real - life concerns when a property owner fails to maintain the property for the safety of guests.

After 10 minutes of listening to the discussion — what to do if someone skis into you on the slopes, how lawyers decide whether to take a skiing personal injury case, the role of homeowners insurance in covering liability when someone makes a stupid skiing mistake — I had memorized Banker's name as well as his firm's.

When firearm accidents happen at someone's home, or at a shooting range, the accident and resuling injuries may be covered by premises liability law.

When you step into an Uber car, there is a one - million and two - hundred and fifty - thousand dollar ($ 1,250,000) liability insurance policy covering you in the event the driver becomes involved in an accident caused in whole or in part by the drivers negligence.

Third party liability protection — This will cover you when you are at - fault and the other party tries to hold you liable for their damages.

When a product liability lawsuit is successful, the plaintiff may be eligible for damages covering:

This is coverage that covers the policyholder when the at - fault party has liability coverage, but that liability coverage is not enough to cover the full value of the injury claim.

When they are in between rides, but still actively seeking riders, they are covered by a policy which provides up to $ 50,000 per person injured in an accident to go towards their medical expenses, $ 100,000 in total liability per accident and up to $ 25,000 in property damage per accident.

When a premises liability lawsuit is filed over toxic mold, legal damages can cover medical expenses and other hardships endured.

Under - insured motorist coverage provides a source of compensation to an injured party when the existing liability coverage of the at - fault driver does not fully cover damages.

Uninsured and underinsured motorist coverage is intended for accidents when the party at fault has no insurance or has insufficient insurance to cover all liabilities.

Uninsured Drivers: When a driver is entirely uninsured, your Uninsured Motorist Coverage policy can cover amounts up to your own standard liability policy.

Examples of Premises Liability Cases Premises liability covers a wide range of case types, and it's important when researching prospective lawyers to find an attorney with experience in the area that is most relevant to yoLiability Cases Premises liability covers a wide range of case types, and it's important when researching prospective lawyers to find an attorney with experience in the area that is most relevant to yoliability covers a wide range of case types, and it's important when researching prospective lawyers to find an attorney with experience in the area that is most relevant to your claim.

When faced with a premises liability situation, it can often be difficult to determine who is at fault, and therefore who should cover the damages.

The commenter concluded that this omission was unintended since the proposal's provision at proposed § 164.518 (c)(4) relieved the covered entity, covered entity's employees, business partner, and the business partner's employees from liability for disclosing protected health information to law enforcement and to health oversight agencies when reporting improper activities, but failed to specifically authorize business partners and their employees to engage in whistleblowing in proposed § 164.510 (f), «Disclosures for law enforcement.»

Underinsured motorist (UIM) coverage allows insureds to seek recovery from their own insurance company when an at - fault driver is underinsured — carrying less liability coverage than necessary to cover the injured party's claim.

When your travel trailer or towable camper is on an ERIE auto insurance policy, you can be covered for physical damage while it's parked temporarily at a campsite and for liability damage while it's attached to your insured vehicle.1

Underinsured motorist bodily injury (UIMBI) coverage will help cover your costs for bodily injury when the other driver's insurance is not sufficient, as long as your UIMBI limit is higher than the at - fault driver's liability limit.