Sentences with phrase «liberal underwriting»
Liberal underwriting refers to a lenient or loose approach used by banks or financial institutions when approving loans or providing financial support. It means that the underwriters are more willing to overlook certain risks or requirements, making it easier for borrowers to secure funds. Full definition
In addition, the life insurance companies that specialize with these policies offer more liberal underwriting guidelines than a life insurance policy for an individual.
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A few carriers have policies with more liberal underwriting requirements.
We use many companies with liberal underwriting that in many case do not charge extra.
The company specializes in individuals over age 55 and has a very liberal underwriting program for people with health conditions such as high blood pressure and high cholesterol if controlled by medication.
But you need to know which diabetes friendly life insurance carrier has the most liberal underwriting when it comes to insuring clients who have type 1 or type 2 diabetes.
These are excellent loans for first - time purchasers and individuals who need liberal underwriting standards.
Their huge product line, liberal underwriting department and excellent financial stability make them an excellent choice for many people.
This is why final expense has such liberal underwriting.
While every life insurance company treats tobacco slightly different, a few stand out from the crowd because of their extremely liberal underwriting.
Rather than give up hope, you may be eligible for a different insurer who has more liberal underwriting.
Their burial insurance plan combines very competitive premiums along with very liberal underwriting.
They offer very competitive premiums combined with liberal underwriting.
Like many of the top life insurance companies that offer more liberal underwriting guidelines with certain high - risk applicants, American General is tougher if your profile involves other risks.
With so many life insurance companies to choose from, we can help narrow down your choices and provide you with options of the carriers with specific niches that provide more liberal underwriting for your health or lifestyle.
American General the company is a great fit for many, and especially clients dealing with pre-existing conditions that would categorize them as high risk life insurance, due to AG's liberal underwriting in contrast to other carriers.
One of the more pronounced companies to have made an impact on the life insurance market in the past few years, Banner has great term options, but few know how good of a fit they are for seniors with their universal products and more liberal underwriting style.
Genworth Life Insurance has one of the most liberal underwriting build charts in the marketplace.
These type policies don't always have to be guaranteed issue, and have generally liberal underwriting guidelines so if a client only qualifies for Modified or Guaranteed Issue with one company, they'll more than likely only qualify for these type plans with any company, as a result.
Some of the most common include: cheaper cost when compared to two separate policies, cuts back on the need to plan for which person will die first, simplicity based on the death benefit being paid upon the passing of the second insured, and a more liberal underwriting process.
And even better, the Company also has some of the most liberal underwriting requirements for clients age 70 and older, making Lincoln National one of the best choices for affordable life insurance.
VOYA also has liberal underwriting standards for blood pressure.
Like many of the top life insurance companies that offer more liberal underwriting guidelines with certain high - risk applicants, American General is tougher if your profile involves other risks.
In a similar vein, the FHA subprime market today depends on FHA's very liberal underwriting requirements.
However, Banner Life has some of the most liberal underwriting requirements when it comes to family history.
Prudential has a much more liberal underwriting department that is not as sensitive to pre-existing medical conditions.
Lincoln Life Insurance also has more liberal underwriting for older clients with a history of prostate or breast cancer.
It is one less bill you have to deal with then and often times a VPD plan has more liberal underwriting standards.
Some life insurance companies will have more liberal underwriting guidelines if you are overweight, some will have more liberal underwriting guidelines if you have diabetes, some will have more liberal underwriting guidelines if you have high blood pressure.
With their strong financial ratings, liberal underwriting and low rates — there's no reason to look at another company if they are competitive for your situation.
By far the most unique aspect of final expense life insurance is the liberal underwriting.
Liberal underwriting for: Type 2 Diabetics over age 60, Occasional Cigar smokers, Applicants with a family history of cancer 3.
Their liberal underwriting and excellent pricing enable them to capture a considerable amount of business in the final expense market.
MetLife makes our Top life insurance Companies list because their product innovation and liberal underwriting.
Along with their liberal underwriting and constant innovation of bringing new products to the market, they will continue to be an industry leader.
Most of these policies have liberal underwriting requirements.
Being a nonmedical policy, having liberal underwriting guidelines, many attractive living benefits, and an unemployment premium rider makes the Safe Harbor Term Life Express an attractive mortgage protection policy.
They offer excellent prices and very liberal underwriting.
They are a good choice for people with medical conditions due to their liberal underwriting.
Only final expense life insurance gives you the option to buy as little or as much coverage as you like, and has the liberal underwriting that enables you to qualify for it.
Clients 70 and older are given more liberal underwriting requirements with regard to cholesterol, blood pressure and build (height and weight ratio).
Most mortgage protection policies have liberal underwriting guidelines.
Although 5 Star Term to 100 Life insurance is a bit more expensive than traditional fully underwritten life insurance because of its more liberal underwriting requirements, it still offers an affordable option for many.
With American Amicable's liberal underwriting and BMI requirements this process means that is easy to complete and very fast to approve and issue.