For example, are you dealing with
a licensed debt professional?
At Hoyes Michalos you always talk with
a licensed debt professional about your situation.
Not exact matches
This reform seeks to help
licensed professionals manage their
debt without fear of losing their livelihood.
The City of Hamilton is contemplating more regulation of payday loan lenders, so if you are going to go down the regulation route, the list of resources must include links to the only
professionals that are actually regulated and
licensed by the federal government to provide legally binding
debt relief, and that's
licensed insolvency trustees.
In the end, the important point is that the
professional you work with is
licensed and has the training and experience needed to help you eliminate your
debt.
Doug Hoyes, a
Licensed Insolvency Trustee and co-founder of Hoyes Michalos shares his
professional insights gained from his experience in the
debt management industry.
There is only one
professional that the government endorses to provide
debt solutions,
Licensed Insolvency Trustees (formerly bankruptcy trustees).
Barton Goth, a
Licensed Insolvency Trustee with Goth & Company in Alberta, shares his
professional insights gained from his experiences in the
debt management industry.
Well, it would be great, but the problem is, as discussed at the beginning of this article, most of the
professionals that you will find are not trained, experienced, and
licensed to provide an accurate comparison of all the different
debt relief options.
Borrowers also report having their
professional licenses revoked after their student loans default, making it even harder to repay the
debt.
If the stress and anxiety caused by your
debt is having an impact on your ability to function every day or meet the demands of your job, you should consider getting
professional help from a
licensed therapist or doctor.
If you have questions about your legal options on an expired
debt, contact a
licensed legal
professional in your jurisdiction.1
If you have old
debts it's good to get
professional advice, talk to a
Licensed Insolvency Trustee, talk to a lawyer and figure out whether your
debts apply or not.
The Government of Canada agrees that
Licensed Insolvency Trustees are the most qualified
professionals to help Canadians deal with
debt.
We are
licensed professionals, helping individuals understand their options for dealing with
debt.
You either need to cut your expenses and work through it on your own or if your
debts are too big to handle, you need to get help from a competent experienced
licensed professional.
This will make sure that whichever option you choose to deal with your
debt you have been provided all the information needed to make an informed decision, with the help of a
licensed professional.
The earlier they speak to a
professional like a
Licensed Insolvency Trustee, the more options they have available to get those
debts under control.
Our
licensed professionals will help you explore your
debt relief options.
If your state
licenses debt collectors, ask for their
professional license number.
get the experience clock started before going full time or getting your broker's
license • Create a referral side - business for more income • Switching careers or concentrating on a new business • Realtor fees too expensive • Create savings for holidays and vacations • Get paid for referrals anywhere even if you have moved to another state • Increase retirement income • Finally start or increase saving for retirement • Increase your yearly income • Switch from full - time sales • Stay up to date in the industry • Put your Realtor sales career on temporary hold • Save for a new car or auto expenses • Start saving for your kids college fund • Make additional money to pay taxes • Pay off
debt • Make an additional mortgage payment (s) per year • Take your many yearly «business» tax deductions by having an active
professional license & business (especially helpful during the holidays)