Sentences with phrase «licensed trustees licensed»

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Often, if clients have serious debt problems but also decent incomes, they will attempt a consumer proposal to settle their debt legally through a licensed trustee.
Licensed insolvency trustees regularly see people who manage to meet their mortgage payments for months, even years, while the rest of their fiscal house falls down around them.
As a licensed insolvency trustee firm, our practice is on the front lines of Canada's household debt binge and the bad personal finance habits that ensnare so many people.
Doug Hoyes, a founder of licensed insolvency trustee Hoyes, Michalos & Associates, has witnessed the shift.
Scott Terrio, an estate administrator at Cooper & Co., a licensed insolvency trustee in Toronto, calls this phenomenon «extend and pretend.»
Scott Terrio is Manager, Consumer Insolvency at Hoyes Michalos & Associates Inc., Licensed Insolvency Trustees at Hoyes.com
Mr. Stephen is a Chartered Professional Accountant, a Chartered Accountant, a licensed trustee in bankruptcy and holds a Bachelor of Commerce degree from the University of Windsor.
All of this can only be administered by a licensed insolvency trustee.
Therefore, you can essentially walk away from your home in Canada, no matter the amount of the shortfall, if you file a bankruptcy or a proposal with a Licensed Insolvency Trustee.
Hoyes, Michalos & Associates Inc. was founded in 1999 by Licensed Insolvency Trustees Douglas Hoyes and Ted Michalos to provide personalized service to help you gain a fresh financial start.
As Licensed Insolvency Trustee (also known as bankruptcy trustees) regulated by Industry Canada, we provide free initial consultations to explain all your debt relief options, including credit counselling, debt settlement, debt consolidation, consumer proposal and personal bankruptcy.
Your license lets you use the public's airwaves as trustees for 180 million Americans.
Bitcoins held in the Trust Custody Account will be stored on computer hardware using computer software owned by the Sponsor and leased and licensed to the Trustee.
Response to the proposal was generally favorable, but trustees balked at requests to waive tap - on fees for water and sewer lines and to include a liquor license commitment in the annexation agreement.
In this regard, edfirms are much like a public charter school or private school, but are «owned» by the teachers (instead of a board of trustees) and are licensed by a school district.
Our Barrie Licensed Insolvency Trustee, Richard Quinney, will analyze your situation, explain the alternatives and help you make a plan to become debt free.
We recommend speaking with a Licensed Insolvency Trustee before you take this step.
It is important to know that this initial assessment is free and you are not committed to anything by talking with a licensed insolvency trustee about your situation.
By law, only a Licensed Insolvency Trustee may administer a consumer proposal.
If you are considering a consumer proposal as an alternative to bankruptcy, our team of Licensed Insolvency Trustees will explain the consumer proposal process and answer any questions you might have.
In Canada the only person who can be a consumer proposal administrator is a Licensed Insolvency Trustee (formerly called a bankruptcy trustee in CTrustee (formerly called a bankruptcy trustee in Ctrustee in Canada).
And do not hesitate to reach out to a licensed insolvency trustee if you already owe taxes and other debts.
No licensed trustee, no consumer proposal.
With over 30 years in the industry, our licensed insolvency trustee has helped individuals and families reduce their debt and set up repayment programs.
It's an arrangement that's negotiated with your creditors through a consumer proposal administrator (who is also a Licensed Insolvency Trustee).
If you feel making a consumer proposal in Ontario is the right debt solution for your debt problems your next step is to speak with a Licensed Insolvency Trustee.
Sandra Sykora is a Licensed Insolvency Trustee helping people from our Toronto - Yonge & Bloor and Toronto Downtown offices.
In Canada, having Licensed Insolvency Trustees administering bankruptcy filings means that you have qualified professionals available to help you and take you through all parts of the bankruptcy process.
Licensed by the federal government of Canada, the following bankruptcy Alberta trustees and consumer proposal administrators offer free initial consultations in 26 locations throughout Alberta.
Doug is our co-founder and is a Licensed Insolvency Trustee, Consumer Proposal Administrator, certified Insolvency Counsellor and Chartered Professional Accountant.
Brian McIlmoyle is the Licensed Insolvency Trustee managing for our Mississauga and Toronto Danforth locations.
A consumer proposal must be filed through a Licensed Insolvency Trustee acting as a consumer proposal administrator.
As a gov» t Licensed Insolvency Trustee, we are the people who can protect you from creditors and help you overcome a load of debt.
Insolvency and debt management services in our Toronto Yonge and Bloor office are provided by Licensed Insolvency Trustee and Consumer Proposal Administrator, Sandra Sykora.
Jason Quinney is a Licensed Insolvency Trustee and Consumer Proposal Administrator.
Alternatively, you can simply complete the online evaluation form and we will match you with a Licensed Insolvency Trustee in Alberta in your neighbourhood.
The Bankruptcy and Insolvency Act (BIA) is the legislation by which licensed trustees administer bankruptcy files.
Ted is our co-founder and is a Chartered Professional Accountant, certified Insolvency Counsellor, Licensed Insolvency Trustee, Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..
If someone needs a fresh start through a consumer proposal, this is something that only a licensed insolvency trustee can file.
Nicholas To is a Chartered Insolvency & Restructuring Professional, Licensed Insolvency Trustee and Consumer Proposal Administrator.
You also have the option to schedule a free consultation with a Licensed Trustee and get personalized answers to your questions directly from them.
A trustee receives his or her license from the federal government after undergoing a rigorous education and training process.
If you would like more information about consumer proposals in Greater Vancouver or need help figuring out if you qualify, a simple next step is to get in touch with Westgeest & Associates, your gov» t Licensed Insolvency Trustee, for an individual, private conversation, assessment.
We are your Licensed Insolvency Trustee!
For more details on bankruptcy exemptions in your province and for answers to your other questions about bankruptcy and consumer proposals, please contact our personal Licensed Insolvency Trustee in your area and arrange for an initial consultation, free of charge.
Both, Bankruptcy and a Consumer Proposal need to be filed by a Licensed Insolvency Trustee (LIT) and have similar benefits:
The legal procedure allows you to settle your financial obligation for less than you owe with the help of a gov» t Licensed Insolvency Trustee, by discussing, formulating and implementing a compromise (deal) with your creditors while under court protection preventing them from exercising their normal rights everything stops, including collection action unless specifically exempted, like child support.
Billy Martell is a Licensed Insolvency Trustee managing our Hamilton and Burlington locations.
Jeff is a Chartered Professional Accountant, Licensed Insolvency Trustee, Consumer Proposal Administrator, Certified Insolvency Counsellor; and meets with clients in our St. Catharines and Niagara Falls offices.
A consumer proposal is regulated by because it can only be filed with a Trustee in Bankruptcy, who is licensed by the federal government.
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