Sentences with phrase «life after the policy term»

You can get extended life cover whole of the life after the policy term.

Not exact matches

The only difference is, your policy will terminate eventually with term coverage — typically after you retire, when, presumably, your family is no longer so dependent on your work income — whereas whole life policies are for a lifetime.

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The premiums of a term life insurance policy remains fixed for the length of its term, after which it will increase by a pre-specified amount.

If, for example, you received a significant promotion and raise 5 years after purchasing term coverage, you might want to convert to a permanent life insurance policy to take advantage of the tax benefits and receive dividends.

The Muslims obeyed the Hadiths and followed a policy of living on good terms with the Turks before and after they accepted Islam.

Some dental malocclusions have been found more commonly among pacifier users than nonusers, but the differences generally disappeared after pacifier cessation.284 In its policy statement on oral habits, the American Academy of Pediatric Dentistry states that nonnutritive sucking behaviors (ie, fingers or pacifiers) are considered normal for infants and young children and that, in general, sucking habits in children to the age of 3 years are unlikely to cause any long - term problems.285 There is an approximate 1.2 - to 2-fold increased risk of otitis media associated with pacifier use, particularly between 2 and 3 years of age.286, 287 The incidence of otitis media is generally lower in the first year of life, especially the first 6 months, when the risk of SIDS is the highest.288, — , 293 However, pacifier use, once established, may persist beyond 6 months, thus increasing the risk of otitis media.

Overall, those payments will be more expensive that term life payments, but it does make sense if you will want policies after you retire.

Term life policies can sometimes be converted to a whole life policy after your term limit is expiTerm life policies can sometimes be converted to a whole life policy after your term limit is expiterm limit is expired.

With a term life insurance policy in place, you can help your family cope with loss of income after your death.

These level term life insurance policies does not require labs if your qualify after completing a phone interview application.

Although term life insurance isn't necessarily required insurance for young adults who are still living at home and have no family to look after, experts believe that responsible parties should take out a policy as soon as someone becomes dependent on them.

The term «proceeds and avails», in reference to policies of life insurance, includes death benefits, accelerated payments of the death benefit or accelerated payment of a special surrender value, cash surrender and loan values, premiums waived, and dividends, whether used in reduction of premiums or in whatever manner used or applied, except where the debtor has, after issuance of the policy, elected to receive the dividends in cash.

You might want a small term life insurance policy that could cover your final expenses, or you might be looking for a term life or whole life policy that could provide for your spouse's needs if he or she lives on after your passing.

Permanent life insurance will be in force long after a term policy expires, and play an important role in estate planning.

A term life insurance policy works exactly how it sounds; after purchasing coverage, or committing to pay for coverage on a regular basis, you receive life insurance for a certain number of years, or a «term.»

Please let me know that monthly income advantage plan offered by Max Life in which after paying 12 annual premiums will get a monthly income for next 10 years & get a lump sum amount (equal approximate the premiums paid in 12 years in the beginning) plus approx. 14.5 times death benefit for the entire policy term i.e. 22 years.

It can be renewed after the initial term has ended and it may also be converted to a whole life policy.

In this case, the additional rider will add an additional charge, but after the term policy expires, the whole life policy stays active.

After 20 years, the term policy cost you a total of $ 9900 while you've shelled out over $ 121,000 for the whole life policy.

Return of premium life insurance policies do just that: Return your premiums to you after your policy's term is up in the event you outlive the term.

I think it makes sense to first obtain or increase an adequate amount of term - life insurance and after the policies come through, cancel the mortgage life insurance.

With term life insurance, however, your beneficiaries will not receive a payout if you die after your policy has expired.

Birla Vision life income is a traditional Whole life plan, you may discontinue this policy after buying a term insurance plan.

A term policy can still be useful to cover big ticket items such as your mortgage, but a whole life policy can help ensure your loved ones will always be financially protected even after you're gone.

Term life maintains a fixed premium for a short period of time, after which the policy may be renewed at a higher premium.

Most people after having kids just need a simple, term life insurance policy for around 20 years.

This type of policy, which covers someone for their entire life provided the premiums are paid, differs from term insurance, which covers someone for a defined period of time (after that set time term insurance policies usually have provisions for continuing coverage, albeit at higher premiums).

For starters, there are fewer personalization options and, typically, alumni life insurance policies are only offered for five - year terms, meaning your premiums would go up after that time.

Unlike term life insurance policies, which expire after a predetermined term, whole life insurance policies remain in effect as long as the premiums are paid.

Prevent your family from facing a financial burden after your death with a term life insurance policy.

Unlike whole life policies, which remain in effect for the policyholder's entire life, term life policies expire after a specific amount of time (typically between five to 30 years).

After all, life insurance is based on risk factors, and the older that you are the greater the risk you present to the insurance company of dying within the term of the policy.

A term life insurance policy lasts for a set period of time, after which it expires and you have to apply for a new policy or go uninsured.

That's how long the policy is active, because term life policies automatically expire after a set number of years.

Our advisors have worked with many people who are either preparing a divorce decree or are buying a term life policy after their divorce.

The benefit of converting your term life insurance policy after 10 years is that you won't have to go through underwriting again.

The premiums of a term life insurance policy remains fixed for the length of its term, after which it will increase by a pre-specified amount.

For instance, if paying for college is a major financial concern but you're pretty sure that you won't need life insurance coverage after the kids graduate, than it might make sense to buy a term policy that'll get you through the college years.

Even though you may have a 10 - year term life policy, your coverage will not end after ten years.

Converts the term life insurance policy to a permanent life insurance policy that remains in effect even after the term has ended.

A planned gift can be as simple as naming Homeward Pet as a beneficiary in your will or life insurance policy, or transferring long - term appreciated stock to Homeward Pet directly (rather than selling it and donating the after - tax proceeds).

Many of us are over here where we think the policy makers need to go on vacation till after their natural term of life ends.

After becoming fed up with the childish and dangerous tactics of alarmists, particularly the use of the term «climate denier,» Spencer said that the «global - warming Nazis» were in fact threatening millions of lives — especially among the poor — with their «pseudo-scientific ramblings» and support for fascist - style «radical policies» supposedly aimed at combating «global warming.»

Birla Sun Life Vision Money Back Plus Plan Benefits are provided in the form of bonus i.e. an additional sum that a policyholder will receive during the policy term or after maturity.

Whole - Life Plan — insurance company collects premium from the insured till the retirement or the term of the policy and pays the claims to the nominees only after the death of the insured person.

Birla Sun Life Vision Endowment Plan Benefits are provided in the form of bonus i.e. an additional sum that a policyholder will receive during the policy term or after maturity.

Term life insurance can also be used for final expense policies, but if you die after the term period has ended, your loved ones will receive no payout from your life insurance contrTerm life insurance can also be used for final expense policies, but if you die after the term period has ended, your loved ones will receive no payout from your life insurance contrterm period has ended, your loved ones will receive no payout from your life insurance contract.

We finally bit the bullet after we had our 3rd child, and bought a 20 year term policy (that is convertible, but we probably won't opt for whole life insurance yet).

After the «term» period ends, some term life insurance policies do have a period of time in which they are renewable.