Sentences with phrase «life and disability businesses»

Aetna, the nation's third - largest health insurer, is selling its domestic group life and disability businesses for $ 1.45 billion to Hartford Life and Accident Insurance Co..

Not exact matches

These workers need individual insurance (like health, disability and life) and business insurance (liability and property).

The SBA also recommends investing in life and disability insurance for yourself as a small business owner.

One advantage C corporations have over unincorporated businesses and S corporations is that they may deduct fringe benefits (such as group term life insurance, health and disability insurance, death benefits payments to $ 5,000, and employee medical expenses not paid by insurance) from their taxes as a business expense.

In contrast, the insurer's group insurance business, which includes life and disability coverage, reported pretax, adjusted earnings of $ 42 million.

Whether issue is tax repeal or tighter advice standards, it's important to remember that agents and advisors are in the planning business helping with life and disability protection, wealth distribution, education funding and securing financial futures, he said.

We provide: • Retirement Services, such as plan rollover options, ** traditional and Roth IRAs, and small business plans • Financial Management, including financial planning, asset and debt management, and estate planning • Insurance Solutions, made up of life, long - term care, and disability protection • Investments, including diversified solutions to help manage and grow assets with stocks, bonds, and mutual funds • Retirement Planning, such as income strategies, pensions, and social security

Key person insurance does not have a legal definition and does not refer to a type of insurance but rather to the use and application of life insurance or long - term disability insurance, as it applies to the loss of a key business person.

The company also provides mortgage lending; treasury management services for businesses, individuals and non-profit entities including wholesale lock box services; remote deposit capture services; trust and wealth management services for businesses, individuals and non-profit entities including financial planning, money management, custodial services and corporate trust services; real estate appraisals; credit - related life and disability insurance; ATMs; telephone banking; on - line and mobile banking services including electronic bill pay; debit cards, gift cards and safe deposit boxes, among other products and services.

First, the estate planning documents such as the revocable living trust and powers of attorney need to specify who will have the authority to operate the business in the event of disability.

That's when she decided to combine her years of business experience with her life's passion and founded Putnam Service Dogs, a 501 (c) 3 charity, which provides free service dogs and follow - up support services to people with physical disabilities other than blindness.

Their cabs are critical to the business and social lives of locals and visitors and make an important contribution to the overall liveability of the region.Crucially, taxis provide a vital form of transport to groups that would otherwise be socially isolated, such as people with a disability, people in remote areas of the Coast, and a range of people who need to travel when alternative transport is not available.Suncoast Cabs play a critical role in their tourism, giving visitors a first and last impression of their city.

In certain instances you may be able to recover for loss of future earning opportunities, loss of consortium (harm to your marriage), emotional suffering, pain and suffering, loss of business opportunities, disability, inability to enjoy life, and punitive damages (which are awarded in an effort to punish the at - fault person).

The combinations of academics, real life work experience, and in - depth knowledge of the construction industry provides Alex with a highly diverse and unique range of expertise for assisting clients with business, contractual consumer law; personal injury; probate and wills; real estate; disability benefits; and veterans benefits.

Despite its net positive effect on the lives of millions of Floridians and visitors to the state, an unintended consequence [of the Americans with Disabilities Act] has been the proliferation of frivolous lawsuits aimed primarily at racking up attorney and expert - witness fees against Florida businesses and property owners.

Life is more complicated today with blended families, common - law relationships, business interests, investments, charitable giving, dependents with disabilities, and recreational properties.

Our primary areas of expertise include term life insurance, universal life and equity indexed universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.

It specializes in disability and life insurance products for individuals and businesses as well as annuities.

Representing over 80 of the nation's highest rated and most respected life and disability insurance companies, MEG's primary areas of expertise include term life insurance, universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.

MEG Financial, Inc. is a Florida based corporation that provides life insurance and financial services consulting to individuals and businesses in all 50 states and the District of Columbia and representing over 80 of the nation's highest rated and most respected life and disability insurance companies.

Additionally, MEG specializes in key man insurance, business life and disability insurance and in assisting individuals with serious medical conditions such as diabetes, prostate cancer, sleep apnea and heart disease find competitively priced life insurance.

MEG Financial, a nationwide boutique life and disability insurance brokerage company, announces that it has once again exceeded the Standards for Trust required for Accreditation by the Better Business Bureau.

MetLife offers customers life insurance products, including term and universal life insurance; as well as disability insurance for both individuals and business owners, annuities, dental insurance, home and auto insurance.

Primary areas of expertise include term life insurance, universal life insurance, in - force policy review, insuring tough health risk, business life insurance including key man insurance, business succession planning, disability income insurance and estate planning.

So, in nearly all situations, business owned life and disability insurance does not affect the amount of personal insurance that you can purchase.

Key man insurance, commonly referred to as key person insurance, is essentially life and / or disability insurance purchased by a business on the life of a key employee or business owner to offset financial losses that would arise from his or her death or extended illness.

MEG's primary areas of expertise include life insurance, life insurance settlements, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.

For these reasons, Life and disability insurance policies are the perfect vehicles to fund buy - sell agreement and to cover business succession risks.

For years, companies both large and small have purchased and owned both key man life and key man disability insurance policies on the lives of their strategic people so that business continuity can be maintained in the unforeseen circumstances of a death or disability.

MEG Financial is a Florida based corporation that specializes in life and disability insurance for individuals and businesses.

For those small businesses with a fair amount of employees, Assurity also has several options for voluntary benefits making it easy for employees to purchase life, disability and other insurance products.

Nevertheless, traditional life insurance products such as universal life and term life for individuals as well as group life remain an important part of the business, as do disability income and health insurance.

From high amount accidental death insurance including dismemberment, to disability insurance for individuals, groups and businesses, to medical plans, international term life insurance, all the way to kidnap and ransom insurance, Petersen fills a much needed void in a continually shrinking international business landscape.

Is Max Herr, a California licensed «Life and Disability analyst» allowed to solicit business on a public forum to do analyst work?

The goal when valuing a key person for life and disability insurance is to get the correct amount of coverage based on the specific needs of the business but that also corresponds to the realistic loss associated with the death or disability of the key employee from the insurance company's viewpoint.

Many businesses and owners use life and disability insurance to protect themselves from the risk associated with death or disability.

KeyPersonInsurance.com is a wholly owned subsidiary of MEG Financial, Inc., a Florida based corporation who provides life and disability insurance consulting to individuals and businesses in all 50 states.

Representing over 80 of the most respected life and disability insurance companies, our primary areas of expertise include term life insurance, universal life and equity indexed universal life, disability income insurance, in - force policy review, key man life, business succession planning, insuring tough health issues and estate planning.

Since the year 2000, we have successfully helped thousands of individuals and businesses obtain life and disability insurance and have written well over US $ 1.5 billion of life insurance.

With both key man life and disability insurance, the business secures the policy on the life of the key person.

Both key man life and disability insurance can be acquired on the lives of the business owner so if the unfortunate occurs liquid funds would immediately be available.

Over the last 16 + years, we have helped thousands of individuals and businesses with their life and disability insurance needs.

Effective use of a buy - sell agreement funded with life and disability income insurance on the lives of each business owner can provide peace of mind and assure the owner's desires are satisfied.

These include Medicare Supplement, life insurance, long - term care, disability insurance, critical illness coverage, annuities, structured settlements, cancer, heart attack and stroke insurance, small business solutions, and investments.

Members of the National Small Business Association can also have access to group insurance in Long Term Care, Disability Income Insurance, and Life Insurance.

Protecting both employers and employees, businesses can choose from Critical Illness Insurance, Disability Income, Term Life, Whole Life, Increasing Whole Life, Group Disability Income, and Group Term Life.

As an independent agent, I offer products designed to protect you, your family, and your business from the expenses associated with long term care, disability, and loss of life.

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