Sentences with phrase «life annuity products»

Not exact matches

Anyone holding a leverage life insurance annuity, or a 10/8 arrangements (another leverage insurance product) will now be subject to accrual - based taxation and no deduction will be allowed for any portion of the insurance premium paid on the policy.

However, investment products such as mutual funds, annuities and life insurance policies are not covered.

The proposal also would not apply to sales of mutual funds or other securities, unless related to an annuity or life insurance product.

American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness and certain commercial exposures.

Allianz Life Insurance Company of North America (Allianz Life (R)-RRB- today announced the launch of the Allianz Accumulation Advantage (SM) Annuity, the newest addition to their fixed index annuity (FIA) suite of products.

MassMutual offers a wide range of financial products and services, including life insurance, disability income insurance, long term care insurance, annuities, retirement plans and other employee benefits.

Other sellers include Member Life Insurance Company's CUNA Members Horizon, said Kevin Loffredi, senior product manager, annuity solutions with Morningstar.

American Equity Investment Life Holding Co., a top seller of fixed indexed annuities (FIAs), broadened the appeal of a core product line with the announcement of a new guaranteed lifetime income - focused fixed indexed annuity (FIA) with fee options.

«For a client who needs guaranteed retirement income, I might recommend using this product in combination with another annuity that provides a guaranteed living benefit rider,» she added.

Because there is no living benefit guarantee, she said she finds the product easier to explain than variable annuities with living benefit guarantees.

Indexed annuities and indexed life insurance are linked to market indexes and expose clients to higher potential gains than a fixed product.

«It's important with any annuity product to make sure you're investing with a highly rated company,» says Tim Gannon, vice president at Fidelity Investments Life Insurance Company.

But financial products, esp the high - commission fee - loaded stuff the WFG wants to you flog like variable annuities and Transamerica's «Indexed» Universal Life (FFIUL) insurance policy, you usually sell once to a prospect and that's it.

A lifetime annuity is a financial product that guarantees the purchaser a fixed return for the rest of their life.

One of the largest life insurers in the United States, John Hancock supports approximately 10.7 million Americans with a broad range of financial products, including life insurance, annuities, investments, 401 (k) plans, and college savings plans.

When selecting long - term investments for variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insurance Series.

To learn more about New York Life guaranteed income annuity products, click on Redefine your means in retirement.

At Global Atlantic, we are constantly striving to develop annuity products that meet the changing needs of people planning for and living in retirement.

The highest ever new life insurance premium at $ 886 million, alongside total premium revenue of $ 17.9 billion for insurance and annuity products.

New York Life has introduced a new income annuity product line called mutual income annuities.

Globally, growth in the company's life and health business accelerated in 2017 as the company shifted its business mix to more capital - efficient products like buffered variable annuities, said Giulio Terzariol, CFO of Allianz SE.

Customers compared what they were getting from fixed interest products to the income they could get from a variable annuity living benefit, and liked the annuity's advantage, Boros says.

Hegna thinks advisors will start selling more of these products in lieu of variable annuities with living benefit guarantees, «because the guaranteed income that people can get from variable annuities can't compete with what they can get from a deferred income annuity.»

Orders for fixed income securities and other products such as life insurance and annuities can also be placed over the phone with a Wealth Management Brokerage Services associate.

That's why, at Global Atlantic, we design life insurance and annuity products that concentrate on your goals.

What sets annuities apart from any other financial product is that it provides a contractually guaranteed income stream regardless of how long you live.

At Global Atlantic, we create life insurance and annuity products that can help you protect your family against financial hardship, help shield your retirement assets from market declines, provide for long - term care, and more.

Check with your advisor about a Bankers Life Insurance Company fixed annuity today or check out our available products for more information.

LBL offers a full line of life insurance and annuity products to help customers plan their financial futures.

You may also be offered the choice of buying an annuity, a product sold by life insurance companies that provides guaranteed income for life in exchange for a lump sum.

Indexed annuities are a perfect example of a retirement product many should consider to help ease the angst of retirement planning and secure guaranteed income for life.

The unique characteristics of an annuity product that can offer significantly higher after - tax guaranteed retirement income for life.

FDIC insurance does not, however, cover other financial products and services that insured banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or municipal securities.

«By the term product allocation, I mean the decision of how much of your retirement income should come from conventional financial instruments such as mutual funds, and how much should be generated by pension - like products such as life annuities and variable annuities.»

What is much more common, is when people come across a wonderful new annuity or permanent life insurance product, and then says «I wonder if I could replace my existing life insurance policy with a new one?»

Please always consider the charges, risk, expenses, and investment objectives carefully before purchasing any financial product, including mutual funds, a variable life insurance policy or variable annuities.

At Global Atlantic, we are constantly striving to develop annuity products that meet the changing needs of people planning for and living in retirement.

For example, one type of annuity product is a life insurance irrevocable trust, which can be a great tool for property protection and federal estate tax savings.

Another aspect of avoiding confusion is that a 1035 exchange can be used for both qualified and non-qualified annuities and simply means that the account can be moved to a similar product without taxation in the same way as used for other life insurance products.

You should always check your contract before transferring from one annuity to another.You may wish to seek independent legal or financial advice before selling or liquidating any assets and prior to the purchase of any life or annuity products.

Select the links below to view a product - specific fact sheet, prospectus, and performance - related resources for our New York Life Variable Annuities.

You can choose whether to receive guaranteed payments for life, for a set period of time — or both.Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer's claims - paying ability and financial strength.

For a prospectus containing this and other information for any variable annuity or variable life product that invests in Putnam Variable Trust funds, contact your financial advisor for a contract prospectus and prospectus for the underlying funds.

While the company has traditionally focused on annuity products and is known as one of the nation's premier annuity providers, over the past several years we have successfully developed and introduced an array of traditional life insurance products.

GLIC that provides residential mortgage insurance in Australia, m Canada and the U.S. and its U.S. Life Insurance consisting of long - term care insurance products as well as service traditional life insurance and fixed annuity products in the United StaLife Insurance consisting of long - term care insurance products as well as service traditional life insurance and fixed annuity products in the United Stalife insurance and fixed annuity products in the United States.

Principal Financial offers some excellent products and services including retirement related services, mutual funds, investment management, disability income insurance, annuities and life insurance.

There are, however, some options that combine long - term care with other common insurance products such as life insurance or annuities.

Morningstar RatingTM The Morningstar RatingTM for funds, or «star rating», is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange - traded funds, closed - end funds, and separate accounts) with at least a three - year history.

The Morningstar Rating ™ for funds, or «star rating,» is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange traded funds, closed - end funds, and separate accounts) with at least a three - year history.

Visit our variable annuity compliance documents page to access prospectuses, which contain information about contract charges and fees for the variable annuity products offered by Annuity Investors Life Insurance Company.