Sentences with phrase «life contract»

Whole Life contracts run for the whole of the policyholder's life and accumulate a monetary value which is paid out when the contract matures or is surrendered.
The prospectus, which contains this and other information about the variable annuity and variable universal life contract and the underlying investment options, can be obtained from your financial professional.
While it's core product is whole life (and its many variants), it also offers much more, from basic term life, to complex variable life contracts.
As a law firm or a legal tech start - up, you can offer Live Contracts in addition to static contracts and other legal services.
He opened up his universal life contract in 2006, so as of the posting of this article, we had 6 years of history.
A 20 year term life contract is well matched with a newborn child, I find.
As with other permanent life contracts, the cash value within a variable universal life policy grows tax - deferred and is available through a policy loan while the policyholder is alive.
Additionally, you can not avoid income taxes by purchasing a term policy with the cash value from an existing whole, variable, universal or indexed life contract.
As an enterprise, you can integrate Live Contracts within your existing software platform.
Do the returns available within a whole life contract justify maintaining a cash balance there versus other fixed - income yielding investments?
In addition, dividends are typically paid on whole life contracts and can be used to either increase the death benefit or reduce the premiums.
Additionally, policyholders of universal life contracts have the option to select a fixed death benefit payout or an increasing death benefit payout for their beneficiaries.
Variable universal life insurance coverage is a hybrid of universal life and variable life contracts.
Lincoln Benefit Life Company (LBL) is notifying variable life contract owners of upcoming fund changes.
In FIFA 18, the Frostbite engine has been utilized to develop this mechanic with live contract negotiations with players, agents, and managers.
A whole life contract over that same period of time will generate a 4.3 % (approximately — don't kill me here) rate of return and does not share any taxable treatment that is shared with the treasury bond.
Of course, most will know going in that Shannon's playing real - life contract killer Richard Kuklinski, who's thought to have dispatched over 100 people, professionally - speaking.
However, when one talks of a Whole of Life contract, there is no grey area, the correct noun is Assurance.
LegalFling — which is not yet available for download — is effectively a proof of concept for Live Contracts, a LegalThings One product that recently won the Dutch Ministry of Justice and Security Blockathon.
The bundle was as previously described: $ 100 for a 4 GB 360 + Kinect, with a $ 15 / month Xbox Live contract.
Like annuities, single - pay life contracts can not be drawn on before age 59 1/2 without a 10 percent penalty.
However, under the Cambridge Life contract, it isn't obliged to contact creditors until clients have at least enough money saved for a settlement.
Pension funds, with their need to have «long - life contracted assets» are «serious, competitive bidders against strategic companies,» Gilliland observes.
Thanks to a provision in the union contract known as the «School - Level Living Contract,» Rochester educators have the autonomy and flexibility to make decisions regarding how the extended time was utilized.
Live Contracts creates legally binding contracts represented in digital and interactive formats that are understandable by both humans and computers and that are stored in a verifiable and immutable way using blockchain technology.
«It's about making the law more accessible and our plan is to open source the technology so that other people can make live contracts of whatever type they want,» they said.
Relationship managers and project managers living the contract day to day will feel comfortable sending deficiency notices by email, since doing so will be less likely to be perceived as an insult to the other party.
Many universal life contracts taken out in the high interest periods of the 1970s and 1980s faced this situation and lapsed when the premiums paid were not enough to cover the cost of insurance.
Additionally, there is the recent addition of indexed universal life contracts similar to equity - indexed annuities which credit interest linked to the positive movement of an index, such as the S&P 500, Russell 2000, and the Dow Jones.
Dividend - paying whole life contracts from large mutual companies 99.99 % of the time generate higher death benefits as the dividends are paid.
After the initial term has expired, the premiums will increase mightily, so if you need coverage longer, you might consider a 30 year term or guaranteed universal life contract as an alternative.
Over time, less premium will be paid into a whole life contract when compared to an annual renewable term life insurance policy because the whole life insurance uses premium plus investment interest to hold down the cost of insurance and the annual renewable term does not.
This makes the variable life contract especially intriguing for some, as it allows market participation without the taxation and holding requirements of a standard IRA or 401 (k).
If you have any questions specific to your Lincoln Benefit Life contract or policy, please select from the following options:
A universal life contract provides access to cash value accumulation like that of a whole life policy; however, cash value within a universal life policy includes a guaranteed minimum interest rate plus an additional interest payment if and when the life insurance carrier experiences higher returns on its own investments.
The insurance that is sold by 5Star Life contracted independent producers / brokers committed to offering life insurance products customized to fit the needs of all of their clients.
Owners of whole life contracts commonly choose the more affordable extra coverage that term insurance provides directly prior to starting a home mortgage or family, when the need for life insurance typically becomes more clear.
Whole Life contracts typically endow at the insured's age 100.
Insurers invented the level premium concept to make the whole life contract affordable for as long as the policyowner decided to keep it.
As an outgrowth and natural byproduct of the fixed and level premium, the whole life contract develops cash values.
Lincoln Benefit Life Company (LBL) is notifying variable life contract owners of the following information.
Michael Shannon delivers intimidating levels of concentrated chill to his portrayal of Richard Kuklinski, the real - life contract killer who kept his murderous decades - spanning career a secret from his family.
Re-entry term insurance was introduced during the 1970s, in response to increased inflation and consumer demand for lower premium increases on the standard term life contract.
In May, the company began offering a $ 99 bundle of the current - gen console with its Kinect accessory to customers signing up for a two - year Xbox Live contract, later extending the deal offer to U.S. - based Best Buy and GameStop retail outlets.
A typical UL policy is a permanent life contract that gives the customer control over how part of the premiums are invested.
You can also structure a Georgian universal life contract in various ways.
A supplement to Lincoln Benefit Life Company's variable life product prospectuses and statements of information is being mailed to variable life contract owners.
This is your most basic universal life contract, and does require the exam to be purchased.
However, some whole life contracts offer a rider to the policy which allows for a one time, or occasional, large additional premium payment to be made as long as a minimal extra payment is made on a regular schedule.
When structuring a universal life contract to grow cash for distribution at some point in the future a bigger basis means that you can withdraw more money before taking out loans on the contract.
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