LSM Insurance is a trusted
life insurance advisor for Canadians.
LSM Insurance is a trusted
life insurance advisor for Canadians.
We're
life insurance advisors for all the top rated companies like MetLife, Prudential, AIG, Banner, Protective, Voya Financial, Transamerica, SBLI, Mutual of Omaha, Genworth and Lincoln Financial just to name a few.
Not exact matches
Traditionally, different types of
insurance —
life, disability and long - term care,
for example — have been bought separately on what Thomas Henske, certified financial planner and partner at Lenox
Advisors, calls an «a la carte» basis.
Evaluating your need
for life insurance is one area where working with a fee - only financial
advisor can pay dividends.
When it comes to planning
for long - term care,
advisors and clients have three main options — self - insure, long - term care
insurance and
life insurance with a long - term care rider.
People in their 50s who consider using
life insurance to create tax - free income should be careful because it will typically take at least 10 years
for sufficient cash to build within the
life insurance product, said Steve Lewit, CEO of United
Advisors based in Buffalo Grove, Ill..
Some financial
advisors suggest buying longevity
insurance, a type of deferred annuity that offers guaranteed income
for life, to help supplement retirement savings later in
life.
A financial
advisor can furnish clients with reports that illustrate their loved ones» potential financial positions if a provider were to die today and show them how
life insurance can help provide a solution
for survivors.
Because of this,
life insurance advisors sometimes refer to whole
life as the highest cost, highest reward path
for permanent coverage.
If you'd like to purchase a permanent
life insurance plan, our
advisors can help you make the right decision
for your family.
A financial
advisor can help clients evaluate whether their assets are adequately diversified
for maximum return and minimum risk; compare current asset distribution with recommended distributions
for age and investment objectives; and analyze retirement, estate and
life insurance needs.
His advice to
life insurance advisors who are talking with clients about gifting strategies during this two - year period is to «keep in mind that making big gifts is a long - term proposition
for clients,» as is estate planning.
Talk to a financial
advisor about the type of
life insurance policy you should invest in
for yourself.
Whether you're planning
for retirement, thinking about
life insurance options to protect those you care about, or looking at preneed
insurance as a way to help make end - of -
life arrangements easier on your family — talk to your
advisor or agent today about how Global Atlantic can be part of your financial planning.
By keeping our focus on your needs, we make it simpler
for you and your financial
advisor or
life insurance professional to identify the products that are right
for you.
Check with your
advisor about a Bankers
Life Insurance Company fixed annuity today or check out our available products
for more information.
Once we determine potential risks, your
advisor will recommend the most suitable coverage
for you and your family, such as long - term care,
life insurance, homeowner's
insurance and automobile policies.
With this reasoning, it is also why many financial
advisors recommend term
life insurance versus permanent
for the average family.
Speak to your financial
advisor or
life insurance professional to see if our annuities and
life insurance offerings are right
for you.
Prior to becoming a financial
advisor and offering
life insurance, I had to admit I never would have thought that a marijuana user would get approved
for term
life insurance coverage.
Yes, we will work with your fee - based financial planner or wealth
advisor to get you the best
life insurance policy
for your wealth management plan, estate plan, or retirement plan.
If you'd like to purchase a permanent
life insurance plan, our
advisors can help you make the right decision
for your family.
Because of this,
life insurance advisors sometimes refer to whole
life as the highest cost, highest reward path
for permanent coverage.
If you'd like to purchase permanent
life insurance, our
advisors can help you make the right decision
for your family.
Stockbrokers and other financial
advisors usually attack whole
life by saying something like «if someone desires
life insurance protection
for life...» But who would not want
life insurance protection
for life?
Talk to a financial
advisor about the type of
life insurance policy you should invest in
for yourself.
Permanent
life insurance is a complicated product, so you should consult with both your financial
advisor and an independent agent who specializes in
life insurance to assess your needs and advise you on the best policy
for you.
But there is no substitute
for a careful evaluation and review of your
life insurance needs with your financial
advisor.
There are many factors to consider when shopping
for life insurance, so if you need additional help do reach out to our expert team of
advisors.
This page is
for and about
life as a typical BD Rep agent financial
advisor that wants to offer more investment - related services, and little - to - no
life insurance company product (e.g., variable
life insurance or variable annuities).
This is a must - have investment calculator
for Fee - Based financial
advisors that compete with commission - based advisers and
life insurance agents.
A legal
advisor to the European Court of Justice has advised that it is illegal to charge different premiums to women and men
for life insurance and car
insurance, merely because women
live longer and have fewer accidents.
With broad experience in the defence of municipal, professional liability, construction, and commercial claims, including the liability of municipal officials, architects, engineers, geotechnical consultants, building inspectors, land surveyors, construction consultants, real estate agents and brokers,
life insurance agents and brokers, financial and investment
advisors, and directors and officers of corporations, he is the key contact
for many of the firm's clients.
In order to make the
insurance application process easier
for advisors and clients, iA Financial Group is announcing the easing of medical requirements
for clients aged 50 and under who apply
for life insurance coverage of less than $ 500,000.
Insurers of different states come out with various versions of a child
life insurance policy or a child term rider, therefore, it would be prudent to discuss your child's needs with your
insurance advisor before opting
for particular child
insurance.
Consult your tax
advisor to learn more about the tax implications of borrowing against your
life insurance policy and determine whether such a loan is right
for you.
We have a team of experienced
life insurance advisors always on hand and they will know exactly what questions to ask to find out which
life insurance rate class you come under and also advise you on the best way to prepare yourself
for a
life insurance medical examination.
Talk to your financial
advisor or find an agent who can help you decide if universal
life insurance is right
for you.
This is one of the things to ask an
advisor when considering options
for life insurance.
For these reasons, some
life insurance agents say purchasing
life insurance on a child can be a smart financial move, but many financial
advisors caution against it.
And although you won't qualify
for any discounts by buying your
life insurance and other
insurance from the same representative, working with a single
advisor for all your
insurance needs can make your financial
life simpler.
However,
for a more detailed analysis, be sure to consult with a qualified
life insurance professional or a financial
advisor.
What an agent or
advisor might tell you is that cash value
life insurance policies will help protect you during your younger years and give you a nest egg
for your retirement.
Life insurance is known to be a «sticky» asset, meaning that once they buy a policy clients tend to hang on to it ---- and the
advisor they purchased it from ----
for the long term.
About 44 percent of
advisors said that no more than 10 percent of their current portfolio of clients had asked them about approaches to
life insurance that would be appropriate
for them.
Suze Orman, who is literally left speechless (
for a half second) when a caller tells her he has whole
life insurance policies
for everyone in the family, including his kids, has this to say about financial
advisors who push whole
life on young families (jump to 4:39
for the good part):
Our digital
insurance advisor and online quote engines
for life insurance, health
insurance, pet
insurance, renters
insurance and long - term disability
insurance will help you to get the coverage you need.
Life insurance remains an untapped resource
for many financial
advisors.
Tip: Asking your financial
advisor or
life insurance broker or agent questions will yield the best results
for you long term.