Sentences with phrase «life insurance agent often»

Notably, amongst life insurance agents, the strategy of replacing a life insurance policy with a loan for another one is the primary approach to execute a life insurance loan rescue... in part because the life insurance agent often has an opportunity for a substantial commission on the replacement policy.

Working with an independent life insurance agent often works out to be easier and cheaper than sourcing a plan on your own.

But unlike agents who sold property / casualty insurance, life insurance agents often collected premiums at the home, on a weekly or monthly basis.

Commissions vary by policy and company, but life insurance agents often receive 80 % to 100 % of the first year's policy premium as commission.

As life insurance agents often recite, term policies are not good solutions for permanent life insurance needs.

Not exact matches

New to the third annual list are risky payphone and ATM investments, often sold by independent life insurance agents, and so - called «callable» certificates of deposit sold to older Americans despite their 10 - to 20 - year -LSB-...]

However everyone's individual circumstances are different, so seeking the advice of an experienced life insurance agent is often advised.

One great reason to choose Sagicor Life are the non-medical underwriting which allows you to get life insurance decision in as little as 2 minutes without ever having to see your agent face - to - face or complete a paramed exam (which often take weeks to compleLife are the non-medical underwriting which allows you to get life insurance decision in as little as 2 minutes without ever having to see your agent face - to - face or complete a paramed exam (which often take weeks to complelife insurance decision in as little as 2 minutes without ever having to see your agent face - to - face or complete a paramed exam (which often take weeks to complete).

They are hands down the best insurance company for low prices on a term life policy and you'll often find career agents with Northwestern Mutual, New York Life, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companlife policy and you'll often find career agents with Northwestern Mutual, New York Life, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companLife, or Mass Mutual using Banner as their term life product of choice when writing business outside of their core companlife product of choice when writing business outside of their core companies.

Your local insurance agent can offer you insurance, but if they are a captive agent (think State Farm) then they can only you offer their insurance which often times won't be the lowest cost life insurance available.

While there sometimes is a fee involved with using an agent, it can often still work out to be cheaper than trying to find a life insurance plan on your own.

Those who are good and enjoy the industry often migrate to a different company because they learn that the income made as a Primerica agent pales in comparison to other places inside the overall life insurance industry.

When an insurance agent has to do everything, they will often sell products that are more expensive to make their life easier; simplified issue or nonmedical policies do this for a «one person» insurance «agency.»

Agents who sell survivorship life insurance often point out that your beneficiaries can pay estate taxes with the proceeds of your policy, so they won't be forced to sell your house quickly or liquidate assets to pay an estate tax bill.

They usually work with more life insurance companies — often 10 or more, instead of a handful your in - person agent might work with — meaning you have a way better chance of finding the best deal.

I know life insurance agents are often made out to be villains in the movies and in popular jokes, and let's face it... most of the life insurance agents I know are not too exciting to talk to.

Life Insurance Brokers A insurance broker has the ability to market your policy needs to many different companies, and this will often allow you to save money, since an agent is ties to a singleInsurance Brokers A insurance broker has the ability to market your policy needs to many different companies, and this will often allow you to save money, since an agent is ties to a singleinsurance broker has the ability to market your policy needs to many different companies, and this will often allow you to save money, since an agent is ties to a single company.

Most life insurance agents in order to sell you a policy often glorify buying a life insurance in your child's or wife's name.

When shopping specifically for this type of coverage it is often a good idea to enlist the services of a life insurance agent or insurance broker.

Often consumers get confused by media noise, pushy life insurance agents, and by the insurance acronyms.

No stats could be found to support this being false, so just ask your life insurance agent how often a new policy holder passes away in the first year.

While you can obtain a variety of life insurance quotes through Progressive, it can often be best to work with an independent life insurance agent when seeking the best policy and premium rate for your needs.

Many life insurance agents prefer Not to sell Term Life Insurance, often because the commission payout is life insurance agents prefer Not to sell Term Life Insurance, often because the commission payouinsurance agents prefer Not to sell Term Life Insurance, often because the commission payout is Life Insurance, often because the commission payouInsurance, often because the commission payout is low.

Unlike term life insurance, which is easily compared online, cash value insurance is often marketed by agents and brokers in a face - to - face setting, where needs and strategies can be discussed.

Many applicants are denied every day due to their arrhythmia, and any heart condition will often confuse traditional life insurance agents.

A + Rated Life Insurance Companies — and Lots of ThemComprehensiveUse as a Reference Learn & UnderstandInsurance Agents often brag about their company's Financial Strength Rating when they are A + +.

However, whole life insurance is often about double the price of term insurance and comes with high fees, large agent commissions and high policy cancellation rates.

Most agents out there like to offer permanent life insurance products that offer an investment portion, but they are often ten times costlier than life insurance has to be.

Often, typical life insurance agents tend to emphasize life insurance as «all about» purchasing a death benefit.

When deciding on the best cash value life insurance policy for your needs, working with an independent agent is often the most sensible way to go.

Often, if you enter your email and phone number on a life insurance quote site, you get calls and emails from agents.

It often becomes difficult for the agents to make them understand that term plans cover only the death risk and the coverage amount is quite large in comparison with other life insurance plans.

As life insurance specialists for many years, we've discovered way too many times that clients have come to us with old policies that are not set up to maximize tax advantages.In other words, the policy will not protect the policyholder's estate from taxes as intended.Most life insurance agents rarely meet clients requiring life insurance for estate protection, and when they do, they often get excited about their commission potential and take the easy path to place a policy in force.

The problem with getting an online term insurance quote in this way is that the agent, more often than not, represents only one life insurance company.

In my career as a professional insurance agent I often did bend backwards to persuade such people to keep their life policies up to date.

More often than not they lose money, the agent loses money as he has to repay the commissions, and the life insurance company loses money as that is one less client that they have.

It's amazing how simply preparing a life insurance application the right way right, a skilled insurance agent can often times set the «tone» for how an application will be viewed.

So, if you're forced to choose between SelectQuote, or what is called a «captive» agent, such as you get with Primerica life insurance, Select Quote will most often be the better choice.

Good life insurance agents will help you navigate all of the insurance options and variations available and often save you in the long run.

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You often can get them in other ways without paying the high management expenses and agent commissions that come with permanent life insurance.

If you approach a local agent for life insurance options, you will at the most be offered two or three choices, often pre-determined by which insurance company he or she is affiliated to.

Working with a knowledgeable independent agent might be the easiest way to save a substantial amount on your life insurance coverage — often anywhere between 10 - 70 % in savings.

Whether you are getting life insurance quotes from an independent agent or a captive home town agent, you need to know that it is absolutely true that you can save 70 % and often much more than that.

Since companies change underwriting guidelines, often without any warning or even any notice to life insurance agents, shopping your case allows an agent to find the best rate and lock it in.

Often times the service that is provided by a life insurance agent is underestimated.