If you're denied from traditional coverage, you can look into the handful of
life insurance alternatives available.
Not exact matches
Here's a list of
life insurance policies that I think most people should avoid as there may be superior
alternatives available at a lower cost.
However, other options are
available, such as
life insurance alternatives like guaranteed
life insurance.
If another policy is
available, then we see how Gerber
life insurance compares with regards to price and if the
alternative option has a waiting period.
If your application for
life insurance is denied on medical or other grounds, there are still a handful of
alternatives available.
Life settlements are an
alternative to the policy surrender and accelerated death benefit options that may be
available in your
insurance contract.
We supply an
alternative in this Gerber Guaranteed Issue
Life Insurance Plan Review to open the eyes of our potential clients to the myriad of choices
available.
Six states — Kentucky, Maine, New Hampshire, Oregon, Washington and Wisconsin — have already passed various versions of a
life insurance disclosure requirement, legally mandating that
insurance carriers notify seniors in certain circumstances of the
alternatives to lapse or surrender of their policy (e.g., accelerated death benefit or
available riders, assignment of policy as a gift,
life settlement, policy replacement, etc.).
As an
alternative, expatriate health
insurance is
available as an individual international medical policy for expats who need healthcare coverage while
living abroad.
There are many different term
life insurance alternatives that are
available through Farm Bureau.
Life insurance policies are
available with two
alternative features: protection policies only and dual feature protection and cash value policies.
An
alternative to viatication is to borrow against the cash value of a permanent
life insurance policy (this option is not
available with term
life insurance, however).
These
alternative products are called Guaranteed Acceptance or Issued
Life Insurance Policies and provided that you meet their minimum requirements, which are: you are a US citizen and that you are currently between the age of 40 - 85 years of age (product may not be
available in your state), you will be accepted!
We supply an
alternative in this United Home
Life Insurance Plan Review to open the eyes of our potential clients to the myriad of choices
available.
There are some «
alternative»
life insurance products that will be
available for those with significant pre-existing conditions such as schizophrenia or multiple personality disorder.