Sentences with phrase «life insurance alternatives like»

These include life insurance alternatives like final expense insurance, burial benefits, or a guaranteed issue policy.

However, other options are available, such as life insurance alternatives like guaranteed life insurance.

Not exact matches

These hybrid life insurance long - term care policies are a good alternative for those who don't like the «use it or lose it» feature of traditional LTCI.

An alternative to temporary coverage like term insurance is Universal Life insurance.

If that all sounds like a lot to handle, there are alternatives to indexed universal life insurance that might be a better option.

Term life insurance is a cheaper and simpler alternative to permanent life insurance policies like variable life insurance.

It is also a good alternative if you can not qualify for a standard life insurance policy, but still would like to help provide for your family financially should the unexpected occur.

The panel has suggested to «lower the mandatory proportion of G - Secs» in the Life Fund and the Pension and General Annuity Funds and allow for higher exposure in alternative higher - yielding assets (like equity or property) or high rated corporate bonds» to help insurers generate a high gross return on investments so that insurance savings products can compare favourably in the financial savings space.

Those with ovarian cancer can still buy life insurance alternatives, like a guaranteed issue life insurance policy.

For consumers who do not like the idea of «throwing away» money on term coverage, permanent whole life insurance offers an alternative because the accumulated cash value can be withdrawn or used as collateral for a low - interest loan.

The best alternative is to go with an independent life insurance agency, like GuaranteedIssueLife.

A joint life insurance policy is an alternative for couples who would like to provide for each other if one of them passes away.

If you used an independent agent to submit your application, that agent would have alternative life insurance products, like guaranteed issue life that you can purchase without any requirement for medical information.

The fact that the life insurance company has possession and controls that policy cash value allows the company to be confident that it will be paid back, and as a result commonly offers life insurance policy loans at a rather favorable rate (at least compared to unsecured personal loan alternatives like borrowing from the bank, via a credit card, or through a peer - to - peer loan).

«Before buying complicated insurance products like universal and indexed universal life insurance, make sure you're taking full advantage of other tax - deferred investing alternatives such as traditional or Roth IRAs, combined with stand - alone term life insurance first.

If it looks like a like a candidate won't be approved, alternative to a fully underwriter term or whole life insurance policy can be proposed.

Individuals who have been diagnosed with stage 3 or 4 uterine cancer will need to pursue an «alternative» life insurance product like a guaranteed issue life insurance policy if they would like to qualify for life insurance.

These hybrid life insurance long - term care policies are a good alternative for those who don't like the «use it or lose it» feature of traditional LTCI.

It just means that you're going to need to pursue an alternative insurance product like an accidental death insurance policy or a guaranteed issue life insurance policy.

In cases like these, it may make sense to consider purchasing an alternative life insurance product such as a guaranteed issue life insurance policy which won't require an applicant to be able to «medically» qualify.

Additionally, depending on the amount of coverage that you're looking for, we might also be able to suggest some alternative life insurance products that won't require one to answer any health questions or submit to a medical exam if it looks like your application would be denied by such «types» of policies.

In cases like these, individuals may wish to pursue an «alternative» life insurance policy such as a guaranteed issue or simplified issue life insurance policy

As an alternative, Permanent insurance, like whole life or universal life insurance, can guarantee protection for his entire lifetime and also build cash value that can be borrowed or withdrawn.

These individuals, they will either need to simply go without any life insurance or will need to purse an «alternative» life insurance product like a guaranteed issue life insurance policy which will not require an applicant to take a medical exam or answer any health - related questions in order to qualify.

It may make sense to pursue an «alternative» life insurance product like a guaranteed acceptance life insurance policy, provided that their insurance needs are small ($ 25,000 or less).