Posted in application process, business life insurance, decline, insurance, life insurance, life insurance exam Tagged avoid buying life insurance, Exam One paramedics, insurance, life insurance,
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Not exact matches
When it comes to cheap final expense
insurance or burial
insurance for seniors, Gerber's Guaranteed Issue Whole
Life policy is ideal for people between the ages of 50 - 80 who are needing $ 5,000 to $ 25,000 in coverage with no
blood draws and no medical exams.
A non medical exam
life insurance policy does not require
blood to be
drawn.
The pricing of no - physical or non-medically underwritten
life insurance is not significantly higher and if you can get your policy issued quickly and without having a paramed
draw blood and do a physical then we recommend going that route.
Likewise, if you are someone who is fearful of needles and who would prefer not to undergo the
blood draw and other parts of the medical exam that is required for traditional
life insurance coverage, then a final expense
insurance policy can allow you to get
life insurance coverage, yet without going through an uncomfortable situation.
Many times the cost between the two policies will be small and
life insurance with no medical exam does not require a
blood draw or urine sample.
Most
life insurance companies will require a medical exam that typically includes a
blood draw and urine sample.
Pro tip: If you're applying for
life and disability
insurance at the same time, you can use the same medical exam for both rather than
draw blood twice.
Gerber offers an excellent guarantee issue whole
life policy for clients with serious health issues looking to secure cheap final expense
insurance or burial
insurance with no questions asked, no exams, no
blood draws and no urine samples.
Whether you don't like needles, have a fear of injections, or just don't like
drawing blood, you may be able to qualify for term
life insurance at affordable rates from a safe, secure
life insurance company.
Despite this, a no medical exam
life insurance policy may be an excellent option for those who are afraid of a
blood draw, for example.
In addition, there are also carriers now offering up to $ 250,000 of term
life insurance with no exam needed, just a few health questions, for people who hate needles,
blood draws, or don't have time for a physical.
We've had individuals that have needed to get
life insurance coverage, either to secure a loan for a business, to satisfy the collateral assignment of a
life insurance policy, to honor a divorce decree or, as mentioned above, just can't stand the thought of getting their
blood drawn.
Therefore, it can still be possible to obtain
life insurance coverage, but without having to worry about dealing with the needle that is required to obtain a
blood draw.
Do you want to get covered for
life insurance but either don't want to take a physical exam or hate the thought of needles or
blood draws?
Literally, all these people do all day long is go from appointment to appointment
drawing blood and completing
life insurance health evaluations.
When you choose a underwritten term
life insurance plan you will be forced to take a medical exam, which means someone comes into your home and asks questions and
draws blood and sometimes more.