They will either sell the life insurance themselves, or split the commission with another agent who specializes in
writing life insurance cases who they will refer the client to.
To be clear: I have never seen a
term life insurance case placed at standard rates or better after heart valve surgery of any kind.
I wrote an
estate life insurance case 6 or so years ago that if you put a pencil to the numbers you would swear that the company had made a huge mistake.
According to Eric Dinnocenzo, a lawyer who represents policyholders and beneficiaries
of life insurance cases, those who have life insurance and enter prison will continue to have life insurance as long as their premiums are paid.
These are the PowerPoint slides for Connie Risi's presentation, «Health &
Life Insurance Case Law Update for Western Canada», presented at the 2014 Canadian Life and Health Insurance Association legal section annual meeting, which was held in Montebello, Quebec from September 17 to 19, 2014.
Aortic valve insufficiency and aortic valve
stenosis life insurance cases are more detailed than a normal scenario, however we approve clients like this all the time.
The most
newsworthy life insurance cases are those involving allegations of foul play of some type: a person killed for the life insurance money, or a change of beneficiary from a family member to a lover just prior to death.
These incidents serve as real life examples of what I routinely argue in material misrepresentation
in life insurance cases: that omissions in the application are not always due to intentional misrepresentations by insureds, but instead by carelessness on the part of the insurance agent.
At Life Wealth Win, we specialize in healthy to high - risk
life insurance cases.
In this blog post I'll be discussing what high risk life insurance is, what options your clients might have and I'll be giving you some tips so that you can carve out a niche for yourself and be successful placing high risk
life insurance cases.
Leverage our knowledge and experience of working high risk
life insurance cases to benefit your life insurance purchase.
This agent will have no success trying to write
a life insurance case with a high risk medical history, not because he or she is incompetent, but this agent simply does not have the required experience to place a tough case.
You are an individual, your surgery was unique, and
your life insurance case will be unique as well.
Tags: life insurance agent, life insurance applications,
life insurance cases, life insurance policies, Material Misrepresentation, misrepresentation, New Jersey, New York
We work with high risk
life insurance cases, and we can assist you in finding a carrier who may best fit your coverage needs even if you have been turned down in the past.
For high - risk
life insurance cases, you will need an agent who knows which companies will approve your situation at the best rates.
The truth of the matter is that many high - risk
life insurance cases are declined, and this is when your independent agent can help you even more.
Typically, an agent who specializes in high - risk
life insurance cases will represent all of the major life insurers who have a reputation for finding a way to insure an applicant with diabetes at very affordable rates.
I'm currently working on
a life insurance case where the client, a physician, sought and completed treatment 4 years ago for prescription drug abuse.
I've been working on
a life insurance case that was recently approved.
Most of
the life insurance cases I work are shopped to multiple companies just so I can be assured that the insurance quote I am providing really is going to be as good as it gets and ultimately the client gets the most bang for their buck.